
Popular (BPOP) Stock Forecast & Price Target
Popular (BPOP) Analyst Ratings
Bulls say
Popular is supported by a strong earnings engine, with 3Q26 core EPS of $4.25 beating consensus $3.98 on better PPNR from higher NII, fees, and lower OpEx, while 2Q26 core EPS of $4.35 reflected similarly broad-based outperformance and ROA of 1.41%. Its moat is reinforced by a dominant Puerto Rico deposit franchise, CET1 of about 16.1%, and a resilient credit profile, with NCOs generally low and management guiding to continued capital returns. Despite some NIM pressure from public deposit repricing, the company expects NII growth of 8%-9% in 2026, modest NIM recovery, and hefty buybacks, supporting above-peer profitability and valuation.
Bears say
Popular is exposed to significant downside from its Puerto Rico concentration, where economic weakness can restrain loan growth, limit revenue opportunities, and amplify the impact of lower economic growth on balance sheet expansion. Asset quality is a central concern, as a downturn in real estate values in Puerto Rico, Miami, or New York City could increase credit costs and force higher loan loss provisions, pressuring profitability metrics. The outlook is further weakened by macro uncertainty, including competition, Federal Reserve policy risk, and broader geopolitical and inflation-driven pressures that could trigger a recession in 2027 and impair earnings.
This aggregate rating is based on analysts' research of Popular and is not a guaranteed prediction by Public.com or investment advice.
Popular (BPOP) Analyst Forecast & Price Prediction
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Popular (BPOP) Analyst Forecast & Price Prediction
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