VersaBank

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the US banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

Earnings data Q3 2021

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VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the U.S. banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

LONDON, ON , Nov. 23, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will release its fourth quarter and annual 2022 financial results and host an earnings conference call on Wednesday, December 7, 2022. Financial results are expected to be released at approximately 7:00 a.m.

VERSABANK TO ANNOUNCE FOURTH QUARTER AND ANNUAL 2022 FINANCIAL RESULTS ON DECEMBER 7, 2022

LONDON, ON, Nov. 14, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that David Taylor, President and Chief Executive Officer, will present virtually at the Investor Summit Conference on Tuesday, November 15, 2022 at 10:00 a.m. ET. A webcast of the presentation will be available to the public on the Events & Presentations page of the Investor Relations section of VersaBank's website here: Events & Presentations – VersaBank.

VERSABANK TO PRESENT AT INVESTOR SUMMIT CONFERENCE ON TUESDAY, NOVEMBER 15, 2022 AT 10:00 AM ET

LONDON, ON , Nov. 14, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced that it has initiated an internal pilot program of a new Digital Deposit Receipts ("DDRs"), which will be undertaken exclusively within Canada. The purpose of the internal pilot program is to validate the security, processes, procedures and protocols of the Bank's new DDR model called "CADV" (for the Canadian-dollar version).

VERSABANK INITIATES INTERNAL PILOT PROGRAM IN CANADA FOR NEW DIGITAL DEPOSIT RECEIPT WITH INTERNAL E-WALLET DEPOSIT ACCOUNTS

LONDON, ON , Sept. 21, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK; NASDAQ: VBNK), announced today that the Toronto Stock Exchange ("TSX") has approved an amendment to the Bank's existing/current Normal Course Issuer Bid ("NCIB") for its common shares announced on August 15, 2022 to expand purchases for cancellation to the Nasdaq Global Select Market (the "Nasdaq").

VERSABANK ANNOUNCES APPROVAL FOR AMENDMENT TO NORMAL COURSE ISSUER BID

VersaBank (NASDAQ:VBNK ) Q3 2022 Earnings Conference Call August 31, 2022 9:00 AM ET Company Participants David Taylor – President and Chief Executive Officer Shawn Clarke – Chief Financial Officer Conference Call Participants Greg MacDonald – LodeRock Research Bradley Ness – Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBank's Third Quarter 2022 Financial Results Conference Call.

VersaBank's (VBNK) Q3 2022 Earnings Call Transcript

– Quarter Highlighted by Another Record Loan Portfolio, Driven by 75% Year-Over-Year Growth in Canadian Point-of-Sale Financing Business, and Record Revenue and Record Net Interest Income – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our third quarter 2022 ("Q3 2022") unaudited Interim Consolidated Financial Statements for the period ended July 31, 2022 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedar.com and EDGAR at www.sec.gov/edgar.shtml.

VERSABANK REPORTS CONTINUED STRONG RESULTS FOR THIRD QUARTER 2022

LONDON, ON , Aug. 17, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will release its third quarter 2022 financial results and host an earnings conference call on Wednesday, August 31, 2022. Financial results are expected to be released at approximately 7:00 a.m.

VERSABANK TO ANNOUNCE THIRD QUARTER 2022 FINANCIAL RESULTS ON AUGUST 31, 2022

LONDON, ON , Aug. 15, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), today announced that it has received approval from the Toronto Stock Exchange ("TSX") to proceed with a Normal Course Issuer Bid ("NCIB") for its common shares. "Recent market conditions have presented an exceptional opportunity to purchase VersaBank shares at an attractive value and this NCIB represents an excellent use of our capital," said David Taylor, President and Chief Executive Officer, VersaBank.

VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID

LONDON, ON, June 15, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that David Taylor, President and Chief Executive Officer, is scheduled to present at the Sidoti & Company Virtual Investor Conference on Thursday, June 16 at 10:45 a.m. ET. A webcast of the presentation will be available in the Investor Relations section of VersaBank's website at www.versabank.com.

VERSABANK TO PARTICIPATE AT SIDOTI & COMPANY VIRTUAL INVESTOR CONFERENCE ON THURSDAY, JUNE 16, 2022 10:45 AM ET

LONDON, ON , June 14, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that, through its wholly owned U.S. subsidiary, VersaHoldings US Corp., it has signed a definitive agreement to acquire Minnesota-based Stearns Bank Holdingford, N.A. ("SBH"), a privately held, wholly owned subsidiary of Stearns Financial Services Inc. ("SFSI") based in St. Cloud, Minnesota, for an estimated US$13.5million (CA$17.4 million) (subject to adjustment at closing).

VERSABANK TO ACQUIRE OCC-CHARTERED NATIONAL US BANK, PROVIDING PLATFORM FOR GROWTH IN THE UNITED STATES

VersaBank (NASDAQ:VBNK ) Q2 2022 Earnings Conference Call June 1, 2022 9:00 AM ET Company Participants David Taylor - President and Chief Executive Officer Shawn Clarke - Chief Financial Officer Conference Call Participants Greg MacDonald - LodeRock Research William Wallace - Raymond James Bradley Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBank's Second Quarter 2022 Financial Results Conference Call.

VersaBank's (VBNK) CEO David Taylor on Q2 2022 Results - Earnings Call Transcript

VersaBank (VBNK) delivered earnings and revenue surprises of -18.75% and 23.54%, respectively, for the quarter ended April 2022. Do the numbers hold clues to what lies ahead for the stock?

VersaBank (VBNK) Lags Q2 Earnings and Revenue Estimates

– Quarter Highlighted by Another Record Loan Portfolio, Led by 51% Growth in Canadian Point-of-Sale Financing Business – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our second quarter 2022 ("Q2 2022") unaudited Interim Consolidated Financial Statements for the period ended April 30, 2022 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedar.com and EDGAR at www.sec.gov/edgar.shtml.

VERSABANK REPORTS CONTINUED STRONG RESULTS FOR SECOND QUARTER 2022

VersaBank (VBNK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate VersaBank (VBNK) to Report a Decline in Earnings: What to Look Out for

LONDON, ON , May 18, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will release its second quarter 2022 financial results and host an earnings conference call on Wednesday, June 1, 2022. Financial results are expected to be released at approximately 7:00 a.m.

VERSABANK TO ANNOUNCE SECOND QUARTER 2022 FINANCIAL RESULTS ON JUNE 1, 2022

LONDON, ON , May 9, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced, the appointment of Richard Jankura, CA, CPA to its board of directors, and will assume the role of Chair of the Risk Oversight Committee. Mr.

VERSABANK ANNOUNCES APPOINTMENT OF RICHARD JANKURA TO BOARD OF DIRECTORS AND RETIREMENT OF LONG-TIME DIRECTOR, RICHARD CARTER

LONDON, ON , April 21, 2022 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") reports the results of its 2022 Annual Meeting of Shareholders (the "Meeting") held in Toronto, Ontario on April 20, 2022. Each of the director nominees listed in VersaBank's Management Information Circular dated March 3, 2022 were elected as directors of the Bank.

VERSABANK ANNOUNCES THE RESULTS OF ITS 2022 MEETING OF SHAREHOLDERS

LONDON, ON, March 31, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced it has entered into an agreement with its first Point-of-Sale Finance partner in the United States, a large, North American, commercial transportation financing business focused on independent owner/operators.  As it does from time-to-time in its Canadian Point-of-Sale Finance business, VersaBank collaborated with Securcor Financial Group on origination and structuring of the transaction.

VERSABANK ANNOUNCES FIRST U.S. POINT-OF-SALE FINANCING PARTNER

LONDON, ON , March 28, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced successful completion of the independent third-party System and Organization Controls ("SOC2") – Type I audit (the "SOC2 Audit") of its VersaVault®, VersaBank's proprietary security technology for blockchain-based assets, which underpins the Bank's revolutionary Digital Deposit Receipts ("DDRs"). The voluntary SOC2 Audit, which was conducted by a national full-service audit, chartered professional accountancy and business advisory firm (the "Audit Firm"), verified the non-financial reporting controls, relating to security, availability, processing integrity, confidentiality and privacy of VersaVault®.

VERSABANK ANNOUNCES SUCCESSFUL COMPLETION OF SOC2 AUDIT AHEAD OF ANTICIPATED COMMERCIAL LAUNCH OF REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS

LONDON, ON, March 18, 2022 /CNW/- VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced its upcoming annual meeting of shareholders (the "Meeting") will be held at the TMX Market Centre on Wednesday, April 20, 2022 at 10:30 a.m. and will also be live-streamed.

VERSABANK'S 2022 ANNUAL MEETING TO BE HELD AT TMX MARKET CENTRE, 120 ADELAIDE STREET WEST, TORONTO - MEETING WILL ALSO BE LIVE STREAMED

VersaBank (VBNK) CEO David Taylor on Q1 2022 Results - Earnings Call Transcript

VersaBank (VBNK) delivered earnings and revenue surprises of -6.25% and 2.65%, respectively, for the quarter ended January 2022. Do the numbers hold clues to what lies ahead for the stock?

VersaBank (VBNK) Misses Q1 Earnings and Revenue Estimates

– Quarter Highlighted by Continued Strong Year-over-Year Growth as Bank Achieves Another Loan Portfolio Record – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted.  Our first quarter 2022 ("Q1 2022") unaudited Interim Consolidated Financial Statements for the period ended January 31, 2022 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedar.com and EDGAR at www.sec.gov/edgar.shtml.

VersaBank Reports Continued Strong Results for First Quarter 2022

LONDON, ON, March 1, 2022 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") today announced it has appointed financial crime prevention expert and advocate, Garry W. G. Clement, to the position of Chief Anti-Money Laundering Officer ("CAMLO").

VersaBank Appoints Financial Crime Prevention Expert and Advocate Veteran Garry Clement to Position of Chief Anti-Money Laundering Officer

LONDON, ON, Feb. 24, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that David Taylor, President and Chief Executive Officer, will participate in a panel discussing:  How Technology Can Advance Fundamental Banking on Tuesday, March 1 at 3:25 pm ET. A webcast of the presentation will be available in the investor relations section of VersaBank's website at www.versabank.com on the "Quarterly Info, Events and Presentations" page.

News for VersaBank Stock (VBNK)