
Amerant Bancorp (AMTB) Stock Forecast & Price Target
Amerant Bancorp (AMTB) Analyst Ratings
Bulls say
Amerant Bancorp has demonstrated significant growth in deposits, increasing by $151.6 million to a total of $8.3 billion, which positions the company for a robust annual growth rate of 14-16%. The bank reported a stable net interest margin (NIM) of 3.81%, supported by interest recoveries, with expectations for a normalized NIM of 3.75% in the upcoming quarter. Additionally, management anticipates consistent organic deposit growth aligning with loan growth, projecting a 5% annualized growth for fiscal year 2025, with aspirations for double-digit growth in 2026.
Bears say
The outlook for Amerant Bancorp is negatively influenced by a decline in loan growth due to payoffs and asset quality-related sales, indicating challenges in maintaining pipeline momentum amid potential economic slowdowns, which could elevate nonperforming assets and net charge-offs. The company's reliance on brokered deposits and a poor loan-to-deposit ratio compared to peers further exacerbate concerns about net interest margin (NIM) and overall balance sheet growth. Additionally, the bank's exposure to commercial real estate (CRE) concentration, along with risks related to declining foreign deposits and an inverted yield curve, presents significant asset quality risks that could hinder financial performance more than currently anticipated.
This aggregate rating is based on analysts' research of Amerant Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Amerant Bancorp (AMTB) Analyst Forecast & Price Prediction
Start investing in Amerant Bancorp (AMTB)
Order type
Buy in
Order amount
Est. shares
0 shares