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EFSI
Volume: 28.38K

EFSI Stock Forecast & Price Target

EFSI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Eagle Financial Services is a locally owned and managed financial institution with a strong presence in Northern VA and MD. The company's 3 reportable segments, Community Banking, Marine Lending, and Wealth Management, generate a majority of its revenue, and the company is expected to achieve low-single digit loan and deposit growth in 2026 while maintaining a stable ACL/loans ratio. With a NEUTRAL rating and a $40 PT, the company is valued at 1.1x '26E TBV and a P/E target of ~11.5x '27E EPS, and we believe that its profitability metrics and management tenure may limit its potential for significant earnings growth and acquisition premium.

Bears say

Eagle Financial Services is currently facing potential risks such as government spending cuts and a potential regional economic pullback, as well as challenges in converting raised capital into effective new commercial hires for stronger loan growth. The recently announced acquisition by John Marshall Bancorp, Inc. may result in a price to TBV ratio of 1.30x, but the transaction is not expected to close until early 1Q27, providing little immediate benefit. The company's 1Q26 results were negatively impacted by elevated provision expenses and a decline in fee income, and credit quality remains an area of concern with an increase in nonaccrual loans for the third quarter in a row. Furthermore, while NIM is expected to remain stable, growth in the company's legacy VA footprint may not keep pace with stronger growth in the Dulles Technology Corridor and newer MD LPO markets, potentially posing challenges for the company's overall growth potential.

EFSI has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Eagle Financial Services Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Eagle Financial Services Inc (EFSI) Forecast

Analysts have given EFSI a Buy based on their latest research and market trends.

According to 3 analysts, EFSI has a Buy consensus rating as of Sep 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $44, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $44, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Eagle Financial Services Inc (EFSI)

Volume: 28.38K

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