
Banner (BANR) Stock Forecast & Price Target
Banner (BANR) Analyst Ratings
Bulls say
Banner is a strong bank holding company, with a solid subsidiary bank in Banner Bank that actively participates in the secondary loan markets. Their credit quality has been outstanding, and their recently announced acquisition of Pacific Financial Corporation should be easily integrated and accretive to EPS. However, risks to their earnings model include slower loan growth and a downturn in the economies in which they operate.
Bears say
Banner is a bank holding company with a primary business of traditional banking, but its recent retention of large construction loans for high-risk borrowers and low fee income from its spread lending business are detrimental factors to its financial stability. Along with its small acquisitions, the company is struggling to maintain capital levels and is not likely to seek a larger merger or acquisition. Despite its strong deposit franchise and inclusion in Bison Select, Banner's negative outlook is attributed to its reliance on spread lending and lack of diversification in fee income, as well as its increased risk exposure with its recent acquisitions.
This aggregate rating is based on analysts' research of Banner and is not a guaranteed prediction by Public.com or investment advice.
Banner (BANR) Analyst Forecast & Price Prediction
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