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HFWA
Volume: 4.18K

Heritage Financial (HFWA) Stock Forecast & Price Target

Heritage Financial (HFWA) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Financial Corp has demonstrated steady growth, with net interest income (NII) increasing by 1.7% quarter-over-quarter, reaching $58.4 million, and net interest margin (NIM) expanding for the sixth consecutive quarter to 3.72%. The company is expected to see continued net loan growth, bolstered by improving credit quality and projected returns on assets (ROA) and returns on tangible common equity (ROTCE) anticipated to approach 1.30% and 14%, respectively, by year-end. Additionally, an adjusted earnings per share (EPS) forecast reflects a positive trajectory, with an increase from $2.32 to $2.50 for 2026, driven in part by the anticipated benefits from the integration of the Olympic transaction, which may further enhance NIM towards 4% over time.

Bears say

Heritage Financial Corp's total borrowings have decreased significantly, dropping by $118 million quarter-over-quarter, which indicates potential challenges in liquidity management. The anticipated decline in the pro forma net loan-to-deposit (L/D) ratio from 80% to 76% raises concerns about the bank's lending capacity and profitability moving forward. Additionally, there is an underlying risk due to potential economic deterioration in the Pacific Northwest, which could lead to home price depreciation and a worsening employment situation, ultimately impacting credit quality and the bank's overall financial health.

Heritage Financial (HFWA) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Financial (HFWA) Forecast

Analysts have given Heritage Financial (HFWA) a Buy based on their latest research and market trends.

According to 4 analysts, Heritage Financial (HFWA) has a Buy consensus rating as of Mar 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Financial (HFWA)

Volume: 4.18K

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