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GABC
Volume: 37.41K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 5 analyst ratings
Hold
Strong Buy 0%
Buy 40%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated robust financial growth, with loans increasing by 6% quarter-over-quarter, driven by strong commercial real estate and seasonal agricultural trends, along with a 4% growth in deposits reflecting core Institutional Banking Development (IBD) advancements. The company's pre-provision net revenue (PPNR) rose by 9% to $30.7 million, surpassing expectations due to improved spread and fee income, while operating expenses remained stable. Additionally, wealth management fees surged 23% in 2024, supported by rising assets under management and favorable capital market conditions, highlighting a strong performance in its wealth management and insurance operations.

Bears say

German American Bancorp's financial outlook is hindered by a decline in tangible book value (TBV) to $17.93, accompanied by a notable drop in tangible common equity (TCE) by 53 basis points, indicating adverse effects from accumulated other comprehensive income (AOCI) losses. The bank's allowance for credit losses (ACL) has decreased, reflecting potential vulnerabilities to credit costs, particularly in a challenging interest rate environment that may exacerbate reduced loan demand and margin pressures. Additionally, the reported non-performing loan (NPL) coverage ratio is at 4.1x, suggesting potential risks in asset quality, which could further impact future earnings and overall financial performance.

GABC has been analyzed by 5 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 40% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 5 analysts, GABC has a Hold consensus rating as of Jul 23, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $41.70, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $41.70, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 37.41K

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