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FCNCA
Volume: 207
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FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 14 analyst ratings
Buy
Strong Buy 29%
Buy 29%
Hold 43%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares has demonstrated robust growth in both loans and deposits within its SVB Commercial segment, with a notable increase of 5.6% quarter-over-quarter, contributing positively to the overall financial performance. The company benefits from a solid core balance sheet and net interest income (NII) growth, which are expected to drive positive earnings per share (EPS) growth resuming in 2025 and accelerating through 2026. Furthermore, strong loan growth, significant buyback acceleration at 3.5%, and favorable net interest income revisions underline the company's positive outlook moving forward.

Bears say

First Citizens BancShares Inc faces significant downside risks, particularly concerning pressures on its balance sheet and net interest income (NII) growth, which may hinder its ability to maintain competitive funding costs. The company's trading multiple of 13x NTM EPS is markedly higher than its historical average of 10.5x, suggesting that the stock is overvalued relative to its past performance, despite a price target based on a lower multiple of 12.5x NTM EPS. Furthermore, macroeconomic uncertainties, including potential volatility from lower interest rates and slower loan growth, could adversely affect earnings projections and overall financial stability.

FCNCA has been analyzed by 14 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 29% recommend Buy, 43% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 14 analysts, FCNCA has a Buy consensus rating as of Jul 23, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,141.71, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,141.71, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 207

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