Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

American Express (AXP) expects 60% of the total hiring to be in the United States.

AmEx (AXP) to Hire 1,500 Tech Talents Braving Economic Woes

Mastercard

Visa

The card companies recently decided to adopt a merchant code specifically for firearms retailers.

Visa, Mastercard, Amex Face Calls From GOP Attorneys General to Abandon Gun-Shop Code

American Express wants to expand its technology department by hiring 1,500 coders, developers and software engineers. In an interview Monday (Sept.

Amex Looks to Hire 1,500 to Beef Up Tech Arm

American Express Co said on Monday it is looking to hire around 1,500 people for technology roles, shrugging off fears of an economic slowdown that has prompted other U.S. financial companies to cut jobs in recent months.

AmEx to hire 1,500 tech staff by year-end even as recession looms

Buffett first bought American Express stock close to three decades ago.

3 Reasons American Express Is Warren Buffett's Favorite Credit Card Stock

American Express Company (NYSE:AXP ) Barclays Global Financial Services Conference September 22, 2022 2:00 PM ET Company Participants Jeff Campbell - CFO Conference Call Participants Mark DeVries - Barclays Mark DeVries All right. Thank you for joining.

American Express Company (AXP) Presents at Barclays Global Financial Services Conference (Transcript)

Visa, Mastercard and American Express have decided to add a new merchant category for firearms retailers in a win for gun control advocates, The Wall Street Journal reported Sunday (Sept. 11). The new category, pushed by Democratic lawmakers, was approved by an international entity setting standards for the payments industry.

Visa, Mastercard, AmEx Add Merchant Code for Gun Retailers

US credit card giants said they will implement a new merchant category code for the nation's gun retailers, which gun control activists say will help flag potential mass shooters and gun traffickers.

Credit card companies will adopt new sales code for gun transactions

NEW YORK — Payment processor Visa Inc. said Saturday that it plans to start separately categorizing sales at gun shops, a major win for gun control advocates who say it will help better track suspicious surges of gun sales that could be a prelude to a mass shooting.

Visa, Mastercard, AmEx to start categorizing gun-shop sales in bid to prevent mass shootings

The move, a win for gun-control advocates, excludes firearms sales at big-box retailers.

Visa, Mastercard, Amex to Track Gun Shops With New Merchant Code

Visa, Mastercard and American Express will now label sales at gun stores separately. Gun control advocates argue that the separate category will help curb gun violence.

Visa, Mastercard, AmEx to categorize gun store sales separately

The decision comes after the International Organization for Standardization, a Geneva-based nonprofit, approved the creation of a merchant code for gun retailers.

In a win for gun control advocates, Visa, Mastercard, and American Express plan to start separately categorizing sales at gun stores

Bank of America

Moody's

U.S. Bancorp

Warren Buffett's success with Berkshire Hathaway comes from a long-term investing mindset.

Warren Buffett Has $71 Billion Invested in These 4 Stocks

American Express has launched a pilot of a program called Round-Up, which lets card members round up their purchases to contribute to the charities of their choosing. Beginning Thursday (Sept.

American Express Lets Customers ‘Round Up' to Support Charities

Apple

Chevron

Coca-Cola

Sometimes, learning from the best can get you in trouble.

Warren Buffett Has 74% of Berkshire Hathaway's Portfolio in Just 5 Stocks. Should You?

Amgen

Caterpillar

Johnson & Johnson

Walmart

Today I'm writing about Dow stocks to buy. Seasoned investors are realizing that many of the 30 members of the Dow Jones Industrial Average (DJIA) are now trading at low valuation levels and prices.

7 Dow Stocks With Superior Fundamentals

Even as American Express's CEO constructs his own definition of "recession," the company's financials point to a surprisingly strong consumer base.

Warren Buffett's Berkshire Hathaway Owns a Lot of Stocks -- Here's the One I'm Most Excited About

If any investor has stood the test of time, it is Warren Buffett. For years, the “Oracle of Omaha” has had a rock-star-like presence in the investing world.

Incredibly, Warren Buffett Has 75% of Berkshire Hathaway in These 5 ‘Strong Buy' Dividend Stocks

Kraft Heinz

Occidental Petroleum

The Oracle of Omaha isn't a big fan of diversification if you know what you're doing.

86% of Warren Buffett's Portfolio Is Invested in These 10 Stocks

According to top 10 holdings statistics, a Premium feature of GuruFocus, the top 10 holdings of Warren Buffett (Trades, Portfolio)'s Berkshire Hathaway Inc. (BRK.A)(BRK.B) had a few changes over the past several years even though the guru's top five holdings have primarily remained the same.

Celebrate Warren Buffett's Birthday With a Look at His Top 5 Holdings

It's tough for credit card issuers to impress you. Credit card rewards and interest rates change constantly.

American Express Leverages A Global Presence And Enticing Credit Card Rewards

Many investors may wish they had greater intelligence. They may believe that intelligence and investment returns are positively correlated.

Warren Buffett: Investors Don't Need to Be Rocket Scientists

American Express (AXP) makes significant investments in infrastructure, technology and resources in India to comply with the data rules.

AmEx (AXP) Complies With RBI Data Rules: Key Market Opens

India has lifted business restrictions on American Express, once again permitting the U.S. giant to onboard new customers in the South Asian market after the firm demonstrated “satisfactory compliance” with local data storage rules, the local central bank said Wednesday.

India lifts ban on American Express

Amazon

Buffett's company Berkshire Hathaway has been busy buying and selling stocks over the last two years.

News for American Express Stock (AXP)