
FIGR Stock Forecast & Price Target
FIGR Analyst Ratings
Bulls say
Figure Technology Solutions Inc. has demonstrated impressive financial growth in its consumer loan marketplace, with origination volumes surging 115% year-over-year and contributing to a significant increase in partner-branded loans, which now represent 76% of total loan origination. The company's focus on enhancing margins and revenue growth is supported by strong unit economics from its core HELOC product, along with cost efficiencies derived from its proprietary blockchain technology. Additionally, projections indicate a robust increase in adjusted EPS estimates by 20-24% for 2026-2027 and a 25-30% rise in 2025-2027 AEBITDA, reflecting the positive impact of expanding marketplace volumes and effective partner growth strategies.
Bears say
Figure Technology Solutions Inc reported a 6% month-over-month decline in January consumer loan marketplace revenue, despite a significant year-over-year increase of 115%, indicating potential volatility in growth. The outlook for 2026-2027 estimates a 3-5% decline in GAAP EPS, primarily driven by rising stock-based compensation and a projected slowdown in growth tied to unfavorable conditions in the home equity line of credit (HELOC) market. Concerns over a weakening credit market, characterized by increasing defaults and delinquencies, suggest significant risks to Figure's business model, particularly as demand from funding partners may diminish, thereby impacting originations negatively.
This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.
FIGR Analyst Forecast & Price Prediction
Start investing in FIGR
Order type
Buy in
Order amount
Est. shares
0 shares