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FLD
Volume: 148

FLD Stock Forecast & Price Target

FLD Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Fold Holdings is attractive because its business is evolving from a transaction-heavy Bitcoin rewards app into a broader asset-gathering financial platform with more durable, recurring economics from customer balances and deposits. Despite 2Q26 revenue of $6.1m and a net loss of ($9.7m), the company showed improving operating leverage through an adjusted EBITDA loss of only ($5.5m), while also strengthening the balance sheet by cutting about $20m of secured debt and raising unrestricted capital to $28.4m of cash. The investment case is further supported by rapid product adoption, including more than 2,000 Bitcoin Rewards Credit Card holders, an ~80k-person waitlist, and expanding distribution through Lead Bank, TikTok Shop, and Kroger, which could broaden monetization as the platform scales.

Bears say

Fold Holdings is facing a weaker fundamental outlook as revenue estimates were cut sharply, with 2026E lowered by 55% and 39.6% and 2027E reduced by 62% and 34.4% across the cited revisions, reflecting expectations for softer crypto trading activity and slower monetization. The company’s Bitcoin Rewards Credit Card is also ramping far below expectations, adding only about 1.0k active cards q/q in 2Q versus a 7.5k estimate, which suggests weaker customer adoption and less contribution from newer products. More broadly, the reductions imply lower transaction volume assumptions and a cautious view on product rollout, leaving the business more exposed to uncertain demand in bitcoin-linked consumer finance.

FLD has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fold Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

FLD Analyst Forecast & Price Prediction

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FAQs About Fold Holdings Inc (FLD) Forecast

Analysts have given FLD a Buy based on their latest research and market trends.

According to 2 analysts, FLD has a Buy consensus rating as of Nov 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1.85, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1.85, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fold Holdings Inc (FLD)

Volume: 148

FLD Analyst Forecast & Price Prediction

Get the latest FLD stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

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