
CBFV Stock Forecast & Price Target
CBFV Analyst Ratings
Bulls say
CB Financial Services Inc. has demonstrated a positive financial outlook, as evidenced by an increase in earning asset yields, which have risen 4 basis points year-to-date to 5.31%, alongside an improvement in loan yields by 9 basis points due to strategic initiatives. The bank has achieved notable net interest margin (NIM) expansion, which has improved from 3.13% in the fourth quarter of 2024 to 3.55% in the second quarter of 2025, reflecting effective deposit cost reductions and loan growth. Additionally, net interest income (NII) rose by 10.8% quarter-over-quarter in the second quarter, outperforming expectations and further supporting the bank’s positive trajectory.
Bears say
CB Financial Services Inc. faces several significant risks that contribute to a negative outlook, including potential slowdowns in loan growth and adverse credit trends in Pennsylvania, as well as market volatility related to interest rates. Despite maintaining low non-performing assets (NPAs) at just 0.22% of loans and a historically low net charge-off (NCO) average, the bank's continued investments in technology and hiring could increase operational expenses without a corresponding benefit to revenue, putting further pressure on profitability. These factors collectively suggest challenges in achieving sustainable earnings growth, highlighting the bank's vulnerabilities in a fluctuating financial environment.
This aggregate rating is based on analysts' research of CB Financial Services and is not a guaranteed prediction by Public.com or investment advice.
CBFV Analyst Forecast & Price Prediction
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