
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares is positioned for growth with anticipated net interest margin (NIM) expansion in 2026, expected to rise by at least 10 basis points as a result of fixed asset repricing. The bank's strategic acquisitions, particularly in high-growth markets like Dallas-Fort Worth and Houston, are anticipated to enhance its regional presence and capitalize on projected market growth rates 30% above the national average over the next five years. Additionally, the improving asset quality metrics and an increasing average FICO score signify a strengthening consumer base, further supporting a positive financial outlook for the bank.
Bears say
Huntington Bancshares faces significant risks that contribute to a negative outlook, primarily stemming from concerns about asset quality, particularly in light of potential economic slowdowns which could lead to increased nonperforming assets and net charge-offs. The bank's large indirect auto loan portfolio, representing 10% of total loans, is particularly vulnerable due to falling used car prices and a declining loan-to-value ratio, which may pressure loan performance. Additionally, the bank's strategy of pursuing acquisitions poses operational and financial risks, including potential integration challenges and dilutive effects on earnings per share, compounding the uncertainties surrounding its profitability in a strained economic environment.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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