
City Hld (CHCO) Stock Forecast & Price Target
City Hld (CHCO) Analyst Ratings
Bulls say
City Holding Co demonstrates a robust financial outlook with a notable 24% increase in 2025 EPS estimates, driven by resilient net interest margin (NIM), credit quality, and fee income. The company's strong asset-enacted growth at 6% outpaced expectations and contributed to a significant net interest income (NII) beat, further solidifying its fiscal health. Additionally, City Holding's strategic focus on maintaining a low, stable cost of deposits, coupled with enhanced fee income from service charges and bankcard fees, underscores its well-positioned stance in a volatile rate environment, making it a compelling contender in the community banking sector.
Bears say
City Holding Co faces significant headwinds due to regulatory and political pressures that may impact its revenue, particularly regarding the $10 billion threshold for regulatory scrutiny. Despite a slight improvement in non-performing assets (NPAs) and an overall healthy financial position indicated by low net charge-offs (NCOs), the company’s allowance for credit losses (ACL) has also decreased, suggesting potential future risks. The company's limited revenue growth prospects, compounded by the aforementioned regulatory challenges, contribute to a negative outlook for the stock.
This aggregate rating is based on analysts' research of City Hld and is not a guaranteed prediction by Public.com or investment advice.
City Hld (CHCO) Analyst Forecast & Price Prediction
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