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HBCP
Volume: 22.53K

Home Bancorp (HBCP) Stock Forecast & Price Target

Home Bancorp (HBCP) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Home Bancorp Inc has demonstrated a commitment to returning value to its shareholders by increasing its quarterly common stock dividend by 7.4%, indicating strong financial health and a positive outlook for future earnings. The company is optimistic about loan growth, suggesting that anticipated rate cuts could lead to a resurgence in demand for loans, which lie within a growth range of 4-6% for the year 2025. Additionally, favorable economic conditions, such as declining unemployment and a strengthening housing market, present further upside potential for the financial institution's performance.

Bears say

Home Bancorp's loan-to-deposit ratio has decreased to 95.1% in Q2 2025 from 97.2% in the previous quarter, remaining above the company's ideal target range of 90-92%, indicating a potential liquidity challenge. Increased competition in the banking sector is expected to exert downward pressure on both asset yields and funding costs, negatively impacting profit margins and overall profitability. Additionally, if unemployment rises or the housing market experiences a downturn, the resultant credit losses may accelerate more than forecasted, further jeopardizing earnings expectations.

Home Bancorp (HBCP) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Home Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Home Bancorp (HBCP) Forecast

Analysts have given Home Bancorp (HBCP) a Buy based on their latest research and market trends.

According to 2 analysts, Home Bancorp (HBCP) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Home Bancorp (HBCP)

Volume: 22.53K

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