Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

First Solar

Green Plains

Looking ahead, the future of the U.S. economy appears promising as recent inflation data suggests some stabilization. In April, the CPI rose by 0.3%, slightly below expectations, but increased by 3.4% in 12 months, in line with forecasts.

Unveiling the Hottest Stocks: Top 3 Picks for Your Portfolio in May

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

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The Federal Reserve and two other U.S. regulators are moving toward a new plan that would significantly reduce a nearly 20% mandated increase in capital for the country's biggest banks following lobbying efforts by industry CEOs like JPMorgan Chase's Jamie Dimon, the Wall Street Journal reported on Sunday.

U.S. regulators reconsider capital hike for big banks, WSJ reports

NEW YORK--(BUSINESS WIRE)--Citigroup Inc. is announcing the redemption, in whole, constituting $1,500,000,000 of its 4.140% Fixed Rate / Floating Rate Notes due 2025 (the “fixed rate / floating rate notes”) (ISIN: US172967NQ03), and the redemption, in whole, constituting $500,000,000 of its Floating Rate Notes due 2025 (the “floating rate notes” and, together with the fixed rate / floating rate notes, the “notes”) (ISIN: US172967NR85). The redemption date for the notes is May 24, 2024 (the “red.

Citigroup Announces $1.5 Billion Redemption of 4.140% Fixed Rate / Floating Rate Notes due 2025 and $500.0 Million Redemption of Floating Rate Notes due 2025

Citigroup (NYSE: C ) is a financial giant you can bank on, so to speak, but the company will face challenges in 2024. The Federal Reserve's interest-rate policy will undoubtedly have a major impact on Citigroup's top and bottom lines.

Citigroup Stock Forecast: Cloudy With a Chance of Windfalls

General Motors

Kraft Heinz

Kraft Heinz has struggled to rebound in recent years after cutting its dividend and writing down assets. Citigroup's restructuring efforts remain ongoing, and the stock appears to reflect that uncertainty.

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Nu Holdings

Whether you're looking for growth or value, these two banks stocks are for you. Both companies offer a compelling valuation versus their future potential.

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Baidu

Cigna

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HCA Healthcare

JD.com

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Warner Bros Discovery Inc

Back in February, the filing of the 13-f document for Michael Burry's Scion Asset Management caused quite a stir as it revealed that ‘ The Big Short ' investor had not only given up on his large bet against the semiconductor industry but also tool more than a dozen long positions during the final trimester of 2023.

Here's Michael Burry's updated stock portfolio

Citi has reportedly announced in an internal memo the departure of two executives, including one who implemented the bank's recently completed restructuring.

Report: Citi's Heads of Legacy Franchises, Operations and Technology Depart

Citigroup's Titi Cole, a top executive in charge of implementing its sweeping restructuring plan, is leaving the bank, an internal memo seen by Reuters showed on Tuesday.

Citi executive in charge of implementing bank's restructuring departs

Citigroup (C) introduces the Citi Strata Premier Card, an upgraded version of the Citi Premier Card. The latest version offers new benefits and opportunities to accumulate ThankYou points.

Citigroup (C) Upgrades Credit Card With Latest Features

NEW YORK--(BUSINESS WIRE)--Today, Citi announced the Citi Strata Premier℠ Card – an enhancement of the existing Citi Premier® Card – now offering increased benefits and more opportunities to earn ThankYou® Points with the same $95 annual fee1, and Mastercard as the payments network. The newly redesigned card provides cardmembers with the opportunity of making travel more rewarding and adds travel protections for peace of mind. The new name, Citi Strata Premier, evokes a sense of ambition and ad.

Citi Enhances the Citi Premier Card With New Benefits to Make Travel Adventures More Rewarding

Citigroup's stock (NYSE: C) has gained 23% YTD, as compared to the 9% rise in the S&P500 over the same period. Further, the stock is currently trading at $63 per share, which is 5% below its fair value of $67 – Trefis' estimate for Citigroup's valuation.

Citigroup Stock Has Gained 23% YTD, Where Is It Headed?

General Dynamics

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Mastercard

Visa

It's a wise choice to pay attention to what Warren Buffett is buying. His holding company, Berkshire Hathaway, owns four stocks that all investors should understand better.

4 No-Brainer Warren Buffett Stocks to Buy Right Now

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If any investor has stood the test of time, it is Warren Buffett, and with good reason. For years, the “Oracle of Omaha” has had a rock-star-like presence in the investing world, and his annual Berkshire Hathaway shareholders meeting last weekend drew thousands of loyal fans who are investors.

Berkshire Hathaway Profits Dropped 64%, but 5 Warren Buffett Dividend Stocks Ruled Q1

U.S. banks face significant data and modeling challenges in predicting the impact of climate change on their loan books, the Federal Reserve said on Thursday after its first analysis on the issue.

US banks face climate risk data challenges, Fed analysis shows

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Legendary investor Warren Buffett may be well-known for practicing Ben Graham-style value investing but not all of Berkshire Hathaway's (NYSE: BRK-A , NYSE: BRK-B ) equity portfolio is invested in undervalued Warren Buffett stocks. With the Oracle of Omaha pivoting towards owning wonderful businesses at fair prices, many top Buffett holdings are arguably trading at fair prices.

The 7 Most Undervalued Warren Buffett Stocks to Buy in May 2024

NEW YORK--(BUSINESS WIRE)--Citi has made a strategic minority investment in Cicada Technologies Inc. The investment was made by Citi's Markets Strategic Investments unit, which is responsible for the sourcing and execution of strategic investments relevant to Citi's Markets franchise. Citi will also act as a liquidity-provider for the trading platform. Cicada is a fintech based in Greenwich, CT that also has a presence in Mexico. Citi joins existing investors Kaszek Ventures, Dila Capital and B.

Citi Makes Strategic Investment in Cicada to Facilitate Institutional e-Trading of Mexican Government Bonds

Charles Schwab

Citigroup is undergoing a restructuring and trades at a deep discount to book value. Goldman Sachs stands to benefit from a rebound in initial public offerings and debt underwriting.

3 Bank Stocks to Buy Hand Over Fist in May

Citigroup Inc. Chief Executive Jane Fraser said Monday the consumer economy remains “K-shaped,” with more affluent consumers faring well even as lower-income people grow more cautious with their money.

Citi's Jane Fraser sees some struggle while others thrive in ‘K-shaped' consumer economy

Citigroup CEO Jane Fraser joined CNBC's Sara Eisen Monday for an interview on the economy.

Citigroup CEO Jane Fraser says low-income consumers have turned far more cautious with spending

The market continues to award C with an immense rally over the past few months, as the management executes its drastic cost optimization plans through 2026. Despite so, we believe that the rally still has legs, with C inherently undervalued compared to its tangible book value per share, offering interested investors with an excellent upside potential. While the bank may have reported a mixed FQ1'24 earnings call, attributed to the one-time FDIC special assessment expense and restructuring-related costs, we expect FQ2'24 to bring forth improved RoTCE.

Citigroup's Rally Still Has Legs - Pay Attention To Its ROTCE

Citigroup could suffer billions of dollars of losses in its loan book if the world sped up efforts to tackle climate change, according to a confidential analysis prepared by the U.S. bank that was reviewed by Reuters.

Exclusive: Citigroup sees loan book hit in climate action ramp-up, document shows

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There are always doom-and-gloom warnings in the financial media that the stock market is headed for a tumble, regardless of market conditions. These days, some warnings center on stock valuations appearing to be high relative to expected earnings compared to historical levels.

Seven bank-stock picks as industry nears ‘positive inflections'

News for Citigroup Stock (C)