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ATLC
Volume: 92.94K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 38%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corporation demonstrated a strong financial performance in the fourth quarter, with a notable increase in net margin by 17.0% quarter-over-quarter and 28% year-over-year, reaching $117.5 million, driven by improved revenue and lower interest expenses. The company reported a 2.7% increase in total managed receivables quarter-over-quarter (+13% year-over-year), with impressive growth in private label credit cards, reflecting effective market positioning and expanding consumer demand in the financially underserved credit market. Furthermore, with an optimistic outlook on continued portfolio growth and improvements stemming from favorable macroeconomic trends, Atlanticus Holdings is well-positioned for sustained revenue generation and market share enhancement in the upcoming years.

Bears say

The financial analysis indicates a negative outlook for Atlanticus Holdings due to persistent liquidity issues that have historically led to a reduction in business size and inconsistent earnings post-financial crisis. Key financial metrics reveal managed receivables in the Credit and Other segment fell short of projections at $2.725 billion, despite being 12% higher than the previous year's balance, raising concerns about future earnings and collectability. Additionally, external economic risks such as potential slowdowns and volatile interest rates further contribute to uncertainty about the company’s financial stability and growth prospects.

Atlanticus Holdings (ATLC) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 38% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 8 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Jul 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $59.38, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $59.38, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 92.94K

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