Revenue segments as reported by the company.

Investment banking

Investment management

Commissions and fees

Market making

Other principal transactions

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Transaction based

Market development

Communications and technology

Depreciation and amortization

Occupancy

Professional fees

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Goldman Sachs

Marcus by Goldman Sachs is an online bank which gives out personal loans up to $40,000 and offers high-yield online savings accounts with a 1.6% annual percentage yield. As of December 2017, Marcus is serving 500,000 customers, has about $20 billion in deposits, and has given out about $2.3 billion in loans.

Marcus

Clarity Money is a personal finance startup, to be added to its Marcus by Goldman Sachs roster. This acquisition is expected to add over 1 million customers to the Marcus business. Eventually, the application will be rebranded as Marcus. The app provides insights aimed improve our customers’ financial health.

Clarity Money

The Goldman Sachs Group, Inc. engages in the provision of financial services. It operates through the following business segments: Global Banking and Markets, Asset and Wealth Management, and Platform Solutions. The Global Banking and Markets segment includes investment banking, global investments, and equity and debt investments. The Asset and Wealth Management segment relates to the direct-to-consumer banking business which includes lending, deposit-taking, and investing. The Platform Solutions segment includes consumer platforms such as partnerships offering credit cards and point-of-sale financing, and transaction banking. The company was founded by Marcus Goldman in 1869 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Goldman Sachs reports solid Q4 performance amidst challenges and opportunities

Goldman Sachs navigated challenges in Q4 2022 while focusing on strategic actions like headcount reduction and consumer strategy adjustments. The firm aims to adapt to regulatory changes, execute strategic initiatives, and drive profitability in various business segments.

Goldman Sachs reports solid Q1 results amidst market disruptions

Goldman Sachs navigated a volatile quarter with resilience, focusing on capital return strategies and customer growth. The firm is strategically positioning itself in key markets and exploring opportunities in wealth management. Challenges from market disruptions and economic uncertainty are being addressed through cost-saving initiatives and strategic decisions.

Goldman Sachs faces challenges but pursues strategic growth opportunities

Goldman Sachs navigated challenges in Q2 2023, focusing on strategic actions to improve returns and capitalize on future opportunities. The firm aims to optimize capital deployment, reduce expenses, and enhance client offerings while monitoring Basel III revisions.

Goldman Sachs reports solid Q3 earnings amidst economic uncertainties

Goldman Sachs delivered solid financial results in Q3, driven by strong performance in its core segments and a focus on strategic asset sales.
While facing challenges like economic uncertainties and regulatory concerns, the firm remains committed to improving efficiency and capital management.
With a cautious credit outlook but optimism in trading revenues and market activities, Goldman Sachs is strategically positioning for future growth and profitability.

Goldman Sachs excels in 2023 with record revenues and strategic focus

Goldman Sachs had a dynamic year in 2023, focusing on core businesses, achieving strong financial results, and demonstrating expertise in fundraising. While facing regulatory challenges and capital allocation uncertainties, the firm remains committed to client service excellence and operational efficiency.

Goldman Sachs excels in Q1 with record assets and strategic focus

Goldman Sachs delivers strong Q1 results, driven by growth in Asset & Wealth Management and Global Banking & Markets segments, with a focus on innovation and client trust.
Challenges in regulatory changes and transaction banking expansion require strategic adjustments, while opportunities in capital markets and client relationships offer avenues for growth.
The firm's commitment to sustainable dividend growth, capital deployment flexibility, and profitability underscores a balanced approach to value creation and strategic execution.
Overall, Goldman Sachs showcases resilience in a dynamic market environment, positioning itself for continued growth and profitability through strategic focus and client-centric initiatives.

Goldman Sachs excels in Q2 with record revenues and strategic growth

Goldman Sachs reported strong financial results, showcasing growth in key segments and effective capital management.
Despite challenges from geopolitical instability and regulatory engagement, the firm remains well-positioned to navigate uncertainties.
The focus on innovation, client relationships, and financial discipline underpins Goldman Sachs' resilience and competitive edge.
Strategic initiatives in fundraising, shareholder returns, and technology adoption position the firm for sustainable growth and value creation.

Goldman Sachs reports robust Q3 earnings, eyes growth amid regulations

Goldman Sachs delivered strong financial performance in Q3 2024 across its segments, particularly excelling in Global Banking & Markets and Asset & Wealth Management. While facing regulatory challenges, the company is proactively managing capital deployment and focusing on strategic initiatives for growth and margin improvement.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Goldman Sachs Group, Inc. (GS) Q1 2023 Earnings Call Transcript

The Wall Street powerhouse is rethinking parts of its consumer credit business while big retail banks see a surge in interest revenue.

Goldman Misses Out on Lending Bonanza

Apple

Goldman Sachs is Apple's primary banking partner for its iPhone financial services.

Goldman Sachs is watching for 'cannibalization' from Apple's new savings account

The muted IB business on a slump in deal-making activities and higher expenses hurt Goldman's (GS) Q1 earnings.

Goldman (GS) Q1 Earnings Surpass, Revenues Lag Estimates

Apple (NASDAQ: AAPL ) stock is a hot topic among investors on Tuesday after it launched a high-yield savings account with the help of Goldman Sachs (NYSE: GS ). These savings accounts will be available to those with an Apple Card and have a yield rate of 4.15%.

AAPL Stock Alert: How to Earn 4.15% With Apple and Goldman Sachs

While the top- and bottom-line numbers for Goldman (GS) give a sense of how the business performed in the quarter ended March 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Goldman (GS) Reports Q1 Earnings: What Key Metrics Have to Say

Goldman bought GreenSky for about $2.24 billion in late 2021.

Goldman Sachs Says Exploring Sale of GreenSky

Goldman Sachs posted a significant drop in first-quarter profits on Tuesday.

Goldman Sachs eats $470M loss on disastrous Marcus consumer bank

Goldman Sachs (GS) came out with quarterly earnings of $8.79 per share, beating the Zacks Consensus Estimate of $8.14 per share. This compares to earnings of $10.76 per share a year ago.

Goldman Sachs (GS) Q1 Earnings Beat Estimates

Bank of America

Markets opened mixed as investors continue to wait for corporate earnings releases. Bank of America and Goldman Sachs both reported their first-quarter financial results.

Bank Stocks Raise Questions as BofA Climbs, Goldman Falls

Goldman Sachs (NYSE:GS) reported first-quarter revenue Tuesday morning that missed expectations, putting the investment banking firm behind the eight-ball compared it its rivals.  The firm posted revenue of $12.22 billion, 5% lower year-over-year, which fell short of the $12.79 billion expected by analysts.

Goldman Sachs stock falls as disappointing trading revenue hurts 1Q results

Bellus Health Inc

GlaxoSmithKline

Here are some of the biggest movers on Tuesday:

Bellus Health's stock climbs on GSK deal, while Goldman Sachs is hurt by a revenue miss

Ressults were hurt by a slowdown in deal making and a sizable loss on the sale of part of its Marcus personal loan portfolio.

Goldman Sachs Reports Lower Profit

Morgan Stanley

Bank earnings continue in earnest as Bank of America, as Goldman Sachs reports earnings. Morgan Stanley reports Wednesday.

Bank Of America Earnings Leap 18%; Goldman Sachs Posts Mixed Results; Morgan Stanley On Deck

Goldman Sachs Group Inc. GS, +0.82% stock is down 2.5% in premarket trades after its first-quarter revenue fell short of estimates, while its net income beat the Wall Street forecast. Goldman Sachs said its first-quarter earnings fell to $3.09 billion, or $8.69 a share, from $3.83 billion, or $10.76 a share, in the year-ago quarter.

Goldman Sachs Group stock loses ground as revenue falls short

Goldman Sachs Group Inc's first-quarter profit dropped as the worst three months for dealmaking in more than a decade eroded the Wall Street giant's fees from investment banking, while its consumer unit continued to weigh on the results.

Goldman Sachs profit falls in first quarter as dealmaking sputters

So far this earnings season, big banks have mostly outperformed their smaller peers, helped by an influx of deposits after Silicon Valley Bank's meltdown.

Goldman Sachs is set to report first-quarter earnings — here's what the Street expects

One element to watch in Goldman's results is whether the bank saw deposit inflows in March as customers moved money from smaller banks.

Goldman Sachs Could Deliver a Big Earnings Beat, Too. What Could Bring It Down.

Citigroup

JPMorgan Chase & Co

M&T Bank

PNC Financial Services

Charles Schwab

State Street

Wells Fargo

First-quarter earnings from the largest U.S. banks are off to a mostly positive beginning despite a tough start to the year for the sector, analysts at Jefferies said Monday.

Bank earnings ‘off to a good start,' with Bank of America and Goldman Sachs on deck

U.S. banking heavyweights set aside billions of dollars in the first quarter to account for potential bad loans, as rising interest rates turn up the heat on borrowers who are just starting to see some relief from inflation.

Factbox: How big U.S. banks are managing bad loan reserves

Robust trading and higher interest rates are expected to have aided Goldman's (GS) Q1 earnings amid a softer IB backdrop and rising expenses.

Trading to Aid Goldman's (GS) Q1 Earnings, IB & Costs to Hurt

Let's talk about this banking "crisis" one more time

This New Poll Shows Why Bank Stocks Are Primed To Soar

Netflix

Tesla

First-quarter earnings season picks up with results from Charles Schwab, Bank of America, Goldman Sachs, Johnson & Johnson, Netflix, IBM, Tesla, and AT&T.

Tesla, Goldman, Netflix, and More This Week

Citigroup, JPMorgan, PNC, and Wells Fargo are preparing for an impending recession by increasing their provisions for credit losses. This is prudent risk management, especially in light of recent banking sector turmoil.

Big U.S. Banks Are Preparing For An Impending Recession

The week of April 17 we will see earnings season start in earnest. As always, earnings results and guidance will be critical in determining the state of the broader economy, and how investors decide to position their portfolios.

News for Goldman Sachs Stock (GS)