
Citigroup (C) Stock Forecast & Price Target
Citigroup (C) Analyst Ratings
Bulls say
Citigroup has demonstrated robust growth in headcount, reflecting strategic investments and expansion initiatives that bolster its operational capacity. The company is projected to achieve above-peer earnings per share growth in 2025 and 2026, driven by improving return on tangible common equity (ROTCE) and expanding operating leverage, which contribute to increasing capital returns. Additionally, Citigroup's shares have outperformed the Banking Index by 15 percentage points year-to-date and are trading at approximately 1.0 times tangible book value, signaling enhanced confidence in the bank's financial performance.
Bears say
Citigroup's CET-1 ratio is projected to decline from mid-13% to mid-to-high 12% next year, reflecting concerns over its capital buffer amidst evolving regulatory requirements. The bank faces significant risks related to its ability to enhance operational efficiency and return on tangible common equity (ROTCE), compounded by a deteriorating economic environment that could lead to increased losses in its credit card portfolios. Additionally, retail services have experienced a contraction in spending volumes over the past ten quarters, further indicating challenges in maintaining loan balances and overall profitability.
This aggregate rating is based on analysts' research of Citigroup and is not a guaranteed prediction by Public.com or investment advice.
Citigroup (C) Analyst Forecast & Price Prediction
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