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AFRM
Volume: 1.21K

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 24 analyst ratings
Buy
Strong Buy 42%
Buy 42%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings reported a notable revenue of $1.12 billion for fiscal 2025, reflecting a year-over-year growth of 29.6%, and exceeded both internal estimates and consensus projections. Additionally, the company achieved a gross merchandise volume (GMV) of $13.8 billion, representing a significant increase of 36.6% year-over-year, further surpassing anticipated figures. With strong credit performance, the potential for securing a bank charter could lower funding costs and enhance earnings per share, positioning Affirm for continued financial improvement and growth in its revenue streams.

Bears say

Affirm Holdings operates in a highly competitive market, facing potential challenges in attracting new customers and merchant partners, which could adversely affect its growth trajectory. The company's expectations for fourth-quarter gross merchandise value (GMV) are slightly below consensus estimates, indicating potential revenue pressures amid concerns over loan performance and credit losses. Furthermore, reliance on various funding sources for growth, coupled with high funding costs due to delays or rejections in its ILC application, could significantly weigh on Affirm's profitability and overall financial stability.

Affirm (AFRM) has been analyzed by 24 analysts, with a consensus rating of Buy. 42% of analysts recommend a Strong Buy, 42% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 24 analysts, Affirm (AFRM) has a Buy consensus rating as of Mar 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 1.21K

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