Kemper

Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the following segments: Specialty Property and Casualty Insurance, Preferred Property and Casualty Insurance, and Life and Health Insurance. The Specialty Property and Casualty Insurance segment provides personal and commercial automobile insurance. The Preferred Property and Casualty Insurance segment sells automobile, homeowners, and other personal insurance. The Life and Health Insurance segment provides financial security for loved ones, as well as financial protection from healthcare. The company was founded in 1990 and is headquartered in Chicago, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Kemper reports robust Q4 performance and outlines growth opportunities

Kemper's Q4 2022 Earnings Call highlighted strong financial performance, operational improvements, and strategic actions driving optimism about future opportunities. Despite challenges in restoring profitability in certain segments and navigating competitive pressures, the company remains focused on growth and enhancing shareholder value.

Kemper (KMPR) reports Q1 losses, eyes improved ROE in 2024

Kemper (KMPR) faced challenges in Q1 2023, with a net loss per diluted share and issues in the Specialty P&C business.
Despite setbacks, progress was noted in Preferred P&C and Life businesses, with a focus on profitability and navigating pandemic impacts.
Management remains optimistic, aiming for improved ROE, addressing underwriting challenges, and capitalizing on investment opportunities.

Kemper reports Q2 loss, focuses on profitability and strategic actions

Kemper's Q2 2023 Earnings Call highlighted challenges in the personal lines industry but showcased improvements in profitability and strategic initiatives. The company is focused on enhancing shareholder value through exiting segments and responding swiftly to market dynamics. Despite challenges like litigation and consumer response, Kemper sees opportunities in quick responses and underwriting profitability.

Kemper (KMPR) reports solid Q3 results, addresses policy count concerns

Kemper's Q3 performance reflects positive underlying results and progress on strategic initiatives, despite facing challenges like declining policy count and reserve concerns. The company remains focused on achieving a 10%+ ROE and addressing investor queries effectively.

Kemper transitions to rebalancing phase, eyes growth opportunities ahead

Kemper's Q4 performance showcased progress towards rebalancing and restoring growth across business segments.
The company's strengths lie in achieving profitability, stable trends, and successful strategic initiatives.
Challenges include managing profitability, growth metrics, and addressing industry dynamics and legislative impacts.
Opportunities for Kemper include focusing on market growth, policy restoration, and maintaining profitability.

Kemper (KMPR) reports robust Q1 earnings, eyes growth opportunities

Kemper's strong financial performance in Q1 2024 reflects resilience and strategic focus on growth. While facing challenges in rate adjustments and competitive dynamics, the company is well-positioned to capitalize on opportunities through geographic diversification and new business expansion.

Kemper reports strong Q2 results, targets 96% combined ratio

Kemper's Q2 2024 Earnings Call showcased strong performance, a focus on profitability restoration, and strategic initiatives for growth. The company's consistent improvement trend, successful PIF growth, and plans for debt reduction position it well for future opportunities.

Kemper reports strong Q3 earnings, eyes sustainable growth opportunities

Kemper delivered robust financial performance in Q3 2024, driven by Specialty Auto business and strong investment income. The company demonstrated financial resilience through share repurchases, debt retirement plans, and solid liquidity position. Despite facing catastrophe losses, Kemper remains optimistic about future growth opportunities and sustainable profitability.

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Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the Specialty Property and Casualty Insurance, and Life Insurance segments. The Specialty Property and Casualty Insurance segment offers specialty automobile and commercial automobile insurance. The Life Insurance segment provides individual life, accident, supplemental health, and property insurance. The company was founded in 1990 and is headquartered in Chicago, IL.

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) reported a net loss of $74.7 million, or $(1.17) per diluted share, for the second quarter of 2022, compared to a net loss of $62.6 million, or $(0.97) per diluted share, for the second quarter of 2021. As Adjusted for Acquisitions1 of American Access Casualty Company (“AAC”) and Infinity Property and Casualty Corporation, the net loss was $71.3 million, or $(1.12) per diluted share, for the second quarter of 2022, compared to a net loss

Kemper Reports Second Quarter 2022 Operating Results

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) has agreed to sell Reserve National Insurance Company and its subsidiaries, which are predominantly focused on accident and health insurance, to Medical Mutual of Ohio for $90 million. The transaction is subject to regulatory approval and other closing conditions with an expected closing in late 2022 or early 2023. Reserve National is based in Oklahoma City, and sells accident and health insurance products in both the individual and grou

Kemper Announces Agreement to Sell Reserve National to Medical Mutual of Ohio

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that after the markets close on Monday, August 1, 2022, Kemper will issue its second quarter 2022 earnings release, financial supplement, and Form 10-Q. Following their publication, these documents will be available on the investor section of kemper.com. Kemper will host its conference call to discuss second quarter 2022 results on Monday, August 1, 2022, at 5:00 p.m. Eastern (4:00 p.m. Central). The conference call will

Kemper Announces Schedule for Second Quarter 2022 Earnings Release

Kemper (KMPR) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

Kemper (KMPR) Surges 8%: Is This an Indication of Further Gains?

CHICAGO--(BUSINESS WIRE)--The Kemper Foundation announced today it has launched a new bilingual educator grant program, Read Conmigo, underscoring the Foundation's commitment to advance education through support of elementary schoolteachers of bilingual programs. Read Conmigo grants are intended to strengthen bilingual literacy skills of Latino students. The Kemper Foundation will annually award up to 100 grants of $3,000 in two grant cycles to teachers of Spanish-English bilingual classrooms.

The Kemper Foundation Launches Read Conmigo Bilingual Educator Grant Program

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that Joseph P. Lacher, Jr., president, chief executive officer and chairman, and James J. McKinney, executive vice president and chief financial officer, will participate in a virtual fireside chat at the UBS Symposium on Tuesday, May 17, at 4:00 p.m. Eastern. The fireside chat will be webcast live on the investor section of Kemper's website and available on an archived basis. To listen via webcast, register online at the

Kemper Executives to Participate in UBS Symposium

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on May 31, 2022, to its shareholders of record as of May 16, 2022. In addition, Kemper announced that its independent directors of the Board have selected Stuart B. Parker to succeed Robert J. Joyce as independent lead director, effective immediately. Joyce, who joined the Kemper board in August 2012 and served as cha

Kemper Announces Quarterly Dividend; Stuart Parker to Assume Lead Director Role

Kemper Corporation (NYSE:KMPR ) Q1 2022 Earnings Conference Call May 2, 2022 5:00 PM ET Company Participants Karen Guerra - VP, IR Joe Lacher - President, CEO, and Chairman Jim McKinney - EVP and CFO Duane Sanders - EVP and President, Property & Casualty Division Conference Call Participants Greg Peters - Raymond James Matt Carletti - JMP Securities Paul Newsome - Piper Sandler Brian Meredith - UBS Andrew Kligerman - Credit Suisse Operator Good afternoon, ladies and gentlemen and welcome to the Kemper's First Quarter 2022 Earnings Conference Call. My name is Sam and I will be your coordinator today.

Kemper Corporation (KMPR) CEO Joe Lacher on Q1 2022 Earnings Call Transcript

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) reported net loss of $94.8 million, or $(1.49) per diluted share, for the first quarter of 2022, compared to net income of $123.2 million, or $1.85 per diluted share, for the first quarter of 2021. As Adjusted for Acquisitions1 of American Access Casualty Company (“AAC”) and Infinity Property and Casualty Corporation, net loss was $91.3 million, or $(1.43) per diluted share, for the first quarter of 2022, compared to net income of $131.1

Kemper Reports First Quarter 2022 Operating Results

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that after the markets close on Monday, May 2, 2022, Kemper will issue its first quarter 2022 earnings release, financial supplement and Form 10-Q. Following their publication, these documents will be available on the investor section of kemper.com. Kemper will host its conference call to discuss first quarter 2022 results on Monday, May 2, 2022, at 5:00 p.m. Eastern (4:00 p.m. Central). The conference call will be access

Kemper Announces Schedule for First Quarter 2022 Earnings Release

Rising claims costs, driven by both frequency and severity, have pushed Kemper's profits sharply into the red.

Kemper Hit Hard As Claims Cost Rise Much Faster Than Rates

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has assigned a Long-Term Issue Credit Rating (Long-Term IR) of “bb+” (Fair) to the $150 million of junior subordinated debentures, due 2062, to be issued by Kemper Corporation (Kemper) (headquartered in Chicago, IL) [NYSE: KMPR]. The outlook assigned to the Credit Rating (rating) is negative. The new junior subordinated debt ranks junior to all of the company's outstanding senior unsecured notes, and senior to potential future preferred stock of the compa

AM Best Assigns Issue Credit Rating to Kemper Corporation's Junior Subordinated Debentures

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (“Kemper”) (NYSE: KMPR) announced today that it has priced a registered offering of $150 million of 5.875% Fixed-Rate Reset Junior Subordinated Debentures due 2062. Kemper intends to use the net proceeds from this offering for general corporate purposes, which may include ordinary course working capital and investments in other business opportunities, including acquisitions, and to pay related fees and expenses. Kemper anticipates that the offering w

Kemper Prices $150 Million Fixed-Rate Reset Junior Subordinated Debentures Offering

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that Joseph P. Lacher, Jr., president, chief executive officer and chairman, and James J. McKinney, executive vice president and chief financial officer, will participate in a fireside chat at the Raymond James 43rd Annual Institutional Investors Conference on Tuesday, March 8, at 2:15 p.m. Eastern. The fireside chat will be webcast live on the investor section of Kemper's website and available on an archived basis. To li

Kemper Executives to Speak at Raymond James 43rd Annual Investors Conference

CHICAGO--(BUSINESS WIRE)--The Kemper Foundation announced today that it has committed $4.5 million to the next generation of its Kemper Scholars Program. The program will award 650 scholarships over the next five years to high-achieving, diverse college students at 10 universities, including six Historically Black Colleges and Universities (HBCUs) and Hispanic Serving Institutions (HSIs). The program also provides financial grants to professors pursuing academic initiatives and to on-campus div

The Kemper Foundation Launches Next Generation Kemper Scholars Program With Multi-Year $4.5 Million Commitment

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has assigned a Long-Term Issue Credit Rating (Long-Term IR) of “bbb” (Good) to the forthcoming $400 million of 3.8% senior unsecured notes, due 2032, to be issued by Kemper Corporation (Kemper) (headquartered in Chicago, IL) [NYSE: KMPR]. The outlook assigned to the Credit Rating (rating) is negative. The new senior unsecured debt ranks pari passu with the company's outstanding senior unsecured notes. Proceeds from the senior unsecured notes offering will

AM Best Assigns Issue Credit Rating to Kemper Corporation's Forthcoming Senior Unsecured Notes

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (“Kemper”) (NYSE: KMPR) announced today that it has priced a registered offering of $400 million of 3.800% Senior Notes due 2032. Kemper intends to use all or a portion of the net proceeds from this offering to fund the redemption of all of the outstanding 5.000% Senior Notes due 2022 of Infinity Property and Casualty Corporation, a wholly-owned subsidiary of Kemper. Any remaining proceeds from this offering will be used for general corporate purpose

Kemper Prices $400 Million Senior Notes Offering

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that Joseph P. Lacher, Jr., president, chief executive officer and chairman, and James J. McKinney, executive vice president and chief financial officer, will participate in a fireside chat at the BofA Securities 2022 Insurance Conference on Wednesday, February 16, at 9:30 a.m. Eastern. The fireside chat will be webcast live on the investor section of Kemper's website and available on an archived basis. To listen via webc

Kemper Executives to Participate in the BofA Securities 2022 Insurance Conference

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced that its Board of Directors has elected Jason Gorevic as a Director, effective February 2. The Board also announced that David P. Storch has informed the Board of his intention to retire as a director at the end of his current term, expiring May 4, 2022. As Chief Executive Officer of Teladoc Health, the global leader in whole-person virtual care, and a member of Teladoc's Board of Directors, Gorevic has delivered exponential gr

Kemper Names Teladoc Health CEO Jason Gorevic to Board of Directors; Announces Retirement of Director David Storch

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” (Excellent) of the property/casualty subsidiaries and affiliated insurance companies of Kemper Corporation (Kemper Corp.) [NYSE: KMPR], collectively referred to as Kemper Property & Casualty Group (Kemper P&C). AM Best also has revised the outlooks to negative from stable

AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries

The stock price of Kemper Corp (NYSE: KMPR) fell by 12.14% in the most recent trading session. This is why it happened.

Kemper Stock (KMPR): Why The Price Went Down

Kemper Corporation (KMPR) CEO Joe Lacher on Q4 2021 Results - Earnings Call Transcript

Kemper (KMPR) delivered earnings and revenue surprises of -365.91% and 0.89%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Kemper (KMPR) Reports Q4 Loss, Tops Revenue Estimates

CHICAGO--(BUSINESS WIRE)--4Q21 Earnings Release

Kemper Reports Fourth Quarter 2021 Operating Results

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