Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

A federal appeals court on Tuesday said a Citigroup vice president was not entitled to a share of a $400 million civil fine that the bank agreed to pay in October 2020 over its risk management failures.

Citigroup whistleblower denied share of $400 million penalty

A Citigroup executive who joined the bank from Bank of America in April is leaving Citi, one source with knowledge of the matter said on Tuesday.

Citigroup wealth executive hired from BofA leaves after months, source says

Goldman Sachs

Morgan Stanley

Investment banking activity fell off in the last few years due to rising interest rates and market volatility. But debt and equity underwriting have bounced back significantly in the first half of the year.

Investment Banking Surged in the First Half of 2024: 3 Stocks to Buy Hand Over Fist Today

Citigroup has hired Yeo Wenxian as head of wealth for Asia South region from Singapore's biggest lender DBS Group Holdings , according to a memo seen by Reuters.

Citi hires Singapore executive from DBS to lead wealth in Asia South

Bank of America

JPMorgan Chase & Co

Wells Fargo

Shares of Citigroup (C), JPMorgan (JPM), Bank of America (BAC), Wells Fargo (WFC), Goldman Sachs (GS) and other U.S. banks tumbled after a weak July jobs report.

U.S. Bank Stocks Fell Amid Concern of Economic Slowdown

U.S. bank stocks slumped on Monday as fears of a recession sent investors fleeing from a sector closely tied to the health of the economy and toward safe-haven assets.

US banks tumble as weak economic data sparks recession fears

Citigroup and other U.S. G-SIB banks are well-capitalized and resilient, not facing a repeat of the 2008 financial crisis. A U.S. recession may impact Citigroup through declining interest rates, increased loan losses, and higher trading volatility. Despite potential challenges, Citigroup's diversified business model and conservative provisioning make it a resilient investment opportunity during market drawdowns.

Citigroup: A Recession Is An Opportunity

Don Plaus was named head of North America for Citi's private bank earlier this year.

Citi Executive Suddenly Exits Amid Jane Fraser's Wealth Unit Turnaround

Citi stock was punished especially harshly last week. Yet, the fundamentals of this self-help story are intact. There's compelling value on offer at the current tangible book value discount.

Citigroup: Keeping Faith In The Turnaround

Apple

Ally Financial

Chevron

Kraft Heinz

24/7 Insights Warren Buffett now has a stunning $277 billion in cash, his highest level ever Is the massive Berkshire Hathaway selling a precursor to a market crash?

Warren Buffett Slashes Apple Holdings – But He's Keeping These 4 Dividend Stock Gems

Citigroup (C) violates the Federal Reserve's Regulation W, which has led to discrepancies in its internal liquidity reporting.

Citigroup (C) Breaches Fed's Rule for Intercompany Transaction

Citigroup reportedly made repeated breaches of a Federal Reserve rule limiting intercompany transactions. Those breaches led to errors in the banking giant's internal liquidity reporting, Reuters reported Wednesday (July 31), citing an internal document from Citi.

Report: Citi Repeatedly Broke Fed's Intercompany Transaction Limits

Citigroup, Inc. C had an impressive run, with the stock rising 27.3% year to date. The rise has outpaced the 23.3% rally registered by the industry and the 15.8% growth of the Zacks S&P 500 composite.

Citigroup (C) Stock Rallies 27.3% YTD: What's Next for Investors?

NEW YORK--(BUSINESS WIRE)--Citi today announced the launch of its annual CitiFX Vendor Review, which provides the broadest view of FX vendors and a comprehensive analysis of the FX landscape for the benefit of clients and FX providers. The review highlights where strategic venue and vendor partners can improve based on client need and work towards a gold standard of best practice, operational governance, and clear benchmarks. Based on a robust framework and data-driven analysis, the review empo.

CitiFX Vendor Review Continues to Set the Gold Standard for Foreign Exchange Venues

C has charted an impressive recovery since the March 2023 US Bank meltdown in March 2023, well outperforming the wider market. This is on top of the promising restructuring and transformation efforts, with early results already observed in the recent FQ2'24 earnings call. As a result, we believe that the market has overreacted to the management's commentary about the FY2024 expenses at the higher end of guidance.

Citigroup: Still Cheap, Despite The Recent Rally, Maintain Buy

Bank First Corp

Community Bank System

Cintas Corp

Cintas Corporation (CTAS), Citigroup Inc. (C), Community Financial System, Inc. (CBU) and Bank First Corporation (BFC) recently hiked their dividends.

4 Stocks That Recently Hiked Dividends in Focus

SPDR S&P Bank ETF

SPDR S&P Regional Banking ETF

While we think tech stocks will return to the front of the pack before long, we think bank stocks may fare better than many over the rest of the year,' says Capital Economics

Why bank stocks don't need ‘rotation out of tech' to keep rising after July jump

Fifth Third Bancorp

Bank stocks just kicked off another earnings season , making way for giants in other industries to announce their  quarterly results.

3 Bank Stocks Pulling Back from 2-Year Highs

Comerica

Enterprise Products Partners

Honeywell

Lockheed Martin

Exxon Mobil

24/7 Insights With the Democrat Convention right around the corner, the field for November is almost set.

6 Trump Trade Passive Income Dividend Stocks That Could Explode Higher

Former Citigroup managing director Kathleen Martin has filed an amended lawsuit against the bank, alleging intentional deception by its Chief Operating Officer, Anand Selva. Martin claims she was dismissed for refusing to mislead a federal regulator about the bank's risk management practices.

Citigroup faces amended lawsuit over alleged risk management deception

Citigroup beats Q2 estimates with revenue and earnings exceeding analyst expectations, driven by strong performance in Markets and Investment Banking. Despite concerns about higher costs for FY 2024, Citigroup's outlook remains strong, with FY EPS likely expanding to $6.05 and ROCE to >10%. Following the earnings beat, the fair implied share price for Citigroup is calculated at $92, leading to a strong "Buy" rating.

Citigroup: Strong Performance Points To Sustained Upside Momentum

A former Citigroup managing director who said she was fired because she refused to mislead a federal regulator about the bank's risk management accused Citigroup's chief operating officer of intentional deception, according to an amended lawsuit filed late on Thursday.

Fired Citigroup banker says COO intended to deceive regulator on bank's metrics

Citigroup reached an agreement with the Bourse de Montreal to resolve allegations that it failed to report positions on options contracts exceeding a certain threshold, the exchange said on Thursday.

Citi reaches settlement with Montreal Exchange on options reporting

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?

Should You Invest in Citigroup (C) Based on Bullish Wall Street Views?

JPM is “winning” for its shareholders, while Jane Fraser continues to turn around Citigroup. Coming into last Friday morning's call, our revenue estimate for JPM was $42 billion and change, but that estimate was actually revised up on Thursday. Citi's net revenue grew 3% YoY, while EPS grew 14% YoY, with an 8% EPS upside surprise.

News for Citigroup Stock (C)