Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

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ATLANTA, Nov. 2, 2021 /PRNewswire/ --  Equifax ® (NYSE:EFX) is expanding its commitment to Environmental, Social and Governance (ESG) issues and today announced that the company will make new quantitative ESG disclosures available annually on Equifax.com . These disclosures are being made in accordance with the Sustainability Accounting Standards Board (SASB) framework and include initial SASB-aligned reporting as well as public disclosure of the company's Equal Employment Opportunity (EEO-1) report.

Equifax Accelerates Commitment to Environmental, Social and Governance Priorities

Equifax survey finds many people checking their credit score(s) and reports more Equifax survey finds many people checking their credit score(s) and reports more

Many Canadians Concerned about their Financial Future are Confused about Credit System

ATLANTA, Oct. 25, 2021 /PRNewswire/ --  Equifax  (NYSE: EFX) is expanding decision intelligence for lenders and other businesses with its enhanced cloud-based OneView™ report. The visual report, which sets a new industry standard  for how credit data insights are delivered, displayed, and provided to businesses of all sizes, can now include alternative data insights from specialty financial credit reporting agency DataX delivered alongside traditional credit data and income and employment information from The Work Number ® database.

Equifax Enhances OneView™ Report for Businesses With Alternative Data Insights from DataX

Truist analyst Andrew Jeffrey raised Equifax Inc's (NYSE:EFX) price target to $245 from $235 (implying 9% downside) and maintained a Hold rating on the shares.  Jeffrey notes that while organic revenue growth deceleration may cap the stock, consensus estimates appear "low" as he sees Equifax Workforce Solutions as one of the best info service businesses that he covers.

Morgan Stanley, Truist Bump Up Equifax Price Target; Argus Turns Bullish

Equifax (EFX) third-quarter 2021 earnings decrease year over year while revenues increase.

Equifax (EFX) Beats on Q3 Earnings & Revenues, Ups '21 View

ATLANTA, Oct. 21, 2021 /PRNewswire/ --  Equifax ® (NYSE: EFX) will host a virtual Investor Day on November 10, 2021. The event begins at 8:30 a.m.

Equifax to Host Virtual Investor Day 2021

Equifax, Inc. (EFX) CEO Mark Begor on Q3 2021 Results - Earnings Call Transcript

Equifax (EFX) delivered earnings and revenue surprises of 7.56% and 3.56%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Equifax (EFX) Q3 Earnings and Revenues Top Estimates

ATLANTA, Oct. 20, 2021 /PRNewswire/ -- Equifax Inc. (NYSE: EFX) today announced financial results for the quarter ended September 30, 2021. Record third quarter revenue of $1.2 billion, up 14% Workforce Solutions revenue growth of 35%; tenth consecutive quarter of double-digit revenue growth Strong new product roll-outs leveraging new EFXCloud Executed strategic acquisitions of Appriss Insights, Health e(fx) and Teletrack which enhance differentiated data, strengthen Workforce Solutions and broaden ID & Fraud capabilities Increasing full-year revenue and EPS guidance "We continued our strong financial performance with our seventh consecutive quarter of double-digit revenue growth.

Equifax Delivers Seventh Consecutive Quarter of Double-Digit Revenue Growth

Equifax (NYSE:EFX) is set to give its latest quarterly earnings report on Wednesday, 2021-10-20. Here's what investors need to know before the announcement.

Preview: Equifax's Earnings

ATLANTA, Oct. 18, 2021 /PRNewswire/ -- Today, Equifax Inc.  (NYSE: EFX) announced new, expedited options for manual verifications. Priority Next Day™ and Priority Two Day™ verifications of employment are designed to deliver market-leading turnaround for verifiers requiring timely data for decisions on behalf of consumers.

Equifax Workforce Solutions Introduces Next Day and Two Day Turnaround for Manual Verifications of Employment

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Equifax (EFX) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term.

Here's Why Equifax (EFX) Is a Great 'Buy the Bottom' Stock Now

Equifax has rolled out a new Digital Identity-as-a-Service capability, along with a new partnership with Bonifii as the first to adopt the tool, according to a press release. Equifax's Digital Identity-as-a-Service puts together data and analytics with modern cryptography, enabling a higher degree of trust without sacrificing the user experience, the release stated.

Equifax Debuts Digital Identity Services to Boost Trust, Onboarding

Equifax (EFX) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Equifax (EFX) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

ATLANTA, Oct. 13, 2021 /PRNewswire/ -- Equifax (NYSE: EFX) today announced the launch of its new Digital Identity as a Service capability as well as an Innovation Partnership with Bonifii as a first adopter of the new solution. "The Equifax Cloud™ is helping our partners and customers address the evolving fraud landscape and deliver innovative solutions to today's market challenges faster than ever before," said Bryson Koehler, Chief Technology Officer at Equifax.

Equifax Launches Digital Identity as a Service

ATLANTA, Oct. 11, 2021 /PRNewswire/ -- Equifax ® (NYSE: EFX), a data, analytics and technology company, today announced that Google Cloud recognized Equifax as the top Financial Services customer in 2021. The Equifax Cloud™ transformation was recognized for demonstrating innovative thinking, technical excellence and transformation execution.

Equifax Wins Google Cloud Financial Services Customer Award

ATLANTA, Oct. 7, 2021 /PRNewswire/ -- Equifax® (NYSE: EFX) will announce its financial results for the third quarter ended September 30, 2021, in a release to be issued on October 20 after the market closes.   Equifax will host a conference call at 8:30 a.m.

Equifax Announces Earnings Release Date and Conference Call for Third Quarter 2021 Results

The latest deal is expected to expand Equifax's (EFX) Workforce Solutions business unit and boost its adjusted earnings per share in 2022.

Equifax (EFX) to Gain From Appriss Insights Buyout: Here's How

ATLANTA, Oct. 4, 2021 /PRNewswire/ --  Equifax (NYSE: EFX) announced a new integration for The Work Number® database with isolvedTM, a provider of intuitive, people-first human capital management (HCM) technology. The availability of The Work Number service on isolved People Cloud will help automate the transfer of information to credentialed verifiers requesting employment and income data and help accelerate the results for consumer decisions on behalf of the employees of isolved customers.

Equifax Workforce Solutions Launches New Integration with isolved

ATLANTA, Oct. 1, 2021 /PRNewswire/ -- Equifax ® (NYSE:EFX) announced today that it has completed the acquisition of Appriss Insights, a provider of comprehensive risk and criminal justice intelligence products and solutions. The definitive agreement to acquire the Appriss Insights business was announced on August 10, 2021.

Equifax Completes Acquisition of Appriss Insights

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ATLANTA, Sept. 29, 2021 /PRNewswire/ --  Equifax Inc.  (NYSE:  EFX) today announced a partnership with the National Association of Minority Mortgage Brokers of America (NAMMBA) to help support its efforts to assist underserved communities and their housing needs.

Equifax Partners With National Association Of Minority Mortgage Bankers Of America (NAMMBA) to Assist Underserved Communities and Their Housing Needs

More education needed around credit and payments More education needed around credit and payments

News for Equifax Stock (EFX)