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HAFC
Volume: 230.6K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp demonstrated a positive financial outlook as it reported a Net Interest Margin (NIM) expansion to 3.27%, exceeding expectations, alongside a notable increase in Net Interest Income (NII) of $1.8 million, reaching $62.9 million. Additionally, the bank experienced a 2.2% increase in ending period loans quarter-over-quarter, reflecting ongoing growth amidst a challenging lending environment. Despite an uptick in criticized loans attributed to specific challenges in the hospitality sector, overall non-performing assets decreased, illustrating improved asset quality and maintaining a low ratio of non-performing assets to total loans.

Bears say

Hanmi Financial Corp's stock outlook is negatively impacted by a significant decline in end-of-period (EOP) deposits, which decreased by 5.3% quarter-over-quarter, contrasting sharply with a previous quarter's growth of 2.2%. The bank's poor loan demand and sluggish growth targets, projected at low-to-mid single digits, suggest a contraction of the balance sheet and deterioration in asset quality, which could hinder profitability. Additionally, a competitive market is exerting pressure on loan and deposit pricing, further straining the net interest margin and leading to an unfavorable earning asset mix.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 230.6K

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