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ATLC
Volume: 51.28K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is poised for positive financial performance, with expectations of approximately 10% total portfolio growth driven by low- to mid-double digit receivables growth in its legacy portfolio and mid-single-digit growth in the Mercury book for 2026. This robust portfolio expansion is further underscored by management's guidance indicating incremental earnings per share (EPS) accretion of $1.00 and $3.00 for 2026 and 2027, respectively, along with growing yields due to optimized fees and annual percentage rates. Additionally, favorable macro trends in consumer finance are anticipated to enhance growth opportunities for Atlanticus's credit card and financing products, reinforcing a positive outlook on the company’s future financial performance.

Bears say

Atlanticus Holdings Corp is facing a negative outlook primarily due to anticipated temporary negative operating leverage resulting from significant one-time acquisition costs, projected to impact earnings in the latter half of 2025. Furthermore, expected changes in the Mercury book are expected to constrain growth and slow down overall portfolio expansion, raising concerns about future revenue generation. Compounding these challenges, if Net Charge-Offs (NCOs) deteriorate, there could be a disproportionately adverse effect on the company's stock performance, leading to a revision of the 2025 earnings per share estimate down to $5.74 from $5.97.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Dec 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 51.28K

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