
BOK Financial (BOKF) Stock Forecast & Price Target
BOK Financial (BOKF) Analyst Ratings
Bulls say
BOK Financial is attractive because its core commercial-led franchise is producing broad-based loan growth, with period-end loans up 3.4% Q/Q in 2Q26 and management raising 2026 period-end loan growth guidance to over 10%, while mortgage finance is already ahead of plan at $870M of commitments and profitable in June. The company’s earnings power is further supported by a stable funding base, a 68% loan-to-deposit ratio, and multiple NIM tailwinds in 2H26 from securities and loan repricing, seasonally stronger noninterest-bearing deposits, and a steeper yield curve. Credit quality remains exceptional, with net charge-offs at just 1 bp, NPAs at 0.23% of loans plus OREO, six zero-provision quarters out of seven, and strong capital metrics including a 12.89% CET1 ratio and 9.61% TCE ratio.
Bears say
BOK Financial is facing a negative fundamental setup because core fee income fell $7.8 million quarter over quarter to $202 million, while brokerage and trading revenue dropped $11.2 million to $32.5 million on weaker trading volumes and mortgage banking fees. Its earnings outlook is also pressured by competitive loan and deposit pricing that can compress net interest margin, alongside asset-quality risk tied to Texas, Oklahoma, oil and gas exposure, and healthcare borrowers that could slow loan growth and lift chargeoffs. With roughly one-fifth of loans in shared national credits and 2026 fee and commission outlook only in the lower half of $820 million to $845 million versus an adjusted base of $801 million in 2025, the company appears vulnerable to weaker revenue momentum.
This aggregate rating is based on analysts' research of BOK Financial and is not a guaranteed prediction by Public.com or investment advice.
BOK Financial (BOKF) Analyst Forecast & Price Prediction
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BOK Financial (BOKF) Analyst Forecast & Price Prediction
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