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FINW
Volume: 10.99K
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Finwise Bancorp (FINW) Stock Forecast & Price Target

Finwise Bancorp (FINW) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

FinWise Bancorp has demonstrated robust growth, with the held-for-investment (HFI) loan portfolio increasing by 7.2% to $465 million, driven by strong performance across all commercial loan types, including significant contributions from residential and commercial real estate loans. Additionally, the bank's deposit balances surged by 45.8% quarter-over-quarter, primarily fueled by time deposits, which reflect a solid foundation for funding further loan growth and enhancing liquidity. The outlook is further bolstered by an increase in noninterest income, particularly from improved Small Business Administration loan sales and the solid performance of the bank's legacy strategic programs, indicating potential for continued growth in the coming years.

Bears say

FinWise Bancorp has experienced a 10% decline in loan originations to $1.31 billion, adversely affected by seasonal factors in its student loan program, indicating potential challenges in maintaining growth amid changing market dynamics. The bank's Tangible Common Equity (TCE) ratio has decreased to 23.3%, coupled with a slight increase in the Community Bank Leverage Ratio (CBLR) to 20.6%, reflecting heightened concerns over earnings volatility and asset quality amidst external pressures. Furthermore, increased operating expenses and a core net interest margin decrease to 10.0% signal a diminishing profitability outlook that may be exacerbated by competitive pressures and economic uncertainties.

Finwise Bancorp (FINW) has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Finwise Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Finwise Bancorp (FINW) Forecast

Analysts have given Finwise Bancorp (FINW) a Buy based on their latest research and market trends.

According to 4 analysts, Finwise Bancorp (FINW) has a Buy consensus rating as of Jul 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Finwise Bancorp (FINW)

Volume: 10.99K

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