Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

American Express operates a closed-loop system and works as its own issuing bank. It targets an affluent consumer base that spends more money than the average Visa cardholder.

People Think Visa Is the Largest Credit Card Company in the World. But Another One Makes Much, Much More Revenue.

General Motors

Pfizer

Earnings season rolled on with corporate results issued at a fast clip. Overall, results continue to trend in a positive direction.

3 Standout Stocks That Crushed Q4 Earnings Estimates

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) today announced its participation in the following upcoming investor conferences. On Monday, February 26, Chief Financial Officer Christophe Le Caillec will participate in a fireside chat at the UBS Financial Services Conference beginning at 11:20 a.m. Eastern. On Tuesday, February 27, Mr. Le Caillec will participate in a fireside chat at the KBW Fintech Payments Conference beginning at 9:30 a.m. Eastern. A live audio webcast of bo.

American Express Chief Financial Officer to Participate in Upcoming Investor Conferences

Apple

Snowflake

Warren Buffett's Berkshire Hathaway (NYSE: BRK-A , NYSE: BRK-B ) is worth keeping tabs on if you're a relatively new value investor who's still learning the ropes in the investing world. Indeed, the Berkshire Hathaway portfolio is full of what Buffett would label a “wonderful company.

Buffett's Bargains: 3 Berkshire Stocks to Buy While They Are Still Cheap

Bank of America

Chevron

Coca-Cola

Occidental Petroleum

A small handful of Berkshire's investments represent most of the company's stock holdings. The sensational six include Apple, BofA, Amex, Coca-Cola, Chevron, and Occidental Petroleum.

Warren Buffett-Led Berkshire Hathaway's $371 Billion Portfolio Owns 51 Stocks, but Over 80% Is Invested in These Sensational 6

One analyst thinks the credit card company's disciplined and agile expense management is key to the bull case for the stock. There's good reason to believe American Express can deliver strong earnings growth even as revenue growth decelerates.

American Express Stock: Headed to $226?

One of Warren Buffett's largest stock assets, which he has held onto for over two decades, has recently witnessed impressive price increases, culminating with a new all-time high (ATH) and promising massive profits for the renowned investor and Berkshire Hathaway (NYSE: BRK.A) CEO.

This Warren Buffett stock just reached its all-time high

Because of its unique business model, American Express generates revenue from merchants and consumers. American Express's strong brand and powerful network effects underpin its competitive standing.

Is American Express a Millionaire Maker?

American Express is consistently growing its number of active cards, leading to revenue growth. It wants to expand its distribution internationally.

Will This Warren Buffett Stock Crush the Market in 2024?

Management's guidance implies approximately 15% earnings-per-share growth in 2024. American Express's delinquency rates remain the envy of the industry.

American Express Stock: 5 Things to Love

American Express Company (AXP) Q4 2023 Earnings Call Transcript

American Express' (AXP) Q4 results reflect escalating expenses resulting from increased usage of travel-related benefits. Management expects EPS in the range of $12.65-$13.15 for 2024.

AmEx (AXP) Q4 Earnings Miss on High Client Engagement Costs

PCE Inflation Comes in Line With Expectations.

PCE Inflation Comes in Line With Expectations

Year over year core PCE notched its first sub-3% print since March of 2021: +2.9%.

December PCE Shows Consumers Charge the Economy

Although the revenue and EPS for American Express (AXP) give a sense of how its business performed in the quarter ended December 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

American Express (AXP) Reports Q4 Earnings: What Key Metrics Have to Say

American Express Company is trading up in premarket on Friday even though it reported fourth-quarter earnings that came in slightly shy of Street estimates. The financial services company noted a 40% annualised increase in its provisions for credit losses in the recently concluded quarter to $1.4 billion that suggests a continued increase in net write-offs.

American Express saw net write-offs increase again in Q4

American Express Co. saw net write-offs increase in the latest quarter relative to a year before, but the company on Friday still came in ahead of Wall Street expectations with its financial forecasts for 2024.

Amex reports higher write-offs, but earnings forecast clears Wall Street's bar

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP): ($ in millions, except per share amounts, and where indicated) Quarters Ended December 31, Percentage Inc/(Dec)   Years Ended December 31,  Percentage Inc/(Dec) 2023 2022 2023 2022 Billed Business (Billions) $379.8 $357.4 6% $1,459.6 $1,338.3 9% Total Revenues Net of Interest Expense $15,799 $14,176 11% $60,515 $52,862 14% FX-adjusted1   $14,225 11%   $52,833 15% Total Provisions for Credit Losses $1,437 $1,027 40% $4,923 $2,182 #.

American Express Announces Record Full-Year 2023 Revenue of $60.5 Billion, Up 14% on a Reported Basis and 15% on an FX-Adjusted Basis

Kraft Heinz

The Oracle of Omaha has helped deliver a nearly 4,500,000% aggregate return for his shareholders since becoming CEO. Portfolio concentration has played a key role in Berkshire Hathaway's long-term outperformance.

83% of Warren Buffett's $365 Billion Portfolio Is Invested in Just 7 Stocks

The card issuer is scheduled to post fourth-quarter earnings on Friday.

American Express Earnings Are Soon. What to Watch For.

Warren Buffett endorses American Express as an iconic American company with a strong brand and deep trust from wealthy US consumers. American Express has successfully handled the transfer of wealth and demographic advancement of multiple American generations. The firm is undervalued and has upside potential, with a strong balance sheet, dividend coverage, and a preferred client base.

American Express: Near All-Time High Heading Into Q4 Earnings Report, But Still Undervalued

Capital One

Visa

Analysts expect diverging results for Dow Jones credit card giants Visa, Capital One late Thursday. American Express reports Friday.

Visa, Capital One Earnings Due; American Express On Deck

Microsoft

Travelers

We have narrowed our search to five Dow stocks that have strong earnings growth potential for 2024. These are: AXP, AAPL, MSFT, IBM, TRV.

5 Blue-Chip Stocks to Buy as Dow Hits a New Milestone

The Dow has been on a rally since the end of last year on a positive economic outlook, which is helping blue-chip stocks like American Express Company (AXP), Apple Inc. (AAPL), International Business Machines Corporation (IBM) and Microsoft Corporation (MSFT).

4 Blue-Chip Stocks to Bet on as Dow Hits All-Time High

American Express' (AXP) fourth-quarter results are likely to reflect rising interest income and average Worldwide Card Member Loans.

News for American Express Stock (AXP)