
Bridgewater Bancshares (BWB) Stock Forecast & Price Target
Bridgewater Bancshares (BWB) Analyst Ratings
Bulls say
Bridgewater Bancshares Inc. demonstrated strong financial growth in the recent quarter, with core deposits expanding by 11.5% annualized and non-interest-bearing (NIB) balances increasing by 17.6% annualized. The company reported net interest income (NII) of $32.8 million, reflecting an 8% increase quarter-over-quarter, and an expansion in net interest margin (NIM) of 11 basis points to 2.62%. Despite a rise in non-interest expenses by 5.4% quarter-over-quarter, the overall financial metrics indicate resilience and a positive operational trajectory for the company.
Bears say
Bridgewater Bancshares Inc faces significant risks due to its heavy reliance on commercial real estate, which constituted over one-third of its loan portfolio, making it vulnerable to potential downturns in that market. The company reported noninterest income of $2.1 million, which fell short of estimates and indicated a decline in revenue from swap fees and securities sales, further highlighting operational challenges. Additionally, potential issues such as slower-than-expected growth in loans and deposits, credit quality deterioration, and elevated operating expenses contribute to a negative outlook on the company’s financial stability and ability to achieve its strategic goals.
This aggregate rating is based on analysts' research of Bridgewater Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Bridgewater Bancshares (BWB) Analyst Forecast & Price Prediction
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