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AFRM
Volume: 3.71M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 22 analyst ratings
Buy
Strong Buy 45%
Buy 41%
Hold 14%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings, a leader in the buy-now, pay-later industry, achieved approximately $36 billion in transaction volume in fiscal 2025, with over 70% of this volume derived from high-margin interest-bearing loans, which also constitute the majority of its revenue. The company's growth trajectory is bolstered by a well-regarded offering that creates substantial value for both merchants and consumers, driving robust volume growth and market share gains. Additionally, increased forecasts across key performance indicators such as gross merchandise volume (GMV) and adjusted operating income indicate a positive outlook for the company moving forward.

Bears say

Affirm Holdings faces concerns regarding its fiscal year 2026 guidance, particularly with respect to the Street's projected net revenue yield, which appears overly optimistic. The company's significant reliance on interest-bearing loans for over 70% of its transaction volume raises questions about its revenue sustainability amid potential economic challenges. Additionally, with more than 95% of its revenue generated in the United States, Affirm is particularly vulnerable to market fluctuations within a single geographic region.

Affirm (AFRM) has been analyzed by 22 analysts, with a consensus rating of Buy. 45% of analysts recommend a Strong Buy, 41% recommend Buy, 14% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 22 analysts, Affirm (AFRM) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.86, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.86, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 3.71M

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