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ENVA
Volume: 204.97K

Enova Int. (ENVA) Stock Forecast & Price Target

Enova Int. (ENVA) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Enova International Inc. has a positive outlook primarily due to its ability to gain market share amidst tightening credit conditions among higher-tier lenders, positioning it favorably as a sub-prime and near-prime consumer lender. The company's adjusted EPS has outperformed consensus estimates by 12%, supported by improved operating expenses, particularly in marketing and G&A, indicating efficient cost management and operational effectiveness. Furthermore, recent lower-cost debt issuances demonstrate strong investor confidence in Enova's financial stability and growth potential, alongside a historical track record of consistently exceeding guidance expectations.

Bears say

Enova International faces significant challenges due to a failed bank acquisition, which has implications for deal synergies and could negatively impact growth projections. The company is experiencing unfavorable credit trends, leading to increased losses and subdued growth estimates, with analysts projecting only 15% year-over-year EPS growth for 4Q25, well below previous guidance of 20-25%. Moreover, ongoing market concerns regarding sub-prime exposure and the cyclical risks associated with small business credit further contribute to a negative outlook on the company's stock performance.

Enova Int. (ENVA) has been analyzed by 6 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enova Int. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enova Int. (ENVA) Forecast

Analysts have given Enova Int. (ENVA) a Buy based on their latest research and market trends.

According to 6 analysts, Enova Int. (ENVA) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $154.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $154.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enova Int. (ENVA)

Volume: 204.97K

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