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GABC
Volume: 100.13K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated strong financial performance with a 13% increase in core fee income to $16.7 million, accounting for 18% of total revenue in the second quarter, and exceeding both management and consensus expectations. The company's ongoing focus on efficiency is reflected in the projected improvement of its efficiency ratio to 51% by the fourth quarter of 2025 and 50% by the fourth quarter of 2026. Furthermore, the solid growth in pre-provision net revenue (PPNR), driven by increased wealth management and card revenue, underscores the effectiveness of its revenue-generating strategies alongside strong cost controls.

Bears say

German American Bancorp's operating expenses of $48.6 million rose 4% quarter-over-quarter, surpassing estimates, which may indicate rising operational inefficiencies. Core net interest income (NII) of $70.9 million showed an 11% increase from the previous quarter but fell 2% short of projections due to limited core net interest margin (NIM) expansion. Additionally, the anticipated decrease in the allowance for credit losses (ACL) to 1.29% by 4Q26, alongside expectations of modest normalization in non-performing loans, could signal underlying concerns regarding asset quality and loan growth sustainability.

GABC has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 2 analysts, GABC has a Hold consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 100.13K

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