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FLG
Volume: 1.82M

FLG Stock Forecast & Price Target

FLG Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Flagstar Bank NA has demonstrated significant growth in its commercial lending sector, with C&I loan commitments rising by 26% quarter-over-quarter to $2.4 billion in the third quarter of 2025 and a 41% increase in originations to $1.7 billion. The bank has also experienced an improvement in its net interest margin, which has now increased for three consecutive quarters, reaching 1.91%, with further expansion expected in 2026. Additionally, Flagstar's strategic initiative to build reserves has resulted in increased credit quality, allowing for a reduction in the allowance for credit losses while maintaining a strong ACL ratio of 1.80% as of the latest quarter.

Bears say

The reduction in criticized loans, which fell by $2.8 billion year-to-date to $12.1 billion, reflects ongoing challenges for Flagstar Bank, despite this decline showing sequential improvement over three quarters. Additionally, the bank's lowered earnings per share estimate for 2026 indicates potential weaknesses as it now stands below the institution's guidance, suggesting concerns about future profitability. Furthermore, a significant decline in average loans, down $2.3 billion quarter-over-quarter, combined with a forecast of expected payoffs in future quarters, raises alarms about the bank's loan retention and growth prospects.

FLG has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Flagstar Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Flagstar Financial Inc (FLG) Forecast

Analysts have given FLG a Buy based on their latest research and market trends.

According to 10 analysts, FLG has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Flagstar Financial Inc (FLG)

Volume: 1.82M

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