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FCNCA
Volume: 114.72K

FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares Inc. has demonstrated robust loan growth, achieving 9.9% quarter-over-quarter, primarily driven by strength in global fund banking, alongside stronger-than-anticipated net interest margin (NIM) resilience. The recent acquisition of Silicon Valley Bank is expected to enhance liquidity, allowing for accelerated repayment of fixed-rate notes, which will further reduce asset sensitivity and aid in NIM recovery ahead of prior projections. Additionally, the strategic expansion into new markets and the deepening of client relationships are anticipated to support sustained organic deposit growth and position the company for modest balance sheet expansion and improved efficiency by 2026.

Bears say

First Citizens BancShares's stock outlook appears negative due to a projected decrease in net interest income (NII) and narrowing net interest margins (NIM), leading to reduced earnings estimates for 2026. Additionally, the recent contraction in end-of-period deposits raises concerns regarding the bank's ability to generate low-cost funding to repay its purchase money note. While there are improvements in credit trends, the slowdown in anticipated buybacks and upward adjustments in expenses further complicate the financial landscape, suggesting increased volatility in earnings estimates in the near term.

FCNCA has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 10 analysts, FCNCA has a Buy consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,199.60, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,199.60, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 114.72K

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