Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Fed will release the second-round CCAR tests in December. Will the large banks be allowed to resume buybacks?

Citigroup: The December CCAR And Buybacks

Citigroup Inc said on Thursday it had issued the largest-ever private-sector social bond for affordable housing, part of a more than $1 billion initiative announced earlier this year to combat racial inequality.

Citigroup issues largest-ever private sector social bond

Veteran Citi executive Naveed Sultan will lead the financial giant's efforts to advise governments and other clients on digitization in a new role as chairman of its Institutional Clients Group, the bank announced in an internal memo on Thursday (Oct. 29). Sultan will be in charge of building a new "digital policy, strategy and advisory practice" […]

Citi's Naveed Sultan To Lead Bank's Global Digitization Charge

Citigroup (NYSE: C) shares have weakened from $46 below $41 in less than three weeks and the current price stands around $41. When trading this stock, investors should have in mind that Citigroup is a stable bank with a good position on the market.

Citigroup shares plunge on deteriorating risk sentiment

LONDON--(BUSINESS WIRE)--Eradicating all barriers to girls' development will be pivotal in post-COVID recovery and attainment of UN SDGs.

Citi & Plan International: Investments Enabling Girls to Complete Secondary Education Could Boost GDP in Emerging Economies by 10%

Citi is priced as if it is the same cowboy-style bank prior to the financial crisis. I break it down by business lines to demystify the poor perception Citi often received, and show its true strength.

Demystify Citigroup: Perception Versus Reality

Bank of America

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The big banks are hated. The negative sentiment creates an good entry point. Once dividends and buyback restrictions are lifted, the space could attract more investors.

The Big Four

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In October and July Kiplinger Today listed Analyst and Kiplinger favorite dividend stocks. Analyst October favorites numbered 25, plus 15 from Kiplinger, with one repeated left 39 total. These 39 stocks ranged 1.50% to 10.11% in annual-yield and ranged 2.49% to 87.04% in one-year price-target-upsides per brokers 10/22/20.

15 Of 39 Kiplinger/Analyst Favorite October Dividend Treats

Activision Blizzard

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Procter & Gamble

During the long bull market that began in 2009 and restarted off this year's run off the March lows, one thing has been painfully obvious to long-time investors.

Analyst Top Value Picks Are Large Cap Leaders With Big-Time Upside Potential

Goldman Sachs

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Stimulus from the federal government and Federal Reserve help banks put off big losses

Deep Dive: Big U.S. banks' day of reckoning is delayed

NEW YORK--(BUSINESS WIRE)--Karen Peetz, Chief Administrative Officer of Citigroup, will present at the Bank of America Future of Financials Virtual Conference 2020 on Tuesday, November 10, 2020. The presentation is expected to begin at approximately 9:40 a.m. (Eastern). A live webcast will be available at www.citigroup.com/citi/investor. A replay and transcript of the webcast will be available shortly after the event. Citi Citi, the leading global bank, has approximately 200 million customer ac

Citigroup Chief Administrative Officer Karen Peetz to Present at the Bank of America Future of Financials Conference 2020

Wall Street lenders are raking in fees for playing the middleman during this year's debt boom, but without shouldering much of the risk.

Market Extra: Here's the 2008 rerun playing out at big banks during the pandemic

Banks that facilitated the U.S. government's Paycheck Protection Program at first saw the effort as a small revenue booster with a patriotic bonus, shepherding $525 billion in loans to businesses slammed by the fallout of the COVID-19 pandemic.

U.S. banks sweat regulatory exposure from pandemic loans

Despite doom and gloom headlines, Louis Navellier expects most companies will leap over the low earnings bar that analysts have set. With that in mind, let's take a look at some of the big financial companies that reported last week.

How the Big Banks' Earnings Stack Up This Quarter

More than half the syndicated lending of all major U.S. banks is exposed to significant climate-change risk, which could translate into more than one hundred billion dollars in losses, Ceres report shows.

Banks are far more exposed to climate change than they're disclosing

The U.S. banking sector, including the largest Wall Street firms, is far more vulnerable to the impacts of climate change than banks are letting on, according to new research.

Op-ed: Climate change threatens U.S. banks far more than they're disclosing

NEW YORK--(BUSINESS WIRE)--Today, Citi announced that it is offering transgender and non-binary people the ability to use their chosen name on eligible credit cards. This launch, in conjunction with Mastercard, provides eligible U.S. Branded credit card customers with the option to use their self-identified chosen first name on credit cards. Effective immediately, eligible existing credit cardmembers will be able to request a new credit card, which displays their chosen name. In the coming week

Citi Launches “True Name” Feature with Mastercard Across the U.S.

Where Will Citigroup Be in 1 Year?

Citigroup: A Compelling Opportunity

Lenders processed larger loans for wealthy customers at more than twice the speed of smaller loans for the "neediest" small businesses, the report claims.

Big Banks Prioritized Billions In PPP Funds For Wealthy Clients At The Expense Of Struggling Small Businesses, House Report Finds

JPMorgan and Goldman Sachs reported Q3 earnings this week and there is one big takeaway. Big banks are confident in the U.S. economy.

Big Banks Showing Confidence in the Economy

As Wall Street banks reported quarterly results this week, investors wondered about the staying power of the trading bonanza that has floated profits, offsetting problems in traditional lending businesses that have been hurt by the pandemic.

Wall Street bank trading boom does little to assuage concerns about lending

After regulators issued a $400 million fine and a consent order to the bank, analysts and investors have not been happy with Citigroup's failure to address long-standing deficiencies.

3 Questions Dogging Citigroup

First Citizens BancShares

First Citizens BancShares Inc. and CIT Group Inc. said Friday they have agreed to an all-stock merger of equals that will create the 19th biggest bank in the U.S. by assets. Under the terms of the agreement, CIT shareholders will receive 0.0620 shares of First Citizen stock for each share owned.

First Citizens and CIT to merge in all-stock deal that will create 19th biggest U.S. bank by assets

As third-quarter earnings kick off, bond investors are betting that big banks will benefit over the next few years as the economy looks to heal from the coronavirus crisis.

News for Citigroup Stock (C)