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AFRM
Volume: 3.06M
AFRM

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 29 analyst ratings
Buy
Strong Buy 34%
Buy 34%
Hold 24%
Sell 7%
Strong Sell 0%

Bulls say

Affirm Holdings Inc demonstrated robust financial growth, highlighted by a 113% increase in Affirm Card GMV to $845 million in F2Q25, with a notable 70% growth in 0% APR GMV. The company's revenue guidance for FY25 has been raised, projecting GMV between $34.74 billion and $35.34 billion, alongside revenue expectations of $3.13 billion to $3.19 billion, reflecting strong market demand. Additionally, the active cardholder base surged approximately 20% quarter-over-quarter to 1.7 million, underlining the firm's expanding consumer engagement and potential for further revenue growth.

Bears say

Affirm Holdings Inc operates in a highly competitive landscape, which poses risks related to customer retention and the attraction of merchant partners, potentially hampering growth prospects. The company faces challenges from poor loan performance and macroeconomic factors that could lead to higher credit losses and diminished demand from institutional investors, thereby negatively impacting revenue and earnings per share growth. Furthermore, reliance on varied funding sources raises concerns; any unfavorable changes to these agreements or challenges in securing new funding could hinder Affirm's growth and profitability amid rising interest costs and slowed consumer discretionary spending.

Affirm (AFRM) has been analyzed by 29 analysts, with a consensus rating of Buy. 34% of analysts recommend a Strong Buy, 34% recommend Buy, 24% suggest Holding, 7% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 29 analysts, Affirm (AFRM) has a Buy consensus rating as of Jul 27, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $59.59, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $59.59, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 3.06M

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