
Cullen/Frost Bankers (CFR) Stock Forecast & Price Target
Cullen/Frost Bankers (CFR) Analyst Ratings
Bulls say
Cullen/Frost Bankers reported a substantial increase in new loan commitments, reaching $2 billion, which reflects a 24% rise from the previous quarter and marks the highest recorded level for the fourth quarter, signaling strong demand despite seasonal trends. The bank's noninterest income also displayed positive momentum, increasing by 8.0% sequentially to $122.8 million, bolstered by gains across most categories, which supports expectations for sustained growth in net interest income in the coming years. Additionally, Cullen/Frost experienced a 10% year-over-year growth in deposits, alongside a notable 9.3% increase in average loans, further underscoring its solid position and strategic focus within the Texas market.
Bears say
Cullen/Frost Bankers is experiencing a slight decline in its net interest margin, which fell 3 basis points to 3.53%, indicating potential pressure on profitability. The bank also faced a decrease in insurance revenues by 4.2%, suggesting vulnerabilities in its diversified income streams. Additionally, the downside scenario highlights the risk of further credit cost increases and a challenging interest rate environment that could lead to slowed loan growth and additional margin compression.
This aggregate rating is based on analysts' research of Cullen/Frost Bankers and is not a guaranteed prediction by Public.com or investment advice.
Cullen/Frost Bankers (CFR) Analyst Forecast & Price Prediction
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