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ATLC
Volume: 82.46K

Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is poised for significant growth, with expectations of approximately 10% total portfolio growth driven by low- to mid-double digit receivables growth in its legacy portfolio and mid-single-digit growth in the Mercury book for 2026. The company's strategic acquisition of Vive Financial is projected to enhance earnings per share (EPS), with estimates for 2026 raised to $8.72 and the 2027 estimate introduced at $11.63, reflecting anticipated increases in net yields and benefits from fair value adjustments. Furthermore, favorable macro trends in consumer finance are expected to support the expansion of Atlanticus's credit card and point-of-sale financing products, reinforcing a positive outlook for the company.

Bears say

The analysis of Atlanticus Holdings reflects a challenging financial outlook primarily due to temporary negative operating leverage anticipated in the upcoming quarters, attributed to significant one-time acquisition costs expected to reach seven figures in the second half of 2025. Furthermore, growth in the Credit as a Service segment is projected to be constrained, which will subsequently slow overall portfolio growth and negatively affect earnings in the third and fourth quarters of 2025. Additionally, the potential deterioration of net charge-offs (NCOs) poses a significant risk, potentially leading to further adverse impacts on the stock's performance, prompting a reduction in the 2025 earnings per share (EPS) estimate from $5.97 to $5.74.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 82.46K

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