
EFSI Stock Forecast & Price Target
EFSI Analyst Ratings
Bulls say
Eagle Financial Services Inc. recently experienced a notable rebound in profitability following a comprehensive balance sheet restructure, with initial positive impacts evident in the first quarter of 2025. The company reported a significant 38% quarter-over-quarter growth in deposits, primarily driven by an increase in non-interest-bearing (NIB) deposits, which positions the institution favorably for future revenue generation. In addition, prospective earnings enhancements are anticipated from fixed loan repricing and a favorable loan growth outlook, which collectively contribute to a positive long-term financial trajectory for the company.
Bears say
Eagle Financial Services Inc. experienced a decline in end-of-period (EOP) loans, shrinking by 4%, which was significantly lower than the anticipated growth rate of 5%. Consequently, the company's estimates for net interest income (NII) have been revised downward for 2026, reflecting slower loan growth with projections decreasing from $4.15 to $4.08. Additionally, the volatility of the macroeconomic environment poses a substantial risk, further jeopardizing the company's growth expectations and contributing to an overall negative outlook.
This aggregate rating is based on analysts' research of Eagle Financial Services Inc and is not a guaranteed prediction by Public.com or investment advice.
EFSI Analyst Forecast & Price Prediction
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