Travelers

The Travelers Cos., Inc. is a holding company, which engages in the provision of commercial and personal property and casualty insurance products and services. It operates through the following business segments: Business Insurance, Bond and Specialty Insurance, and Personal Insurance. The Business Insurance segment provides an array of property and casualty insurance, and insurance related services to its customers primarily in the U.S., as well as in Canada, the United Kingdom, the Republic of Ireland and throughout other parts of the world as a corporate member of Lloyd's. The Bond and Specialty Insurance segment includes surety, fidelity, management liability, professional liability, and other property and casualty coverage and related risk management services. The Personal Insurance segment offers a range of property and casualty insurance products and services covering individuals' personal risks, primarily in the U.S., and Canada. The company was founded in 1853 and is headquartered in New York, NY.

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Earnings data Q4 2023

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Earnings data Q4 2024

Travelers (TRV) posts solid Q4 results, eyes growth opportunities

Travelers (TRV) delivered strong Q4 results, excelling in Business Insurance while facing challenges in Personal Insurance. The company's strategic pricing and capital management decisions position it well for growth opportunities in 2022 and beyond.

Travelers reports strong Q1 earnings, eyes growth amid challenges

Travelers' Q1 2023 performance reflects robust growth in net written premiums, strong profitability, and capital return to shareholders, underpinned by exceptional margins and financial results.
Challenges include managing loss inflation trends, addressing worse loss experience in auto and personal lines, and optimizing expense ratios amidst strategic investments.
Opportunities lie in leveraging pricing strategies, operational efficiencies, and regulatory changes to drive continued growth, enhance underwriting performance, and create long-term shareholder value.

Travelers reports resilient Q2 performance amidst catastrophe losses

Travelers (TRV) navigated an unprecedented cat quarter with slightly positive core income and strong underlying results. Despite challenges in personal lines and regulatory scrutiny, the company remains confident in its strategic investments and growth prospects.

Travelers (TRV) reports robust Q3 performance amidst sector challenges

Travelers (TRV) delivered a strong performance in Q3 2023, showcasing underwriting discipline and achieving record net written premiums in key segments. While facing challenges in the Personal Insurance segment, the company remains optimistic about results and outlook. Strategic investments in employees and technology position TRV for future success.

Travelers achieves record highs in Q4 2023 earnings performance

Travelers delivered exceptional financial performance in Q4 2023, with record highs in core income and strong underwriting results.
The company's strategic initiatives and focus on sustainable margins position it well for future growth and profitability.
Despite challenges in certain segments, Travelers remains resilient and poised to capitalize on opportunities for continued success.

Travelers (TRV) reports stellar Q1 results, eyes growth opportunities

Travelers (TRV) excelled in Q1 2024 with robust financial results and strategic initiatives.
Balanced growth across all segments and strong relationships with distribution partners.
Challenges include market reentry decisions and adjusting to industry trends.
Opportunities lie in continued growth across segments and operational enhancements.

Travelers (TRV) posts robust Q2 earnings, eyes growth opportunities

Travelers (TRV) delivered impressive Q2 results driven by strong underwriting income and premium growth. Despite potential challenges in reserves and competition, the company's solid financial position and strategic confidence bode well for future growth. By focusing on opportunities and prudent risk management, Travelers aims to sustain its positive momentum.

Travelers reports robust Q3 earnings amidst market challenges and opportunities

Travelers delivered a strong financial performance in Q3 2024, driven by robust underwriting income and premium growth across all segments.
While facing challenges such as managing catastrophe risks and addressing analyst inquiries, the company remains focused on profitable growth and disciplined underwriting.
Opportunities lie in optimizing pricing strategies, enhancing risk management, and leveraging operational strengths to sustain profitability and capitalize on market dynamics.

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The Travelers Cos., Inc. is a holding company, which engages in the provision of commercial and personal property and casualty insurance products and services. It operates through the following business segments: Business Insurance, Bond and Specialty Insurance, and Personal Insurance. The Business Insurance segment offers an array of property and casualty insurance, and insurance related services to its customers primarily in the U.S., as well as in Canada, the United Kingdom, the Republic of Ireland and throughout other parts of the world as a corporate member of Lloyd's. The Bond and Specialty Insurance segment includes surety, fidelity, management liability, professional liability, and other property and casualty coverage and related risk management services. The Personal Insurance segment is involved in a range of property and casualty insurance products and services covering individuals' personal risks, primarily in the U.S. and Canada. The company was founded in 1853 and is headquartered in New York, NY.

Travelers' stock (NYSE: TRV) has lost 6% YTD, as compared to the 1% drop in the S&P500 index over the same period.

What To Expect From Travelers Stock?

Travelers (TRV) continues to benefit from strong net earned premiums, high levels of retention, improved pricing and sufficient liquidity.

Why Should You Hold Travelers (TRV) Stock in Your Portfolio?

HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Institute, the public policy division of The Travelers Companies, Inc. (NYSE: TRV), today announced its Wednesdays with Woodward® spring 2023 virtual programming schedule. The webinar series, hosted by Joan Woodward, President of the Travelers Institute and Executive Vice President of Public Policy at Travelers, examines pressing topics at the intersection of insurance, business and public policy.

Travelers Institute Announces Spring 2023 Virtual Programming

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HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) today launched the Travelers Innovation Network for Construction, an online platform providing construction customers with access to industry insights, as well as a curated group of technology providers and solutions aimed at improving productivity and safety on job sites.

Travelers Introduces Innovation Network for Construction Industry

Travelers has produced steady low-digit growth over the years, with a combined ratio below 100%. In 2022, the Personal segment struggled, but the well diversified business has still held the total combined ratio at 96%.

Travelers Provides A Reliable Dividend With Significant Growth Potential

The Travelers Companies, Inc. (NYSE:TRV ) Q4 2022 Earnings Conference Call January 24, 2023 9:00 AM ET Company Participants Abbe Goldstein - Senior Vice President, Investor Relations Alan Schnitzer - Chairman and Chief Executive Officer Dan Frey - Chief Financial Officer Greg Toczydlowski - Executive Vice President and President, Business Insurance Jeff Klenk - Executive Vice President and President, Bond & Specialty Insurance Michael Klein - Executive Vice President and President, Personal Insurance Conference Call Participants Greg Peters - Raymond James Ryan Tunis - Autonomous Research David Motemaden - Evercore ISI Elyse Greenspan - Wells Fargo Meyer Shields - KBW Alex Scott - Goldman Sachs Yaron Kinar - Jefferies Operator Good morning, ladies and gentlemen. Welcome to the Fourth Quarter Results Teleconference for Travelers.

The Travelers Companies, Inc. (TRV) Q4 2022 Earnings Call Transcript

Travelers (TRV) Q4 results reflect lower net investment income and wider catastrophe losses, partially offset by higher premiums and higher net favorable prior year reserve development.

Travelers (TRV) Q4 Earnings Meet Estimates, Decrease Y/Y

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Travelers (TRV) delivered earnings and revenue surprises of 0% and 0.19%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Travelers (TRV) Meets Q4 Earnings Estimates

Travelers Companies Inc. TRV, +0.56% reported Tuesday fourth-quarter profit that fell from a year ago due primarily to higher catastrophe losses, but matched expectations, while revenue topped forecasts. The insurer's tock slipped 0.2% in premarket trading.

Travelers profit falls in line with expectations while revenue beats, stock slips

NEW YORK--( BUSINESS WIRE )--The Travelers Companies, Inc. today reported net income of $819 million, or $3.44 per diluted share, for the quarter ended December 31, 2022, compared to $1.333 billion, or $5.37 per diluted share, in the prior year quarter. Core income in the current quarter was $810 million, or $3.40 per diluted share, compared to $1.289 billion, or $5.20 per diluted share, in the prior year quarter. Core income decreased primarily due to higher catastrophe losses, a lower underlying underwriting gain (i.e., excluding net prior year reserve development and catastrophe losses) and lower net investment income, partially offset by higher net favorable prior year reserve development. Net realized investment gains in the current quarter were $7 million pre-tax ($9 million after-tax), compared to $58 million pre-tax ($44 million after-tax) in the prior year quarter. Per diluted share amounts benefited from the impact of share repurchases.

Travelers Reports Fourth Quarter 2022 Net Income per Diluted Share of $3.44 and Return on Equity of 15.8%

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Frequent catastrophes accelerating policy renewal rate and the resultant upward pricing pressure are likely to boost the performance of Zacks Property and Casualty Insurance industry players like BRK.B, CB, PGR, TRV and RE.

5 Property & Casualty Insurers to Gain Despite Catastrophe Loss

Travelers' (TRV) fourth-quarter results are likely to reflect strong retention rates, positive renewal premium changes and higher average levels of invested assets, partly offset by higher catastrophe losses.

Travelers (TRV) to Report Q4 Earnings: What's in the Store?

PHOENIX--( BUSINESS WIRE )--The Travelers Institute, the public policy division of The Travelers Companies, Inc. (NYSE: TRV), will host an in-person Cyber: Prepare, Prevent, Mitigate, Restore® symposium on Thursday, Jan. 26, in Phoenix. The event, which is part of a national series, promotes dialogue and education around helping businesses prepare for and respond to cyber incidents.

Travelers Institute to Host Cybersecurity Symposium in Phoenix

Travelers (TRV) expects fourth-quarter cat loss of $362 million, primarily attributable to losses from the winter storm that impacted much of the United States and Canada in late December.

Travelers (TRV) Expects $362M in Q4 Cat Loss, Solid Pricing

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The Dow declined to start the trading week on Jan. 17, 2023, as earnings reports failed to impress the markets, while the Nasdaq posted a small gain.

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The Nasdaq, meanwhile, extended its daily win streak to seven.

Stock Market Today: Goldman, Travelers Drag Dow Lower

Travelers (TRV) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Travelers (TRV) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Travelers says it expects to report a net income of $3.44 per diluted share, while Wall Street is expecting $4.04 per share.

Travelers Expects Fourth Quarter Earnings Miss. Winter Storms Are to Blame.

Travelers Cos. Inc. stock TRV, +1.01% fell 1.8% in premarket trade Tuesday, after the insurer offered fourth-quarter profit guidance that lagged consensus, as it books losses from the winter storm in December that swept across much of the U.S. and Canada.

Travelers stock down premarket after insurer offers Q4 guidance that lags consensus after massive winter storm

NEW YORK--( BUSINESS WIRE )--The Travelers Companies, Inc. (NYSE: TRV) today announced preliminary results for the fourth quarter of 2022.

Travelers Announces Initial Estimate for Fourth Quarter 2022 Catastrophe Losses, Which Were Driven by the December Winter Storm, as well as Preliminary Fourth Quarter 2022 Results

Does Travelers (TRV) have what it takes to be a top stock pick for momentum investors? Let's find out.

Travelers (TRV) is a Great Momentum Stock: Should You Buy?

Travelers (TRV) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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