
Eagle Bancorp (EGBN) Stock Forecast & Price Target
Eagle Bancorp (EGBN) Analyst Ratings
Bulls say
Eagle Bancorp has shown resilience, maintaining strong capital levels that provide a buffer against fluctuating loan performance, despite an increase in non-performing loans (NPLs) to 2.93% of total loans as of June 30. The total criticized loan balances have risen 13% quarter-over-quarter, reflecting proactive measures taken by the bank to address downgrades within its loan portfolio. Additionally, the bank's swift actions to manage office-related non-collection activity could present near-term upside potential for the stock, underscoring the bank's responsive strategy in a challenging financial environment.
Bears say
Eagle Bancorp's financial outlook is challenged by a significant 6% decline in the end-of-period (EOP) balance sheet, primarily driven by reduced liquidity utilized for paying down Federal Home Loan Bank (FHLB) borrowings. Additionally, key capital ratios experienced declines, with the Total Risk-Based Capital (RBC) and Common Equity Tier 1 (CET1) ratios each diminishing by approximately 60 basis points quarter-over-quarter, indicating potential vulnerability in maintaining financial stability. Furthermore, the downward revision of the 2026 earnings per share estimate from $1.96 to $1.76 reflects increasing provisioning assumptions and expectations of reduced net interest income (NII) due to a contracting balance sheet, amalgamating to a negative outlook for the company's future performance.
This aggregate rating is based on analysts' research of Eagle Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Eagle Bancorp (EGBN) Analyst Forecast & Price Prediction
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