Revenue segments as reported by the company.

Net earned premiums

Net investment income

Net investment gains (losses)

Other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Benefits and claims, net

Acquisition and operating expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Aflac

Aflac, Inc. is a holding company. engages in the provision of financial protection services. It operates through the followings segments: Aflac Japan and Aflac United States (U.S.). The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Aflac reports robust Q4 earnings, eyes growth in Japan and U.S.

Aflac's Q4 2022 earnings call showcased strong financial performance, with a focus on growth in both Japan and the U.S. The company emphasized capital deployment, digital transformation, and strategic initiatives to drive future success. Challenges in the financial industry were acknowledged, with a clear focus on addressing them through transformative efforts.

Aflac drives growth with new products in Japan and U.S.

Aflac's Q1 performance showcased strong growth initiatives, prudent capital management, and a focus on customer-centric strategies in Japan and the U.S.
While facing short-term challenges like increased expense ratios and potential interest rate impacts, the company is well-positioned to capitalize on opportunities like product launches and market developments.
Overall, Aflac's earnings call highlighted a resilient business model, commitment to innovation, and confidence in its future growth prospects.

Aflac reports robust Q2 earnings, eyes growth through strategic partnerships

Aflac's Q2 2023 earnings call highlighted strong performance in Japan and the U.S., with a focus on cancer insurance and persistency improvement. The company aims to drive growth through prudent financial management and strategic partnerships.

Aflac reports robust Q3 earnings, eyes growth amidst market challenges

Aflac's Q3 performance showcased strong sales growth, financial resilience, and strategic capital management.
While facing challenges in the real estate market and regulatory landscape, the company is well-positioned to capitalize on growth opportunities.
Emphasis on product value, brand strength, and innovation underpin Aflac's competitive edge and customer-centric approach.
With a focus on operational efficiency, risk management, and market readiness, Aflac is poised for sustainable growth and value creation.

Aflac achieves record earnings in 2023, eyes growth opportunities

Aflac delivered record earnings in 2023, driven by strong sales growth in Aflac Japan and Aflac U.S., while maintaining a focus on liquidity and capital strength.
The company faces challenges related to commercial real estate exposure and COVID's impact on sales operations in Japan, requiring cautious guidance and strategic adaptation.
Opportunities lie in the U.S. pet insurance market, recruitment of customer-centric sales agents, and improving expense efficiency to drive profitability and operational effectiveness.
Aflac's strategic focus on underwriting discipline and expense management positions it well for sustained growth and profitability, despite facing capital management complexities.

Aflac reports robust Q1 earnings, eyes growth opportunities in Japan and U.S.

Aflac's Q1 performance showcases strong financial results, disciplined underwriting, and strategic focus on growth opportunities in both Japan and the U.S. Despite challenges in agent recruiting, the company is well-positioned to capitalize on positive market shifts and drive future sales through diverse channels.

Aflac reports resilient Q3 performance with strong sales growth

Aflac's Q3 performance showcased resilience with strong sales growth in Japan and the U.S., despite a reported loss on a U.S. GAAP basis.
The company's emphasis on prudent capital management and financial stability underpins its ability to navigate challenges and capitalize on growth opportunities.
Analysts' inquiries highlighted areas of interest and potential focus for Aflac to address operational efficiency, competitive dynamics, and strategic growth initiatives.
Overall, Aflac's strategic focus on diversified insurance offerings and solid capital position positions it well for sustained growth and value creation.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Paul Amos and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

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The S&P has returned 4.18% since the beginning of the year. The three dividend champions below have exceeded the S&P return year-to-date and may have more room to run.

Dividend Champions: 3 To Consider For March 2021

COLUMBUS, Ga., March 18, 2021 /PRNewswire/ -- "Aflac will only support solutions that make voting easy and accessible for every eligible voter while maintaining the security and transparency of the voting process.

Statement from Aflac Incorporated on Georgia Voting Rights:

Aflac (AFL) continues to gain from its well-diversified insurance product offerings across the United States and Japan, and digital transition efforts.

Here's Why You Should Hold Aflac (AFL) in Your Portfolio Now

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Dividend Aristocrats can be great choices for income-oriented investors. Some are attractively priced and could offer compelling returns going forward.

Dividend Aristocrats: 5 To Buy And 5 You Should Avoid

COLUMBUS, Ga., March 11, 2021 /PRNewswire/ -- Aflac, a leading provider of supplemental insurance products in the U.S., is preparing for The Big Dance® with a bracket-busting campaign to connect with over 150 million passionate basketball fans who are missing the traditional March Madness experience.

Aflac Brings Laughs to Help Ease Pain During March Madness®

Aflac's (AFL) Management on 2021 RBC Capital Markets Global Financials Conference

COLUMBUS, Ga., March 8, 2021 /PRNewswire/ -- Aflac Incorporated announced today that it has closed its first sustainability bond, further reinforcing the company's longstanding commitment to uphold the core values of our "people-first" business approach that balances purpose and profit....

Aflac Incorporated Announces Inaugural Sustainability Bond Issuance

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As bond yields pop and the rotation out of tech into recovery plays continues, Q.ai's Artificial Intelligence has brought you today's top buys.

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Aflac (AFL) reported earnings 30 days ago. What's next for the stock?

Aflac (AFL) Up 5.8% Since Last Earnings Report: Can It Continue?

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Long-Term Issue Credit Rating of “a-” to the newly issued senior unsecured notes of Aflac Incorporated (Aflac) (Columbus, GA) [NYSE: AFL]. The $400 million, 1.125% notes, due March 15, 2026, were issued as senior sustainability notes. The outlook assigned to the Credit Rating (rating) is stable. The existing ratings of Aflac and its subsidiaries are unchanged. AM Best expects the proceeds from the $400 million offering to be used to fund Af

AM Best Assigns Issue Credit Rating to Aflac Incorporated's New Senior Unsecured Notes

COLUMBUS, Ga., March 3, 2021 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that Aflac Incorporated President and Chief Operating Officer Frederick J. Crawford will participate in a panel discussion at the 2021 RBC Capital Markets Global Financials Conference on Wednesday,...

Aflac Incorporated President and Chief Operating Officer Frederick J. Crawford to Participate in Panel Discussion at 2021 RBC Capital Markets Global Financials Conference

COLUMBUS, Ga., Feb. 23, 2021 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that Aflac Incorporated Executive Vice President and Chief Financial Officer Max K. Brodén will participate in a fireside chat at the Raymond James 42nd Annual Institutional Investors Conference on...

Aflac Incorporated to Present at the Raymond James 42nd Annual Institutional Investors Conference

COLUMBUS, Ga., Feb. 23, 2021 /PRNewswire/ -- Aflac, a leading provider of supplemental insurance products in the U.S., today announced it has once again been named as one of the World's Most Ethical Companies by Ethisphere, a global leader in defining and advancing the standards of...

Aflac on Ethisphere's World's Most Ethical Companies List for 15th Consecutive Year

COLUMBUS, Ga., Feb. 17, 2021 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that Aflac Incorporated President and Chief Operating Officer Frederick J. Crawford will participate in a fireside chat at the Credit Suisse 22nd Annual Financial Services Forum on Wednesday,...

Aflac Incorporated to Present at the Credit Suisse 22nd Annual Financial Services Forum

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When we find cash flow machines like the eight dividend payers we're about to discuss, we're talking about decades of payments.

8 Rising Dividends To Buy And Hold For Decades

Insurance company Aflac Incorporated (NYSE: AFL) kicked off the month with a solid fourth-quarter report.

Dividend Increase, Volatility Crush Puts Aflac Stock in Focus

COLUMBUS, Ga., Feb. 4, 2021 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will present at the Bank of America Securities 2021 Insurance Conference. Aflac Incorporated Chairman and Chief Executive Officer Daniel P. Amos will represent the company with a...

Aflac Incorporated to Present at the Bank of America Securities 2021 Insurance Conference

Aflac's (AFL) CEO Dan Amos on Q4 2020 Results - Earnings Call Transcript

Aflac's (AFL) fourth-quarter results indicate rise in revenues and strong performance at Japan segment, partly offset by high costs.

Aflac's (AFL) Q4 Earnings Surpass Estimates, Revenues Up Y/Y

Aflac (AFL) delivered earnings and revenue surprises of 2.88% and 6.96%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Aflac (AFL) Q4 Earnings and Revenues Beat Estimates

Shares of Aflac (NYSE:AFL) rose in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share increased 3.88% year over year to $1.07, which beat the estimate of $1.05.

Aflac: Q4 Earnings Insights

Equifax

ATLANTA, Feb. 3, 2021 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) today announced that Audrey Boone Tillman, Executive Vice President and General Counsel at Aflac Incorporated (NYSE: AFL), has been elected to its board of directors. "We are thrilled to welcome Audrey as a new independent...

Equifax Names Audrey Boone Tillman to Board of Directors

COLUMBUS, Ga., Feb. 3, 2021 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its fourth quarter results. Total revenues were $5.9 billion in the fourth quarter of 2020, compared with $5.6 billion in the fourth quarter of 2019. Net earnings were $951 million, or $1.35 per...

Aflac Incorporated Announces Fourth Quarter Results, Reports Fourth Quarter Net Earnings of $951 Million, Reiterates Increase in First Quarter Cash Dividend of 17.9%

News for Aflac Stock (AFL)