
Huntington Bancshares (HBAN) Stock Forecast & Price Target
Huntington Bancshares (HBAN) Analyst Ratings
Bulls say
Huntington Bancshares is projected to experience continued net interest income growth driven by expected margin expansion of approximately 10 basis points in both 2026 and 2027, primarily due to fixed asset repricing and lower deposit costs. The bank has demonstrated solid growth through strategic expansion in established markets, particularly in high-growth areas like Dallas-Fort Worth and Houston, which are projected to outpace national growth rates over the next five years. Additionally, the improvement in the average FICO score, rising from 760 in 2013 to 782 in 4Q23, indicates strengthening consumer credit quality, which supports a positive long-term outlook for the bank's lending portfolio.
Bears say
Huntington Bancshares is facing a negative outlook primarily due to deteriorating economic conditions that may result in sluggish loan growth and a challenging interest rate environment. The bank's significant exposure to a large indirect auto loan portfolio, coupled with declining used car prices, poses an additional risk to lending opportunities and profit margins. Furthermore, the pressure on credit costs and the need to build capital to match peers exacerbate concerns regarding the bank's overall financial stability and growth prospects.
This aggregate rating is based on analysts' research of Huntington Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Huntington Bancshares (HBAN) Analyst Forecast & Price Prediction
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