Colony Bankcorp

Colony Bankcorp, Inc. is a bank holding company, which engages in the stockholder and investor relations functions through its subsidiary, Colony Bank. It operates through the following segments: Banking Division, Mortgage Division, and Small Business Specialty Lending Division. The Banking Division segment offers full service financial services including commercial loans, consumer loans and deposit accounts. The Mortgage Division segment consists of sales and servicing of one-to-four family residential mortgage loans. The Small Business Specialty Lending Division segment focuses on the selling and servicing of SBA and USDA government guaranteed loans. The company was founded on November 8, 1982 and is headquartered in Fitzgerald, GA.

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Earnings data Q4 2024

Colony Bankcorp reports steady earnings growth amid mortgage challenges

Colony Bankcorp's Q4 2022 performance showed resilience in earnings driven by the banking division amidst challenges in mortgage banking.
The company's focus on organic growth, expense management, and strategic hires highlights a commitment to long-term success.
While facing challenges such as interest rate shifts and credit standards, Colony Bankcorp is well-positioned to capitalize on opportunities for revenue growth and efficiency.

Colony Bankcorp reports solid Q1 results amidst industry challenges

Colony Bankcorp navigated industry challenges with resilience, focusing on core banking strengths. While facing margin pressure and market shifts, the bank aims for improved profitability and growth opportunities.

Colony Bankcorp reports resilient Q2 performance amidst economic challenges

Colony Bankcorp (CBAN) navigated economic challenges well in Q2 2023, reporting increased earnings and strong mortgage demand. Margin pressure and slower loan growth pose challenges to achieving targeted ROA levels.
The company's focus on cost reduction, stock repurchase, and maintaining strong asset quality positions it well for future growth opportunities. Continued efforts to optimize profitability and enhance shareholder value are key priorities.
Despite facing margin pressure and lower loan demand, Colony Bankcorp's performance in core earnings and deposit growth underscores its resilience and strategic initiatives to drive long-term success.

Colony Bankcorp (CBAN) reports increased earnings and addresses growth challenges

Colony Bankcorp (CBAN) reported increased earnings and strong asset quality in Q3 2023, with a focus on controlling expenses and enhancing operational efficiency.
While facing challenges such as a slowdown in loan growth and potential margin compression, the company is well-positioned to capitalize on opportunities like deposit growth and technology investments.
Analysts raised questions on key financial metrics, indicating interest in the company's profitability initiatives and growth prospects.
Overall, Colony Bankcorp (CBAN) showcased a balanced performance with a strategic focus on sustainable growth and operational excellence.

Colony Bankcorp reports Q4 performance, eyes growth amidst challenges

Colony Bankcorp's Q4 2023 performance reflects a strategic focus on efficiency, customer relationships, and shareholder value amidst challenges and opportunities in the financial landscape.
While facing margin compression and lower noninterest income, the company's strengths in disciplined expense management and revenue diversification position it well for future growth.
With a commitment to increasing dividends, modest loan growth, and optimizing operational efficiency, Colony Bankcorp aims to navigate challenges and capitalize on opportunities for sustainable profitability and shareholder value.

Colony Bankcorp reports improved Q1 performance amidst margin challenges

Colony Bankcorp's Q1 2024 performance showed improved operating results, strong expense discipline, and a focus on enhancing future earnings through strategic adjustments.
While facing margin pressure and modest loan declines, the company remains well-positioned to capitalize on opportunities in noninterest income growth and customer experience enhancement.
Overall, Colony Bankcorp's financial performance, credit quality, and strategic initiatives indicate a resilient and proactive approach to navigating the evolving market landscape.

Colony Bankcorp reports strong Q2 earnings, eyes growth opportunities

Colony Bankcorp delivered a solid performance in Q2, with notable increases in operating net income and profitability in key business segments.
While facing challenges such as modest loan growth and seasonal deposit declines, the company remains focused on efficiency and credit quality.
Opportunities lie in leveraging successful divisions like mortgage banking and small business lending for sustained growth and profitability.

Colony Bankcorp reports resilient Q3 performance with growth opportunities

Colony Bankcorp's Q3 performance reflects resilience and growth despite challenges from Hurricane Helene.
Strengths in deposit and loan growth, expense discipline, and digital banking initiatives position the company well.
Challenges include margin impact from deposit mix shift and potential future growth rate maintenance concerns.
Opportunities lie in margin expansion, digital banking enhancements, and sustained loan growth in Q4.

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Colony Bankcorp (CBAN) could produce exceptional returns because of its solid growth attributes.

Here is Why Growth Investors Should Buy Colony Bankcorp (CBAN) Now

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Should Value Investors Buy Colony Bankcorp (CBAN) Stock?

Looking for a Growth Stock? 3 Reasons Why Colony Bankcorp (CBAN) is a Solid Choice

Are Investors Undervaluing Colony Bankcorp (CBAN) Right Now?

Colony Bankcorp, Inc. (CBAN) Q3 2023 Earnings Call Transcript

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the third quarter of 2023. Financial highlights are shown below. Financial Highlights: Net income increased to $5.8 million, or $0.33 per diluted share, for the third quarter of 2023, compared to $5.3 million, or $0.30 per diluted share, for the second quarter of 2023, and $5.3 million, or $0.30 per diluted share, for the third quarter of 2022. Operating net in.

Colony Bankcorp Reports Third Quarter 2023 Results

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today announced that it will release its third quarter 2023 financial results on Wednesday, October 25, 2023, after the stock market closes. The Company will also hold a live conference call on Thursday, October 26, 2023, at 9:00 AM ET. The conference call can be accessed by dialing 1-888-259-6580 and entering the access code 97884160. Participants are encouraged to dial in 15 minutes prior to the.

Colony Bankcorp, Inc. Announces Date for Third Quarter 2023 Earnings Release and Conference Call

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Colony Bankcorp, Inc. (NASDAQ:CBAN ) Q2 2023 Earnings Conference Call July 27, 2023 9:00 AM ET Company Participants Derek Shelnutt - Executive Vice President and Chief Financial Officer Heath Fountain - Chief Executive Officer Dallis “D” Copeland - President Conference Call Participants David Bishop - Hovde Group Christopher Marinac - Janney Montgomery Scott Operator Good morning, ladies and gentlemen and welcome to the Colony Bank Second Quarter 2023 Conference Call. At this time, all lines are in a listen-only mode.

Colony Bankcorp, Inc. (CBAN) Q2 2023 Earnings Call Transcript

Colony Bankcorp (CBAN) came out with quarterly earnings of $0.33 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.30 per share a year ago.

Colony Bankcorp (CBAN) Beats Q2 Earnings Estimates

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the second quarter of 2023. Financial highlights are shown below. Financial Highlights: Net income increased to $5.3 million, or $0.30 per diluted share, for the second quarter of 2023, compared to $5.0 million, or $0.29 per diluted share, for the first quarter of 2023, and $3.4 million, or $0.19 per diluted share, for the second quarter of 2022. Operating net.

Colony Bankcorp Reports Second Quarter 2023 Results

Colony Bankcorp (CBAN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Colony Bankcorp (CBAN) Q2 Earnings Expected to Decline

Colony Bankcorp, Inc. is a small Georgia-focused regional bank with about $3B in assets on the balance sheet. The net interest margin will likely decrease just a little bit more but should stabilize soon. The bank targets a 1% ROA by year-end and 1.20% in the longer run. This should boost the EPS tremendously.

Colony Bankcorp: Trading At 8x Earnings, 0.9x TBV Despite Aggressive Growth Targets

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today announced that it will release its second quarter 2023 financial results on Wednesday, July 26, 2023, after the stock market closes. The Company will also hold a live conference call on Thursday, July 27, 2023, at 9:00 am ET. The conference call can be accessed by dialing 1-888-259-6580 and entering the access code 03803040. Participants are encouraged to dial in 15 minutes prior to the call.

Colony Bankcorp, Inc. Announces Date for Second Quarter 2023 Earnings Release and Conference Call

Is Colony Bankcorp (CBAN) Stock Undervalued Right Now?

Decent loan demand, a solid balance sheet and higher rates will keep supporting Colony Bankcorp's (CBAN) financials in the future. This makes the stock worth investing in now.

4 Reasons Why Colony Bankcorp (CBAN) Stock is Worth Buying Now

NEW YORK--(BUSINESS WIRE)-- #KBRA--On May 12, 2023, KBRA affirmed the senior unsecured debt rating of BBB, the subordinated debt rating of BBB-, and the short-term debt rating of K3 for Fitzgerald, Georgia-based Colony Bankcorp, Inc. (NASDAQ: CBAN) ("the company"). In addition, KBRA affirmed the deposit and senior unsecured debt ratings of BBB+, the subordinated debt rating of BBB, and the short-term deposit and debt ratings of K2 for Colony Bank ("the bank"), the main subsidiary. The Outlook for all l.

KBRA Releases Surveillance Report for Colony Bankcorp, Inc.

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) announced today the Company's ratings were affirmed by the Kroll Bond Rating Agency (KBRA) in its press release dated May 12, 2023. KBRA affirmed the senior unsecured debt rating of BBB, the subordinated debt rating of BBB-, and the short-term debt rating of K3 for the Company. KBRA indicated a Stable outlook for all long-term ratings and among its key credit considerations, cited favorable views.

Colony Bankcorp Announces That KBRA Affirms the Company's Ratings

Colony Bankcorp, Inc. (NASDAQ:CBAN ) Q1 2023 Conference Call April 28, 2023 9:00 AM ET Company Participants Derek Shelnutt - Chief Accounting Officer T. Heath Fountain - Chief Executive Officer R.

Colony Bankcorp, Inc. (CBAN) Q1 2023 Conference Call Transcript

Colony Bankcorp (CBAN) came out with quarterly earnings of $0.31 per share, beating the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.37 per share a year ago.

Colony Bankcorp (CBAN) Tops Q1 Earnings Estimates

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today reported financial results for the first quarter of 2023. Financial highlights are shown below. Financial Highlights: Net income decreased to $5.0 million, or $0.29 per diluted share, for the first quarter of 2023, compared to $5.6 million, or $0.31 per diluted share, for the fourth quarter of 2022, and $5.3 million, or $0.34 per diluted share, for the first quarter of 2022. Operating net in.

Colony Bankcorp Reports First Quarter 2023 Results Declares Quarterly Cash Dividend of $0.11 Per Share

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As investors gear up for the 2023 GuruFocus Value Conference, which takes place in two weeks, five stocks in keynote speaker Bernard Horn (Trades, Portfolio)'s fourth-quarter equity portfolio that are undervalued based on the discounted cash flow model are Colony Bankcorp Inc. ( CBAN , Financial), Berry Global Group Inc. ( BERY , Financial), Capital One Financial Corp. ( COF , Financial), Tyson Foods Inc. ( TSN , Financial) and Allison Transmission Holdings Inc. ( ALSN , Financial).

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Analysts Estimate Colony Bankcorp (CBAN) to Report a Decline in Earnings: What to Look Out for

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FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) today announced that it will release its first quarter 2023 financial results on Thursday, April 27, 2023, after the stock market closes. The Company will also hold a live conference call on Friday, April 28, 2023, at 9:00 am EDT. The conference call can be accessed by dialing 1-833-470-1428 and entering the access code 759681. Participants are encouraged to dial in 15 minutes prior to the call.

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