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BSRR
Volume: 3.55K

Sierra Bancorp (BSRR) Stock Forecast & Price Target

Sierra Bancorp (BSRR) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Sierra Bancorp exhibited a consistent financial performance with a net interest income (NII) of $32.4 million, aligned with the previous quarter and slightly surpassing estimates, while net interest margin (NIM) saw a minor expansion to 3.79%. The company's average earning asset yield rose 8 basis points to 5.18%, driven by a notable increase in loan yields, indicating effective loan management and a positive shift in yield generation. Additionally, the improvement in the loan growth outlook for 2026, alongside a strategic emphasis on commercial deposit growth, positions Sierra Bancorp for continued balance sheet expansion and enhances its overall financial trajectory.

Bears say

Sierra Bancorp's financial outlook is concerning due to a decrease in deposits, with an end-of-period (EOP) deposit decline of $56 million (7.7% LQA), indicating a significant reduction in customer liquidity compared to the previous quarter. Additionally, the company's average earning asset yield fell 6 basis points to 5.12%, primarily due to a lower loan yield, which highlights challenges in maintaining profitable lending rates amidst rising costs. Furthermore, the projected efficiency ratio improvement to 56.7% by 2026 is overshadowed by the necessity for cost reductions to fund investments, suggesting a reliance on operational efficiency improvements that may not materialize given the current market conditions.

Sierra Bancorp (BSRR) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Sierra Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Sierra Bancorp (BSRR) Forecast

Analysts have given Sierra Bancorp (BSRR) a Buy based on their latest research and market trends.

According to 2 analysts, Sierra Bancorp (BSRR) has a Buy consensus rating as of Mar 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Sierra Bancorp (BSRR)

Volume: 3.55K

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