
EFSI Stock Forecast & Price Target
EFSI Analyst Ratings
Bulls say
Eagle Financial Services Inc. (EFSI) has demonstrated a significant rebound in profitability following the recent restructuring of its balance sheet, which should positively influence its earnings in the near term. The company reported a notable 38% growth in deposits, primarily driven by non-interest-bearing (NIB) deposits, reflecting strong demand for its banking services. Additionally, EFSI's focus on steady fixed loan repricing and an optimistic outlook for loan growth suggests potential for sustained long-term financial improvement.
Bears say
Eagle Financial Services Inc. has experienced a decline in end-of-period (EOP) loans, shrinking by 4%, which is below the anticipated 5% growth estimate, indicating a slowdown in lending activity. This decline in loan growth has resulted in a downward revision of the earnings estimate for 2026 from $4.15 to $4.08, primarily due to expected lower net interest income (NII). Additionally, the company faces significant risks from a volatile macroeconomic environment, which could further hinder growth expectations and introduce uncertainty into future financial performance.
This aggregate rating is based on analysts' research of Eagle Financial Services Inc and is not a guaranteed prediction by Public.com or investment advice.
EFSI Analyst Forecast & Price Prediction
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