TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

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TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

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TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

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TransUnion provides credit reporting, fraud analytics and other services to Canada's largest financial institutions and lenders TransUnion provides credit reporting, fraud analytics and other services to Canada's largest financial institutions and lenders

TransUnion Enters New Long-term Agreement with FICO to Distribute FICO® Score in Canada

TransUnion's (TRU) second-quarter 2021 earnings and revenues increase year over year.

TransUnion's (TRU) Q2 Earnings & Revenues Beat Estimates

TORONTO, July 28, 2021 (GLOBE NEWSWIRE) -- TransUnion has recently developed a new Credit Industry Indicator (CII) to summarize the relative health of Canada's consumer credit market*. The CII shows the pronounced impact of the COVID-19 pandemic as well as other economic and market events over the last decade on consumer credit health conditions.

TransUnion Launches New Indicator Charting Health of Canada's Credit Market

TransUnion (TRU) CEO Chris Cartwright on Q2 2021 Results - Earnings Call Transcript

Shares of TransUnion (NYSE:TRU) were unchanged after the company reported Q2 results. Quarterly Results Earnings per share rose 45.45% year over year to $0.96, which beat the estimate of $0.91.

Recap: TransUnion Q2 Earnings

CHICAGO, July 27, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) (the “Company”) today announced financial results for the quarter ended June 30, 2021.

TransUnion Announces Strong Second Quarter 2021 Results

CHICAGO, July 14, 2021 (GLOBE NEWSWIRE) -- TransUnion's public sector business (NYSE: TRU) announced today a new partnership with the Homeland Security Experts Group, sponsoring the Sept. 13-14 Homeland Security Enterprise Forum.

TransUnion Public Sector Business Partners with Homeland Security Experts Group to Enhance National Security Missions

Consecutive better-than-expected top- and bottom-line performances, encouraging yearly guidance and shareholder-friendly moves have been aiding TransUnion (TRU) stock.

TransUnion (TRU) Stock Up 35.5% in a Year: What's Behind It?

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The U.S. Supreme Court on Friday narrowed the scope of a class action lawsuit against TransUnion in which thousands of people sought damages after the credit reporting company flagged their names as matching those on a government list of suspected terrorists and drug traffickers.

U.S. Supreme Court limits damages in TransUnion 'terrorist list' lawsuit

CHICAGO, June 24, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the second quarter ending June 30, 2021, in a press release to be issued by 6:00 a.m. Central Time (CT) on Tuesday, July 27, 2021. The company will hold a conference call on the same day at 8:30 a.m. Central Time (CT) to discuss its financial results. The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http://www.transunion.com/tru.

TransUnion Announces Earnings Release Date for Second Quarter 2021 Results

TransUnion's Consumer Pulse study highlights the ongoing financial impact of COVID-19 TransUnion's Consumer Pulse study highlights the ongoing financial impact of COVID-19

Impact of COVID-19 to Household Incomes Diminishes and Gen Z Demonstrates the Most Financial Optimism

TransUnion research finds many consumers benefitted from leveraging financial hardship programs TransUnion research finds many consumers benefitted from leveraging financial hardship programs

Majority of Consumers in Accommodation Programs Continued to Make Payments

TransUnion (TRU) is riding on encouraging yearly guidance, consecutive better-than-expected top- and bottom-line performances, and shareholder-friendly moves.

TransUnion (TRU) Stock Up 19.8% in a Year: What's Behind It?

TransUnion's Consumer Pulse study explores the pandemic's continued financial impact TransUnion's Consumer Pulse study explores the pandemic's continued financial impact

Impact of COVID-19 to Household Incomes Reaches Pandemic Low with Recent Graduates Demonstrating the Most Optimism

TransUnion analyzes global fraud trends through May 1, 2021 TransUnion analyzes global fraud trends through May 1, 2021

Suspected Financial Services Digital Fraud Attempts From Canada Rise 218%

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Suspected Financial Services Digital Fraud Attempts Rise Nearly 150% Worldwide As Prevalence of Digital Transactions Increase

CHICAGO, June 03, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Todd Cello, CFO, and Tim Martin, Chief Global Solutions Officer, will present at the Baird Global Consumer, Technology and Services Conference on Wednesday, June 9, 2021. The presentation is scheduled to begin at 11:50 a.m. CST (12:50 p.m. EST). A live webcast of the presentation will be made available at the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will be available on the company's website following the conclusion of the presentation.

TransUnion to Present at Baird Global Consumer, Technology and Services Conference

TORONTO, June 01, 2021 (GLOBE NEWSWIRE) -- Today, TransUnion released the findings of its Q1 2021 TransUnion Industry Insights Report, which showed a sharp decline in balances across most products as higher consumer liquidity, reduced spending and lender accommodations enabled Canadian credit consumers to navigate the ongoing public health and economic crises. While the Canadian economy is improving, the credit market has been slow to recover as consumers are seeking fewer credit products and maintaining conservative borrowing behaviours. Nevertheless, the Canadian credit market shows signs of good health and consumer confidence is at its highest level in more than a year, according to TransUnion's most recent Consumer Pulse survey, which suggests an improved outlook for new credit activity in the latter half of 2021 and beyond.

Consumers Show Signs of Resilience and Deleveraging in a Slow Credit Market

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