Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Depreciation and amortization of intangible assets

Restructuring

Provision for expected credit losses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bill.com

Bill.com Holdings, Inc. engages in the provision of cloud-based software solutions. The firm simplifies, digitizes, and automates complex back-office financial operations for small and midsize businesses. Its software helps customers generate and process invoices, streamline approvals, send and receive payments, sync with their accounting systems and manage their cash. The company was founded by Rene Lacertea in April 2006 and is headquartered in San Jose, CA.

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Earnings data Q1 2025

Earnings data Q2 2025

BILL reports robust Q1 growth and focuses on SMBs

BILL's Q1 2023 performance reflects strong revenue growth and a focus on serving SMBs amidst macroeconomic challenges. The company's platform offers automation, visibility, and multiple payment choices, while also demonstrating reliability during recent banking crises. Challenges include softer spend trends and caution regarding TPV declines, but early signs of stabilization are evident.

Bill.com reports robust Q2 earnings, eyes SMB resilience and growth

Bill.com's Q2 2023 earnings call highlighted strong financial performance, a focus on SMBs, and strategic initiatives to drive growth. The company faces challenges from moderating SMB expenses but sees opportunities in new product innovations and revenue growth strategies.

Bill.com reports robust Q3 results, eyes innovation for SMBs

Bill.com delivered strong financial performance in Q3 2023, showcasing revenue growth, net income, and customer engagement.
While facing challenges like TPV decline and changing business behaviors, the company is optimistic about future opportunities.
By emphasizing innovation, network growth, and customer satisfaction, Bill.com aims to continue its success in simplifying financial operations for SMBs.

Bill.com achieves $1B revenue milestone, eyes growth opportunities

Bill.com delivered strong financial performance in Q4 2023, achieving significant revenue growth and profitability milestones.
The company's focus on expanding partnerships, offering choice, and driving adoption of payment solutions positions it well for future growth.
Challenges include expected declines in TPV per customer and revenue guidance impacted by macroeconomic factors, but opportunities exist in Divvy growth and new initiatives.

Bill.com exceeds $300M revenue milestone, faces macroeconomic challenges

Bill.com's Q1 2024 performance reflects strong revenue growth and increased net income, driven by customer additions and total payment volume expansion.
Challenges stemming from macro pressures and customer behavior trends require strategic adjustments in credit standards and payment choices.
Opportunities lie in enhancing customer offerings, driving engagement through modular pricing, and managing credit risks for sustained growth.

Bill.com reports strong Q2 performance and strategic growth initiatives

Bill.com delivered strong Q2 performance with notable revenue and net income growth, serving a growing customer base and adding new customers.
While facing challenges such as organizational changes and external partnership impacts, the company's strategic strengths and opportunities position it well for future growth.
By focusing on expanding its ecosystem, driving automation initiatives, and reinvesting in growth, Bill.com aims to capitalize on market opportunities and enhance operational efficiency.
Effective management of challenges and strategic alignment with opportunities will be crucial for Bill.com to sustain its growth trajectory and capitalize on its strengths.

Bill.com reports robust Q3 performance, faces challenges and growth opportunities

Bill.com (BILL) delivered strong Q3 financial results, emphasizing revenue and non-GAAP operating income growth.
Challenges include managing customer adds, addressing muted growth in key variables, and navigating seasonal effects.
Opportunities for growth include accelerating customer adds, monetizing integrated platform capabilities, and enhancing product innovation.

Bill.com reports solid Q4 earnings, eyes growth opportunities ahead

Bill.com's Q4 2024 earnings call showcased strong financial results, operational resilience, and a customer-centric approach. The company's performance in adapting to economic challenges, driving revenue growth, and emphasizing SMB service highlights its strategic focus and potential for future growth. Analyst inquiries into growth strategies, profitability balance, and market dynamics underscore the company's position in navigating complexities and pursuing opportunities.

Bill.com posts strong Q1 results, eyes international expansion opportunities

Bill.com (BILL) delivered robust financial results in Q1 2025, driven by revenue growth and operational efficiency. While facing questions on key metrics and investment impact, the company remains focused on customer success, innovation, and strategic growth.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bill Holdings, Inc. engages in the provision of cloud-based software solutions. The firm simplifies, digitizes, and automates complex back-office financial operations for small and midsize businesses. Its software helps customers generate and process invoices, streamline approvals, send and receive payments, sync with their accounting systems and manage their cash. The company was founded by Rene Lacertea in April 2006 and is headquartered in San Jose, CA.

Good companies are making important adjustments to counteract the difficult economic climate. The changes involve cutting costs, which means revenue growth slows, but bottom-line profitability improves.

1 Unstoppable Growth Stock With 112% Upside, According to Wall Street

Bill.com is a leading player in automating accounts payable for SMBs, replacing manual processes. The SMB accounts payable automation market is primed for disruption, offering growth opportunities for Bill.com.

BILL Holdings: Leading The Market In SMB AP Automation

BILL Holdings, Inc. (NYSE:BILL ) Q3 2023 Earnings Conference Call May 4, 2023 4:30 PM ET Company Participants Karen Sansot - Vice President-Investor Relations Rene Lacerte - Chairman, Chief Executive Officer & Founder John Rettig - Executive Vice President & Chief Financial Officer Conference Call Participants Andrew Schmidt - Citigroup Josh Beck - KeyBanc Darrin Peller - Wolfe Research Brent Bracelin - Piper Sandler Kenneth Suchoski - Autonomous Taylor McGinnis - UBS William Nance - Goldman Sachs Jonathan Lee - Morgan Stanley Bryan Keane - Deutsche Bank Brad Sills - Bank of America Merrill Lynch Tien-Tsin Huang - JPMorgan Operator Good afternoon. Thank you for attending today's BILL's Fiscal Third Quarter 2023 Earnings Conference Call.

BILL Holdings, Inc. (BILL) Q3 2023 Earnings Call Transcript

BILL Holdings (BILL) came out with quarterly earnings of $0.50 per share, beating the Zacks Consensus Estimate of $0.24 per share. This compares to loss of $0.08 per share a year ago.

BILL Holdings (BILL) Tops Q3 Earnings and Revenue Estimates

Bill.com Holdings Inc. shares rallied in the extended session Thursday after the business automation software company reported earnings and outlook that both topped Wall Street expectations. Bill.com shares rallied as much as 10% after hours, following a 1.6% gain in the regular session to close at $79.91.

Bill.com stock rallies 10% after earnings, outlook beat

SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE: BILL), a leader in financial automation software for small and midsize businesses (SMBs), today announced financial results for the third fiscal quarter ended March 31, 2023. “We delivered strong third quarter results and profitable growth as we executed on our strategy to be the essential financial operations platform for SMBs,” said René Lacerte, BILL CEO and Founder. “As champions of SMBs, we are proud that more than 450,000 businesses use our s.

BILL Reports Third Quarter Fiscal Year 2023 Financial Results

The consensus price target hints at a 93.1% upside potential for BILL Holdings (BILL). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts Predict a 93.06% Upside in BILL Holdings (BILL): Here's What You Should Know

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We have narrowed our search to five stocks that are set to report earnings results this week. These are: PODD, BKNG, BILL, JCI and COLD.

Buy These 5 Stocks Ahead of Earnings Releases This Week

BILL Holdings (BILL) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

BILL Holdings (BILL) Earnings Expected to Grow: Should You Buy?

SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE: BILL), a leader in financial automation software for small and midsize businesses (SMBs), announced today that Ken Moss has joined the company as Chief Technology Officer (CTO). Moss reports directly to CEO and Founder René Lacerte and succeeds Vinay Pai who is retiring as CTO after five years with the company. “We are excited to welcome Ken to BILL.

BILL Hires Ken Moss, Technology Industry Innovator, as Chief Technology Officer

SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE: BILL), a leader in financial automation software for small and midsize businesses, will report financial results for its fiscal third quarter ended March 31, 2023, after the market close on Thursday, May 4, 2023. BILL will host a webcast at 1:30pm PT (4:30pm ET) on Thursday, May 4, 2023 to discuss the results.

BILL to Report Third Quarter Fiscal 2023 Financial Results on May 4, 2023

BILL has solid growth ahead of it as its network creates a flywheel effect. The company is also benefiting from higher interest rates, generating float revenue.

BILL Holdings: Growth At An Attractive Valuation

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BILL Holdings, Inc.'s transaction business model is slowing down. The more that BILL Holdings' topline slows down, the more investors will be asking the question, when will Bill.com report a GAAP profit?

BILL Holdings: Telltale Sign

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Cloud will see belt-tightening in 2023, and investors will have to gamble on the timing for when this turns around. Cloud is insulated from trade wars and overseas manufacturing issues. It reduces costs for enterprises, which is ideal for a recession.

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BIL, SGOV, short duration T-bill funds pull in $1.53 billion over past few days.

Investors Flock to Cash ETFs as Stress Over Economy Mounts

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The major U.S. stock market indexes sank last year, and after a positive start to 2023, they're heading south again. Elevated inflation, rising interest rates, and regional banking upheaval are making investors nervous.

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Bill Holdings has said it held about $670 million at Silicon Valley Bank, but said its existing cash was sufficient to meet its working capital and other requirements.

4 Stocks Affected by Bank Failures That Wall Street Says to Buy

SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE: BILL), a leader in financial automation software for small and midsize businesses (SMBs), today announced new offerings for businesses impacted by the Silicon Valley Bank (SVB) events. As part of its ongoing commitment to stand with impacted businesses and support SMBs, BILL is expanding its offerings to help them stay fully operational.

BILL Expands on Its Commitment to SMBs Impacted by SVB Events

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Regulators said SVB depositors would be made whole, but analysts and investors are trying to sort through which companies face continued risk.

Stock in Companies With SVB Exposure Are Still Down. Here's Why.

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Since SVB Financial's (NASDAQ: SIVB ) principal subsidiary, Silicon Valley Bank, collapsed last week, Wall Street has been in turmoil. With SVB seized by government regulators and New York's Signature Bank (NYSE: SBNY ) shut down, banking stocks have been in free fall and don't show any signs of reversing direction.

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Shares of BILL Holdings Inc. were on track for a rebound Monday after the U.S. government announced protections for Silicon Valley Bank depositors and the software company said it expected the bank's closure to have “minimal impact” on its financial positioning.

BILL stock on track for a rebound amid protections for SVB depositors

The online marketplace and the software firm joined other companies citing deposits held at Silicon Valley Bank, which regulators closed on Friday.

Etsy, Bill.com, and Others Disclose SVB Exposure

SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE: BILL) today issued the following statement. Today, the California Department of Financial Protection and Innovation (DFPI) closed Silicon Valley Bank (“SVB”) and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. While Bill Holdings, Inc. (the “Company”) has funds with SVB, the significant majority of our corporate cash and processed payments are with numerous large, multinational financial institutions.

BILL Discusses Impact of Silicon Valley Bank Closure

SAN JOSE, Calif.--(BUSINESS WIRE)-- #bill--BILL (NYSE: BILL), a leader in financial automation software for small and midsize businesses (SMBs), announced a partnership with BMO to digitize and streamline business payments. BMO Bill Connect, powered by BILL, is a bill pay and invoicing platform that helps customers pay and get paid in a simpler, faster and more secure way. BMO Bill Connect, the cloud-based platform gives customers more visibility and control over their financial operations.

News for Bill.com Stock (BILL)