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HAFC
Volume: 631.2K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp demonstrated a robust deposit growth of 7% on a last quarter annualized (LQA) basis, reflecting broad-based increases in various deposit categories, including a notable 7.7% rise in certificates of deposit (CDs) and a 7.5% increase in non-interest bearing deposits. Additionally, loans increased by 2% LQA, supported by enhanced line utilization despite lower production levels, indicating effective asset management strategies. The bank has also raised its Small Business Administration (SBA) production target to a range of $45 million to $50 million, coupled with an anticipated gain of $0.7 million related to mortgage gains on sale in the upcoming quarter, further showcasing a positive outlook for operational performance.

Bears say

Hanmi Financial Corp has revised its earnings per share (EPS) projections for 2025 and 2026 downward, reflecting expectations of higher loan loss provisions (LLP) and non-interest expenses (NIE), now forecasted at $2.40 and $2.80, respectively. The bank maintains low to mid-single digit growth expectations for both loans and deposits, indicating potential stagnation in key revenue-generating areas. Additionally, a significant charge-off of $8.6 million related to a syndicated commercial real estate loan has impacted the allowance for credit losses (ACL), which decreased to 1.06%, further underscoring challenges in asset quality and lending performance.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

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