
GL Stock Forecast & Price Target
GL Analyst Ratings
Bulls say
Globe Life Inc's outlook is bolstered by a projected growth in life premiums of 4%-5% and health premiums anticipated to rise by 9%-11% over the next year, reflecting momentum in the life insurance industry. The company reported a total remeasurement gain of $150 million in the third quarter, with favorable mortality experience contributing to an $18 million gain in the life segment, highlighting strong operational performance. Additionally, the favorable macroeconomic conditions, including higher interest rates, demographic trends, and advancements in technology, further enhance the company's growth potential and investment opportunities.
Bears say
Globe Life Inc. has projected operating earnings per share of $14.60-$15.30 for 2026, indicating only 3% growth at the midpoint, which contrasts negatively with its historical performance affected by significant updates in business assumptions. The company's free cash flow conversion has seen a declining trend, slipping from approximately 80% in 2013-2015 to around 60-65% from 2018-2021, primarily driven by accounting changes that artificially inflated GAAP earnings without commensurate cash flow performance. Additionally, the company faces various risks including potential regulatory fines, increased health utilization contributing to margin pressure, and challenges in salesforce recruitment, which collectively raise concerns about its future revenue prospects.
This aggregate rating is based on analysts' research of Globe Life Inc and is not a guaranteed prediction by Public.com or investment advice.
GL Analyst Forecast & Price Prediction
Start investing in GL
Order type
Buy in
Order amount
Est. shares
0 shares