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FICO
Volume: 10
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Fair Isaac (FICO) Stock Forecast & Price Target

Fair Isaac (FICO) Analyst Ratings

Based on 18 analyst ratings
Buy
Strong Buy 28%
Buy 50%
Hold 17%
Sell 6%
Strong Sell 0%

Bulls say

Fair Isaac Corporation is experiencing a robust growth trajectory, evidenced by a 16% year-over-year increase in Annual Contract Value (ACV) bookings in the first quarter of FY25, positioning the company for an anticipated 30% growth in Annual Recurring Revenue (ARR) by the end of the fiscal year. Additionally, the company's mortgage origination revenue demonstrated impressive growth of 110% year-over-year in 1Q25, highlighting the effectiveness of its services amidst increasing mortgage originations forecasted by the Mortgage Bankers Association. Furthermore, driven by rising consumer demand, Fair Isaac's software revenue grew by 10.3% year-over-year, supported by a strong emphasis on price increases and strategic partnerships in the market.

Bears say

Fair Isaac Corporation's outlook is negatively impacted by several fundamental factors, including a significant decline in ACV bookings by approximately 22% year-over-year in the first half of fiscal year 2024, contributing to a slowdown in Platform Annual Recurring Revenue (ARR) from over 30% in FY24 to 20% in the first quarter of fiscal year 2025. Additionally, the company's earnings per share (EPS) of $5.79 fell short of both estimates and consensus expectations, reflecting softer revenue and increased expenses driven by adverse macroeconomic conditions and persistent high interest rates. The company's transition to a subscription-based revenue model, combined with subdued mortgage inquiry volumes led by elevated 30-year mortgage rates, further exacerbates pressure on short-term software revenue growth.

Fair Isaac (FICO) has been analyzed by 18 analysts, with a consensus rating of Buy. 28% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 6% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fair Isaac and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Fair Isaac (FICO) Forecast

Analysts have given Fair Isaac (FICO) a Buy based on their latest research and market trends.

According to 18 analysts, Fair Isaac (FICO) has a Buy consensus rating as of Jul 23, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1,711.56, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1,711.56, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fair Isaac (FICO)

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