Revenue segments as reported by the company.

Premiums

Policy charges and fee income

Net investment income

Asset management fees, commissions and other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Insurance and annuity benefits

Interest credited to policyholders' account balances

Interest expense

Deferral of acquisition costs

Amortization of acquisition costs

General and administrative

Change in estimates of liability for future policy benefits

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Prudential Financial

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services to both individual and institutional customers. It operates through the following segments: PGIM, U.S. Businesses, International Businesses, Closed Block, and Corporate and Others. The PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients globally, as well as the Company’s general account. The U.S. Businesses segment offers a range of products and solutions that cover protection, retirement, savings, income and investment needs. The U.S. Businesses are organized into five segments: Retirement, Group Insurance, Individual Annuities, Individual Life and Assurance IQ. The Retirement segment provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. The Group Insurance segment provides group life, long-term and short-term group disability, and group corporate bank, and trust-owned life insurance in the U.S., primarily to institutional clients for use in connection with employee plans and affinity groups. The Individual Annuities segment develops and distributes individual variable and fixed annuity products, primarily to the U.S. mass affluent and affluent markets. The Individual Life segment develops and distributes individual variable life, term life and universal life insurance products primarily to the U.S. mass middle, mass affluent and affluent markets. The Assurance IQ segment leverages data science and technology to primarily distribute third-party products and a proprietary term life product directly to retail shoppers, primarily through its digital and agent channels. The International Businesses segment develops and distributes life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries through its Life Planner operations. The Closed Block segment includes certain in force participating insurance and annuity products and corresponding assets that are used for the payment of benefits, expenses and policyholders’ dividends related to these products. The Corporate and Other Operations segment include corporate items and initiatives that are not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

Earnings data Q1 2021

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Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Prudential Financial reports solid 2022 performance and strategic growth

Prudential Financial showcased strong financial performance in 2022, with a focus on sustainable growth and strategic investments in key markets.
Despite challenges in meeting capital return objectives, the company remains committed to transformation and enhancing customer experience.
Opportunities lie in M&A strategies, agent recruitment efforts, and investments in growth areas to drive future expansion and profitability.
Prudential's emphasis on cost savings, financial strength, and market-focused strategies positions them for continued success and growth.

Prudential Financial excels in Q1 earnings, eyes global growth

Prudential Financial's Q1 2023 performance showcased strong sales, robust earnings growth, and a focus on sustainable strategies for global market leadership.
Despite challenges like market sensitivity and elevated mortality rates, the company's strengths in product diversification, digital innovation, and financial stability position it well for future growth.
Opportunities in expanding global access, capital deployment, and smart growth strategies offer avenues for Prudential to further enhance its market position and shareholder value.
Overall, Prudential's confidence in its growth strategy, financial position, and commitment to investor returns signal a resilient outlook for investing, insurance, and retirement security globally.

Prudential Financial reports record earnings, eyes international growth opportunities

Prudential Financial delivered strong Q2 results with a focus on sustainable growth and customer-centric strategies.
Despite challenges like net outflows and market pressures, the company remains confident in its long-term prospects.
Opportunities in emerging markets and strategic investments position Prudential for future growth.
The company's performance reflects a balance of financial strength, innovation, and strategic planning.

Prudential Financial reports robust Q3 earnings and strategic growth plans

Prudential Financial is on a growth trajectory, leveraging strong sales, strategic initiatives, and financial stability to drive sustainable long-term performance.
Challenges such as outflows in PGIM and deal-related costs are being managed with a disciplined approach, balancing short-term impacts with long-term benefits.
Opportunities lie in further optimizing Prismic, exploring international markets, and capitalizing on investor appetite for reinsurance products.

Prudential Financial reports robust Q4 performance and eyes global expansion

Prudential Financial's Q4 2023 earnings call highlighted strong financial performance, robust risk management, and strategic initiatives driving growth. While facing challenges in certain markets, the company remains optimistic about long-term sustainable growth and expanding access to financial services globally.

Prudential Financial excels in Q1 with record sales and growth

Prudential Financial's Q1 earnings call showcased strong performance, strategic initiatives, and a focus on growth and capital efficiency.
The company's diversified revenue streams, robust risk management, and commitment to shareholder value position it well for future success.
While facing challenges in regulatory environments and certain business segments, Prudential has opportunities to drive growth through product innovation and market expansion.

Prudential Financial excels in Q2 with robust sales and capital strength

Prudential Financial's Q2 2024 earnings call highlighted strong performance across businesses, with a focus on sales growth, investment income, and capital strength. While challenges related to interest rates and market dynamics were acknowledged, the company is well-positioned to capitalize on opportunities for growth and profitability.

Prudential Financial (PRU) reports strong Q3 earnings and sets sights on growth and efficiency

Prudential Financial (PRU) delivered strong financial results in Q3 2024, driven by robust sales, solid investment performance, and disciplined capital management. The company is focused on growth, efficiency, and value creation, with plans to set new financial targets for 2025 and navigate market challenges effectively.

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Book value per share

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Purchase/sale of investments

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Change in stock

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Cash from other sources

Net change in cash

Free cash flow

Prudential Financial, Inc. engages in the provision of insurance, investment management, and other financial products and services. It operates through the following segments: Prudential Investment Management, Inc. (PGIM), U.S. Businesses, International Businesses, and Corporate and Others. The PGIM segment involves the provision of investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies. The U.S. Businesses segment includes retirement strategies, group insurance, and individual life. The International Businesses segment focuses on investing in existing businesses and assessing acquisition opportunities. The Corporate and Other Operations segment involves the corporate items and initiatives not allocated to business segments. The company was founded by John Fairfield Dryden in 1875 and is headquartered in Newark, NJ.

PGIM Portfolio Ballast ETF

NEWARK, N.J.--( BUSINESS WIRE )--PGIM Investments has launched three actively managed ETFs — the PGIM Jennison Focused Growth ETF (PJFG), the PGIM Jennison Focused Value ETF (PJFV) and the PGIM Portfolio Ballast ETF (PBL).

PGIM Investments Launches Growth, Value and Multi-Asset ETFs

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NEWARK, N.J.--( BUSINESS WIRE )--PGIM Investments, LLC announced today plans to close and liquidate the PGIM Quant Solutions Strategic Alpha International Equity ETF (PQIN).

PGIM Investments announces ETF closure

Prudential Financial's stock (NYSE: PRU) has lost roughly 5% YTD as compared to the 17% decline in the S&P500 index over the same period.

What To Expect From Prudential Financial Stock?

Prudential Financial, Inc. (NYSE:PRU ) Goldman Sachs 2022 US Financial Services Conference December 6, 2022 8:40 AM ET Company Participants Robert Falzon - Vice Chairman Conference Call Participants Alex Blostein - Goldman Sachs Alex Blostein All right. So, we'll get started with the next session.

Prudential Financial, Inc. Present at Goldman Sachs 2022 US Financial Services Conference (Transcript)

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Prudential (PRU) reported earnings 30 days ago. What's next for the stock?

Why Is Prudential (PRU) Up 2.6% Since Last Earnings Report?

huge demand for retirement benefits products, recurring premium sales, greater scale, expanded product offerings and broader distribution capabilities, cost savings and a solid capital position well poise Prudential (PRU) for growth.

Why Should You Stay Invested in Prudential (PRU) Stock?

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NEWARK, N.J.--( BUSINESS WIRE )--Prudential Financial, Inc. (NYSE: PRU) is launching Now What? — a new advertising campaign with a unique twist that distinguishes the brand from competitors by encouraging consumers to use uplifting moments to secure their financial future. Now What? advances Prudential's purpose to make lives better, particularly as pandemic recovery continues and economic uncertainty remains.

Prudential launches ‘Now What?' campaign, defying industry norms using moments of hope instead of fear

WASHINGTON--( BUSINESS WIRE )--Today, Student Freedom Initiative (SFI), Stackwell, and Prudential Financial announced the launch of the Student Investment Program (SIP), a multi-year strategic partnership granting $500,000 in funding to students attending Historically Black Colleges and Universities (HBCUs) and other Minority Serving Institutions (MSIs) nationwide within the SFI network. The pilot program will distribute $1,000 grants to each participating student's investment account on the Stackwell platform and will provide access to investment education and other resources to help increase their investing confidence and financial wellness to address the expanding racial wealth gap in the United States.

Student Freedom Initiative, Stackwell, and Prudential Financial Launch First Ever Student Investment Program to Increase Investor Confidence and Financial Wellness of Current HBCU and MSI Students

NEWARK, N.J.--( BUSINESS WIRE )--Prudential Financial, Inc. (NYSE: PRU) will participate in the Goldman Sachs 2022 U.S. Financial Services Conference on Tuesday, December 6, 2022. On that day at approximately 8:40 a.m. ET, Robert Falzon, vice chairman, will participate in an analyst-led fireside chat.

Prudential Financial, Inc. to Participate in Goldman Sachs 2022 U.S. Financial Services Conference; Live Webcast Available

NEWARK, N.J.--( BUSINESS WIRE )--Prudential Financial, Inc., has launched Prudential FlexGuard® Life, an innovative Indexed Variable Universal Life product that offers a flexible combination of protection, growth, and access to meet consumers' changing life insurance needs.

Prudential Financial Launches FlexGuard Life, a Next-Generation Life Insurance Product That Goes Beyond Death Benefits

Better pricing, product redesigns, technological advancement, high inflation and rate rise are expected to aid multiline insurers like MET, AIG, PRU, MTG and RDN.

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Investors fear liquidity crisis, military conflict, cyberattacks, PGIM tail-risk survey finds

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Prudential's (PRU) Q3 results reflect higher expenses, poor performance of Prudential Global Investment Management (PGIM) and International businesses, offset by higher premiums.

Prudential (PRU) Q3 Earnings Lag Estimates, Revenues Rise Y/Y

Prudential Financial, Inc. (NYSE:PRU ) Q3 2022 Earnings Conference Call November 2, 2022 11:00 AM ET Company Participants Bob McLaughlin - Head, Investor Relations Charlie Lowrey - Chairman & Chief Executive Officer Rob Falzon - Vice Chairman Ken Tanji - Chief Financial Officer Andy Sullivan - Head of US Businesses Scott Sleyster - Head of International Businesses Conference Call Participants Tom Gallagher - Evercore ISI Tracy Benguigui - Barclays Ryan Krueger - KBW Suneet Kamath - Jefferies John Barnidge - Piper Sandler Elyse Greenspan - Wells Fargo Erik Bass - Autonomous Research Wilma Burdis - Raymond James Alex Scott - Goldman Sachs Mike Ward - Citi Tracy Benguigui - Barclays Operator Ladies and gentlemen, thank you for standing by, and welcome to Prudential's quarterly earnings conference call. At this time, all participants have been placed in a listen-only mode.

Prudential Financial, Inc. (PRU) Q3 2022 Earnings Call Transcript

Prudential (PRU) delivered earnings and revenue surprises of -3.62% and 69.37%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Prudential (PRU) Q3 Earnings Lag Estimates

Rising interest rates and volatile stock markets battered insurer Prudential in the third quarter, while AIG was stung by claims from Hurricane Ian in Florida.

News for Prudential Financial Stock (PRU)