Revenue segments as reported by the company.

Net Interest Income

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

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Information Processing & Communications

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

This morning, Discover Financial Services (NYSE:DFS) received an upgrade from Piper Sandler to "overweight" from "neutral," with a price-target hike to $142 from $125.

Discover Financial Stock Upgraded on Valuation

Discover Financial Services (DFS) CEO Roger Hochschild on Q4 2021 Results - Earnings Call Transcript

Discover Financial (DFS) expects loan growth for 2022 in high-single digits.

Discover Financial (DFS) Q4 Earnings Beat on New Account Growth

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Discover (DFS) delivered earnings and revenue surprises of 0.83% and 2.04%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Discover (DFS) Tops Q4 Earnings Estimates

Discover Financial (DFS) forms a relationship with The National Bank of Serbia to solidify its foothold in the country and drive the global acceptance of the Discover Global Network cardholders there.

Discover Financial (DFS) Ties Up to Expand Serbia Presence

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS): Fourth Quarter 2021 Results   2021 2020 YOY Change Total loans, end of period (in billions) $93.7 $90.4 4% Total revenue net of interest expense (in millions) $2,936 $2,824 4% Total net charge-off rate 1.37% 2.38% -101 bps Net income/(loss) (in millions) $1,067 $799 34% Diluted EPS $3.64 $2.59 41% Discover Financial Services (NYSE: DFS) today reported net income of $1.1 billion or $3.64 per diluted share for the fourth

Discover Financial Services Reports Fourth Quarter 2021 Net Income of $1.1 Billion or $3.64 Per Diluted Share and Full Year Net Income of $5.4 Billion or $17.83 Per Diluted Share

Los Angeles, California--(Newsfile Corp. - January 18, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Discover Financial Services ("Discover" or "the Company") (NYSE: DFS) for violations of the securities laws.The investigat

Investigation Reminder: The Schall Law Firm Encourages Investors in Discover Financial Services with Losses of $100,000 to Contact the Firm

RIVERWOODS, Ill.--(BUSINESS WIRE)--DISCOVER FINANCIAL SERVICES DECLARES SEMI-ANNUAL DIVIDEND FOR PREFERRED AND QUARTERLY DIVIDEND FOR COMMON STOCK

Discover Financial Services Declares Semi-Annual Dividend for Preferred and Quarterly Dividend for Common Stock

Discover Financial (DFS) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Is a Surprise Coming for Discover Financial (DFS) This Earnings Season?

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Earnings Previews: Alcoa, Discover, Kinder Morgan, United Airlines

BELGRADE, Serbia & RIVERWOODS, Ill.--(BUSINESS WIRE)--The National Bank of Serbia and Discover signed a strategic agreement that increases the global acceptance footprint for Discover Global Network cardholders within Serbia. The agreement gives Discover, Diners Club International, PULSE and Network Alliance cardholders the ability to use their cards on the DinaCard payment network, which includes Point-of-Sale (POS), e-commerce platforms and ATMs across Serbia. This alliance enhances the Natio

Discover and Serbia's DinaCard Establish Strategic Agreement to Increase Payment Acceptance

Los Angeles, California--(Newsfile Corp. - January 17, 2022) -  The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Discover Financial Services ("Discover" or "the Company") (NYSE: DFS) for violations of the securities laws.The investigation focuses on whether the Company issued f

Ongoing Investigation Notice: The Schall Law Firm Encourages Investors in Discover Financial Services with Losses of $100,000 to Contact the Firm

Discover Financial's (DFS) fourth-quarter results are likely to reflect improved sales volume and new account growth.

Why Discover Financial (DFS) is Likely to Post Q4 Earnings Beat

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Los Angeles, California--(Newsfile Corp. - January 14, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Discover Financial Services ("Discover" or "the Company") (NYSE: DFS) for violations of the securities laws.The investigation f

Ongoing Investigation Alert: The Schall Law Firm Encourages Investors in Discover Financial Services with Losses of $100,000 to Contact the Firm

Discover Financial (DFS) is well poised to capitalize on the resumption of loan growth as the economy keeps recovering from the pandemic.

Discover Financial (DFS) Up 10.6% in Past Month: Growth Ahead?

Discover Financial Services (DFS) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Discover Financial Services (DFS) Might Surprise This Earnings Season

Here is how Discover (DFS) and EPR Properties (EPR) have performed compared to their sector so far this year.

Is Discover (DFS) Stock Outpacing Its Finance Peers This Year?

Discover Financial stock gained roughly 28% in 2021 and is trading around $119 currently. In comparison, the S&P500 rose 27% over the same period.

Discover Financial Stock Has An 11% Upside Potential

Riding high on its inorganic growth initiatives and a solid capital position, Discover Financial (DFS) holds prospects to benefit investors.

Why Should You Hold Discover Financial (DFS) in Your Portfolio?

RIVERWOODS, Ill--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) plans to report its fourth quarter 2021 results after the market closes on Wednesday, January 19, 2022. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com. A conference call to discuss the firm's results, outlook and related matters will be held on Thursday, January 20, 2022, at 7:00 a.m. Central Time. The live audio webcast will be accessible to

Discover Financial Services Announces Fourth Quarter 2021 Earnings Release on January 19, 2022, and Conference Call on January 20, 2022

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News for Discover Stock (DFS)