Revenue segments as reported by the company.

Net Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

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Cost of revenue

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Operating income

EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Enbridge

Verizon

The Dividend Harvesting Portfolio is now generating $972.46 in annual dividends, yielding 8.51%. The Dividend Harvesting portfolio has a 65.52% record of finishing the week in the black since its inception, 76/116 weeks.

Dividend Harvesting Portfolio Week 116: $11,600 Allocated, $972.46 In Projected Dividends

It seems that most risks related to the US banking sector are already reflected in the price of Truist Financial Corporation shares - both common and preferred ones. During the first quarter of FY23, TFC showcased a mix of positive and challenging factors. It experienced one of the biggest downward EPS revisions for Q2 lately.

Truist Financial: Most Of The Negatives Are Priced In

Ally Financial

Citizens Financial Group

KeyCorp

Regions Financial

It always seems to happen when something blows up on Wall Street or in the financial world.

Goldman Sachs Says Buy These 5 Regional Banks With Huge Dividends Before It Is Too Late

Rithm Capital Corp

SL Green Realty

The Dividend Harvesting Portfolio is now generating $963.21 in annual dividends, yielding 8.53%. The Dividend Harvesting portfolio has a 66.09% record of finishing the week in the black since its inception, 76/115 weeks.

Dividend Harvesting Portfolio Week 115: $11,500 Allocated, $963.21 In Projected Dividends

Comerica

PNC Financial Services

Charles Schwab

State Street

U.S. Bancorp

As the banking crisis persists, bank stocks continue to trade at depressed prices. With this, many investors are waiting for Warren Buffett to step in and save the day.

7 Bank Stocks That Desperately Need Warren Buffett's Help

Rooted in behavioral economics and gamification, app provides a chance to earn monetary rewards to boost savings CHARLOTTE, N.C. , May 17, 2023 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced the launch of Truist Long Game, a mobile app that rewards clients for building financial wellness.

Truist Foundry launches Long Game mobile app to foster healthy financial habits

Big 5 Sporting Goods

Bank of Hawaii

Cal-Maine Foods

Bancolombia

Devon Energy

Energy Transfer LP Unit

Ford Motor Company

First Interstate BancSystem

Dorian LPG

Bank of N.T. Butterfield & Son

Owl Rock Capital Corp

Petroleo Brasileiro

Piedmont Office Realty Trust

Invesco FTSE RAFI Developed Markets ex-US Small-Mid ETF

Pacific Premier Bancorp

Pioneer Natural Resources

RMR Group

TORM

“Value ranking, looks at the price of a stock relative to intrinsic firm value. Graham Value Stocks match the criteria. Benjamin Graham followed. “—YCharts Value Screener. 66 May Value large caps and Graham formula-derived results reflect established value-stock detection-criteria. Of those, 52 met the dogcatcher-ideal of dividends from $1K invested, exceeding single-share-stock-prices.

52 Ideal May Value Buys From Ben Graham

Alliance Resource Partners

FS KKR Capital Corp

Lincoln National

Altria

Starwood Property

If you have ever heard the term “stock pickers market,” this is surely where investors find themselves now as we approach the end of the first half of 2023.

7 Buy-Rated Stocks With Dividends as High as 15% Are On Sale Now

Fifth Third Bancorp

Huntington Bancshares

M&T Bank

Wells Fargo

The worst may be over for U.S. banks, with liquidity fears that led to the recent failures of three regional institutions subsiding, but banks also face a longer-term challenge — a reversal of the flow of cash into noninterest-bearing transaction accounts during years of government and Federal-Reserve stimulus before and during the COVID-19 pandemic.

Profit risks for 10 large regional banks: How a reversal of pandemic deposit trends could cut earnings

CHARLOTTE, N.C. , May 11, 2023 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Chairman and Chief Executive Officer Bill Rogers will speak at the Bernstein Strategic Decisions Conference at 10 a.m.

Truist to present at the Bernstein Strategic Decisions Conference

Goldman Sachs

Toronto-Dominion Bank

Zions Bancorp

The government's response to maintain stability in the banking system creates stock winners from First Republic failure. First Republic Bank is the second largest bank with assets over $200 billion to fail, This follows the failure of Silicon Valley Bank, Credit Suisse, and Signature Bank.

7 Stock Winners From the First Republic Failure

PGT Innovations

NORTH VENICE, Fla.--(BUSINESS WIRE)-- #EmployerOfChoice--PGT Innovations (NYSE: PGTI), a national leader in the premium window, door, and garage door industry, announced today a new exclusive consumer financing relationship with Service Finance Company, LLC (SFC), a subsidiary of Truist Bank (NYSE: TFC). The new relationship is expected to drive future organic growth for PGT Innovations while expanding the presence in the window and door industry for SFC. Service Finance provides financing solutions to home improv.

PGT Innovations announces exclusive consumer financing relationship with Service Finance

Bank of America

JPMorgan Chase & Co

SPDR S&P Regional Banking ETF

Morgan Stanley

PacWest Bancorp

Western Alliance Bancorporation

Bank stocks fall early Tuesday after financial shares pared gains Monday. Investors digest latest data.

Bank Stocks Fall Farther. 'Equity Manipulation' Threat Rises.

The regional bank stocks have endured a massive sell-off and if you believe the regional system stays intact, there could be some gems in the chaos. TFC has sold off so much that its yield exceeds 7%. The best part is that it has a sub 50% payout ratio based on the current forward EPS.

Truist Financial: Among The Regional Breakdown, This 7.25% Yielding Bank Could Be Promising

An increase in operating expenses and a rise in provisions on a deteriorating operating outlook are major headwinds for Truist Financial (TFC).

Truist Financial (TFC) Hurt by Rising Provisions & High Expenses

In collaboration with MIT Solve, more than $1 million in grants and comprehensive support will be given to nonprofits utilizing innovative technology-based solutions to support small business owners CHARLOTTE, N.C. , May 8, 2023 /PRNewswire/ -- Truist Foundation announced the launch of its second Inspire Awards Challenge, featuring a pitch and a capacity-building grant program for nonprofit organizations that are aiding entrepreneurs from undercapitalized communities.

Truist Foundation announces second Inspire Awards Challenge to support nonprofits serving undercapitalized entrepreneurs

The banking crisis is doing a number on regional bank stocks, causing a sell-off of more than 30% since the start of this year. Truist Financial's stock price is among the victims, although its business remains in great shape.

Truist Financial's 7% Yield - A Table-Pounding Buy

Accenture Plc

Archer-Daniels-Midland Company

Automatic Data Processing

Ball Corp

Franklin Resources

British American Tobacco

Boston Properties

Cigna

Carlisle Companies

Coterra Energy

Chevron

EOG Resources

Enterprise Products Partners

Johnson & Johnson

Lennar

Lowe's

MPLX

Merck

This article is part of our monthly series where we highlight five companies that are large-cap, relatively safe, dividend-paying and are offering large discounts to their historical norms. We go over our filtering process to select just five conservative DGI stocks from more than 7,500 companies that are traded on U.S. exchanges, including OTC networks.

5 Conservative And Cheap Dividend Stocks To Invest In - May 2023

News for Truist Financial Stock (TFC)