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CCB
Volume: 15.45K
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CCB Stock Forecast & Price Target

CCB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Coastal Financial Corp is positioned for significant growth in its Banking as a Service (BaaS) segment, with expectations to onboard 7-10 new programs this year, leveraging a robust balance sheet and an expanding partner pipeline. As demonstrated by a 58% increase in CCBX deposits and a 197% increase in loans (excluding sale activity), the underlying growth metrics indicate strong operational momentum within the CCBX segment. Additionally, the total credit card accounts have risen to 551K, further reinforcing the company's expanding customer base and financial performance prospects.

Bears say

Coastal Financial Corp's core efficiency ex-indemnifications ratio is projected to decline from 75.8% in the current quarter to 54.8% by the end of 2026, indicating a concerning trend in operational efficiency as major programs are expected to achieve scaling revenue but will require significant investment. Additionally, the company faces several risk factors, including potential deposit outflows that could lead to a reduced balance sheet, lower-than-expected cash deployment, decreased loan balances, and a slower timeline for fintech-related income, all of which could adversely impact earnings. The need for elevated investment spending in the near term has necessitated downward revisions in 2025 and 2026 earnings estimates, raising concerns about the sustainability of program growth without compromising financial performance.

CCB has been analyzed by 4 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Coastal Financial Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Coastal Financial Corp (CCB) Forecast

Analysts have given CCB a Buy based on their latest research and market trends.

According to 4 analysts, CCB has a Buy consensus rating as of Oct 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $113.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $113.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Coastal Financial Corp (CCB)

Volume: 15.45K

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