Q2 Hld

Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Q2 Holdings reports robust Q4 earnings, eyes digital banking growth

Q2 Holdings delivered a strong Q4 performance with revenue growth and emphasized resilience in revenue streams, digital banking wins, and subscription revenue.
The company faces challenges from contract terminations, lending pressures, and organizational adjustments but sees opportunities in digital banking growth and EBITDA expansion.
With a focus on profitable growth, higher-margin subscription revenue, and customer transformation, Q2 Holdings aims for sustained success and financial strength.
Guidance for 2023 indicates a positive outlook with revenue targets and strategic initiatives aligned towards achieving long-term profitability and growth.

Q2 Holdings (QTWO) reports robust Q1 results amidst market opportunities

Q2 Holdings delivered strong financial performance in Q1 2023, showcasing growth in subscription revenue and adjusted EBITDA, along with strategic initiatives driving market competitiveness.
While facing challenges in discretionary spending and M&A activity slowdown, the company remains focused on operational excellence, customer satisfaction, and long-term value creation.
Opportunities lie in leveraging legacy players' outdated systems, exploring AI capabilities, and capitalizing on evolving market demands to drive future growth and expansion.

Q2 Holdings reports robust Q2 results, eyes expansion and innovation

Q2 Holdings delivered strong financial performance in Q2 2023, driven by increased ASP, win rates, and subscription growth, with a focus on profitable growth strategies and capital allocation optimization.
The company faces challenges with back-end loaded renewals, revenue guidance adjustments, and competitive dynamics, but sees opportunities in expanding into new markets, embedded finance, and technology-driven solutions.
Overall, Q2 remains confident in its performance, emphasizing exceptional customer service, differentiated products, and a strategic focus on innovation and growth.

Q2 Holdings reports strong Q3 performance amidst revenue challenges

Q2 Holdings delivered a strong performance in Q3 2023, driven by innovative offerings and robust sales success, despite revenue challenges.
The company faces opportunities in cross-selling, debt servicing, and product innovation to sustain growth and operational efficiency.
Overall, Q2 Holdings remains focused on digital banking strength, subscription revenue growth, and leveraging customer success for continued success.

Q2 Holdings reports robust Q4 earnings, eyes expansion opportunities

Q2 Holdings delivered strong financial performance in Q4 2023, driven by record sales, digital banking solutions, and AI advancements. The company's focus on product innovation, pricing power, and strategic acquisitions positions it well for future growth. However, challenges around competitive displacement, margin objectives, and balancing debt repayment with investments require careful management.

Q2 Holdings surpasses revenue guidance in Q1 2024 earnings

Q2 Holdings had a strong start in Q1 2024, exceeding revenue guidance and achieving positive free cash flow. The company's focus on customer relationships, innovation, and platform value proposition drove wins and expansions. Challenges lie in upcoming renewals and managing short-term costs.

Q2 Holdings reports strong Q2 earnings and sets sights on sustained growth and innovation

Q2 Holdings delivered a robust performance in Q2 2024, marked by strong revenue growth, profitability, and operational efficiency. The company's focus on innovation and customer success positions it well for sustained growth and market leadership.
While facing challenges in maintaining growth rates and managing expenses, Q2 Holdings has opportunities to capitalize on its strengths, drive operational improvements, and explore new avenues for expansion and innovation.
Overall, Q2 Holdings' Q2 2024 earnings call reflects a positive trajectory, with a solid financial foundation, strategic focus on growth, and a commitment to driving innovation and customer value.

Q2 Holdings excels in Q3, forecasts strong growth and profitability

Q2 Holdings delivered exceptional Q3 results, surpassing revenue targets and demonstrating strong financial performance and customer engagement.
The company's strategic wins, improved margins, and focus on innovation position it well for sustained growth and profitability.
While challenges exist in a competitive landscape, opportunities in revenue growth, cash flow generation, and client expansions provide a positive outlook for the future.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE: QTWO), an award-winning, cloud-native core purpose-built for embedded finance, today announced that Wysh, a bold innovator in the field of financial protection, can now offer its new high-yield savings account with embedded micro life insurance to its customers through Helix's embedded finance solution. Savings+, Wysh's new product, couples high-yield savings with life insurance without the need for underwriting and works to help underserved co.

Helix Helps Wysh Deliver New High-Yield Savings Account with Embedded Micro Life Insurance

I recommend a buy due to the strong secular trend of digitalization in the banking industry. Despite temporary growth slowdown, Q2 Holdings is expected to see a resurgence and accelerate its growth. The company's strong booking momentum, increased ASPs, and improved win rates suggest sustained demand for digital banking solutions.

Q2 Holdings: Digitalization Secular Tailwind Is Inevitable In The Banking Sector

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, announced today that it has been named alongside Q2's customer C&N (Citizens & Northern Bank) as a winner of the 2023 IDC FinTech Rankings Real Results Awards in the Omni-Experience Customer Engagement category. C&N, a financial services organization based in Pennsylvania, has partnered with Q2 to power its digital banking technology since 20.

Q2 and Citizens & Northern Bank Win 2023 IDC FinTech Rankings Real Results Award

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the recipients of the new Q2 Philanthropy Fund grant cycle. A total of $120,000 in grants has been awarded to 18 non-profits to further their missions, goals and initiatives across the globe, enabling the organizations to have even more significant impacts on the communities they serve. In the spirit of Q2 Spark, Q2's corporate social re.

Q2 Announces New Philanthropy Fund Grant Recipients

Financial Institutions can now provide Finli, a digital back office platform for small businesses, to customers through Q2's Digital Banking Platform LOS ANGELES , Sept. 13, 2023 /PRNewswire/ -- Finli, a digital back office platform for small businesses, today announced its integration with Q2's Digital Banking Platform, via the Q2 Partner Accelerator Program.

Finli Announces Integration with Q2's Digital Banking Platform

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital banking and lending solutions, will participate in the following event: Fireside Chat hosted by Citi with Q2 President Kirk Coleman, Q2 CFO David Mehok, and Q2 CTO Adam Blue on September 5, 2023 A live webcast, as well as a replay, will be accessible from the Investor Relations page of the Q2 website at investors.Q2.com. About Q2 Holdings, Inc. Q2 is a leading provider of digital banking and lending so.

Q2 Holdings, Inc. to Attend Upcoming Event During Third Quarter 2023

The consolidation of the banking and fintech industries over time are expected to be tailwinds for Q2 Holdings. QTWO's recent quarterly profitability beat the market's expectations, and the company has set a goal of improving its EBITDA margin in a meaningful way next year. I raise my rating for Q2 Holdings stock to a Buy, in consideration of the company's growth drivers like profit margin expansion and industry consolidation.

Q2 Holdings: Consider Industry Consolidation And Margin Improvement (Rating Upgrade)

Q2 Holdings, Inc. (NYSE:QTWO ) Q2 2023 Earnings Conference Call August 2, 2023 5:00 PM ET Company Participants Josh Yankovich - Investor Contact Matthew Flake - CEO & Director Jonathan Price - EVP, Emerging Business, Corporate & Business Development David Mehok - CFO & Principal Accounting Officer Kirk Coleman - President Conference Call Participants Matthew VanVliet - BTIG Adam Hotchkiss - Goldman Sachs Group Terrell Tillman - Truist Securities Joseph Vruwink - Robert W. Baird & Co. Andrew Schmidt - Citigroup Adib Choudhury - William Blair & Company Matthew Kikkert - Stifel, Nicolaus & Company Alexander Sklar - Raymond James & Associates Operator Good afternoon.

Q2 Holdings, Inc. (QTWO) Q2 2023 Earnings Call Transcript

Q2 Holdings (QTWO) came out with quarterly earnings of $0.07 per share, missing the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.07 per share a year ago.

Q2 Holdings (QTWO) Q2 Earnings Lag Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its second quarter ending June 30, 2023. GAAP Results for the Second Quarter 2023 Revenue for the second quarter of $154.5 million, up 10 percent year-over-year and up 1 percent from the first quarter of 2023. GAAP gross margin for the second quarter of 47.8 percent, up from 44.8 percent in the prior-year quarter and down from.

Q2 Holdings, Inc. Announces Second Quarter 2023 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the launch of its new suite of security offerings – Q2 Security Insights. Q2 Security Insights offers products that deliver sets of real-time events to financial institutions, along with insights into the overall security landscape, giving them a deeper understanding of traffic patterns and threat intelligence via Security Information and.

Q2 Announces New Solutions to Deliver Actionable, Real-Time Security Insights to Financial Institutions

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital banking and lending solutions, will attend the following conferences during the third quarter of 2023. KeyBanc Tech Leadership Forum, August 7, 2023 Needham Digital Transformation 1x1 Conference, August 17, 2023 About Q2 Holdings, Inc. Q2 is a leading provider of digital banking and lending solutions to banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q.

Q2 Holdings, Inc. to Attend Upcoming Conferences During Third Quarter 2023

First Hawaiian

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, announced today that First Hawaiian Bank (“FHB”), the principal subsidiary of First Hawaiian, Inc. (NASDAQ: FHB), has selected Q2 PrecisionLender™, Q2's premier relationship pricing and profitability solution, to optimize client relationships, enhance internal team collaboration and drive more profitable deals. Recognized as one of the top 50 banks in t.

First Hawaiian Bank Selects Q2 to Transform its Commercial Lending Business

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, will release its State of Commercial Banking July 2023 Market Analysis following the State of Commercial Banking Mid-Year Update webinar, which will take place on Thursday, July 27, at 1 p.m. CDT. The report, based on insights mined from Q2's proprietary databases, is a mid-year update to its annual review of the major trends in the commercial banking in.

Q2 Announces State of Commercial Banking July 2023 Market Analysis Report

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital banking and lending solutions, will release its financial results for the second quarter 2023 after market close on Wednesday, August 2, 2023. Q2 will host a corresponding conference call at 5:00 p.m. EDT on Wednesday, August 2, 2023. Conference Call Details Date:   Wednesday, August 2, 2023 Time:   5:00 p.m. EDT Hosts:   Matt Flake, CEO / David Mehok, CFO / Kirk Coleman, President / Jonathan Price, EVP.

Q2 Holdings, Inc. Announces Investor Conference Call to Review Second Quarter 2023 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today released its third annual Environmental, Social, and Governance (ESG) report. The report highlights how the company addresses the top ESG priorities that matter to its employees, customers, communities, partners and other stakeholders. For the past 19 years, Q2 has pursued its mission to build strong and diverse communities by strengthening the fi.

Q2 Announces 2023 Environmental, Social and Corporate Governance (ESG) Report

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced its second Q2 Philanthropy Fund grant application cycle, which will award $120,000 in grants to non-profits across the globe to further its mission of building strong and diverse communities. The initiative is led in partnership with Austin Community Foundation (ACF), a grantmaking public charity, to make it easier and more accessible fo.

Q2 Announces Second Philanthropy Fund Grant Cycle

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced rapid year-over-year growth of Q2 Innovation Studio as a result of financial institutions' increased need to attract, retain and grow customer relationships and deposits. Based on 2022 metrics, financial institutions procured more than 420 partner solutions, which is an increase of approximately 110 percent year over year. In addition, as.

Q2 Reports More Than 100 Percent Growth in Financial Institution and Fintech Partnerships Through Q2 Innovation Studio

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, announced today it has been recognized as the “best-in-class” leader in the Aite Matrix: Leading U.S. Cash Management Technology Providers vendor assessment, 2023. This is the fourth time Q2 has been named as a “best-in-class" vendor by Aite-Novarica Group, placing it in the gold leadership position for 2023. Leveraging the Aite Matrix, a proprietary Ait.

Q2 Named the ‘Best-in-Class' Leader in the 2023 Cash Management Technology Providers Vendor Assessment by Aite-Novarica

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, announced today that Fortis Private Bank (“Fortis”) has selected Q2 PrecisionLender™, Q2's relationship pricing and profitability solution for commercial lending institutions, to strengthen its client relationships and increase deal profitability. Based in Denver, Colorado, Fortis is a $1.4 billion commercial bank focused on delivering an exceptional cl.

Fortis Private Bank Selects Q2 PrecisionLender to Modernize its Approach to Client Relationship Pricing

Repay Holdings Corp

ATLANTA--(BUSINESS WIRE)--Repay Holdings Corporation (NASDAQ: RPAY) (“REPAY”), a leading provider of vertically-integrated payment solutions, today announced its integration with Q2's Digital Banking Platform, via the Q2 Partner Accelerator Program. Q2 Holdings, Inc. (NYSE: QTWO) is a leading provider of digital transformation solutions for banking and lending. As part of the Q2 Partner Accelerator Program, financial institutions will be able to purchase REPAY and then offer its payment technol.

REPAY Announces Integration With Q2's Digital Banking Platform

Financial Institutions can now provide Allied's real-time payment solutions to customers through Q2's Digital Banking Platform FORT WAYNE, Ind. , May 11, 2023 /PRNewswire/ -- Allied Payment Network, Inc. (Allied), the industry leader in real-time, open-network payments solutions to banks and credit unions, today announced an integration with Q2's Digital Banking Platform, via the Q2 Partner Accelerator Program.

Allied Payment Network Announces Integration With Q2's Digital Banking Platform

Q2 Holdings, Inc. (NYSE:QTWO ) Q1 2023 Earnings Conference Call May 9, 2023 5:00 PM ET Company Participants Josh Yankovich - Investor Relations Matt Flake - Chief Executive Officer Jonathan Price - Executive Vice President of Emerging Businesses, Corporate & Business Development David Mehok - Chief Financial Officer Kirk Coleman - President Conference Call Participants Alex Sklar - Raymond James Andrew Schmidt - Citi Global Markets Terry Tillman - Truist Securities Adib Choudhury - William Blair William McNamara - BTIG Parker Lane - Stifel Alex Markgraff - KeyBanc Capital Markets Operator Good day, everyone. My name is Lisa, and I will be your conference operator today.

Q2 Holdings, Inc. (QTWO) Q1 2023 Earnings Call Transcript

Q2 Holdings (QTWO) came out with quarterly earnings of $0.14 per share, beating the Zacks Consensus Estimate of $0.05 per share. This compares to earnings of $0.03 per share a year ago.

Q2 Holdings (QTWO) Q1 Earnings and Revenues Beat Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its first quarter ending March 31, 2023. GAAP Results for the First Quarter 2023 Revenue for the first quarter of $153.0 million, up 14 percent year-over-year and up 4 percent from the fourth quarter of 2022. GAAP gross margin for the first quarter of 47.9 percent, up from 45.1 percent in the prior-year quarter and 45.2 percen.

News for Q2 Hld Stock (QTWO)