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CIVB
Volume: 81.85K

Civista Bancshares (CIVB) Stock Forecast & Price Target

Civista Bancshares (CIVB) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Civista Bancshares, Inc. has demonstrated positive financial momentum, with net interest margin (NIM) improving by 11 basis points quarter-over-quarter to reach 3.69%, exceeding prior models. Additionally, the company reported a 2.6% increase in noninterest income to $9.8 million, surpassing expectations, while spread income rose 5.5% to $36.5 million, indicating a healthy performance in core lending activities. Efforts to expand into Ohio's largest metropolitan areas suggest potential for enhanced market share, coupled with the bank's strategic position to optimize funding costs despite a focus on commercial and industrial lending which may moderate loan growth.

Bears say

Civista Bancshares's current non-performing assets to total assets (NPA/TA) ratio of 55 basis points is concerning, as it exceeds peer averages, raising potential asset quality issues despite a low net charge-off rate. The bank's reliance on fee income is projected to face challenges, with expectations of pulling back in the first quarter of 2026, which may impact overall revenue stability. Additionally, investor concerns regarding the recent capital raise and historical trends in mergers and acquisitions may contribute to skepticism about capital management and future growth strategies.

Civista Bancshares (CIVB) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Civista Bancshares (CIVB) Forecast

Analysts have given Civista Bancshares (CIVB) a Buy based on their latest research and market trends.

According to 4 analysts, Civista Bancshares (CIVB) has a Buy consensus rating as of Mar 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Civista Bancshares (CIVB)

Volume: 81.85K

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