
HTB Stock Forecast & Price Target
HTB Analyst Ratings
Bulls say
HomeTrust Bancshares Inc has demonstrated a robust financial position, with tangible book value per share (TBVPS) increasing by 3% quarter-over-quarter to reach $30.92. In addition, the bank's tangible common equity (TCE) ratio has strengthened to 11.9% in the second quarter of 2025, up from 11.7%. Furthermore, the net interest margin (NIM) has improved significantly, rising by 15 basis points to 4.37%, surpassing expectations and indicating effective management of interest-earning assets and liabilities.
Bears say
HomeTrust Bancshares Inc faces a negative outlook primarily due to concerns regarding a deterioration in credit quality, which has the potential to adversely affect both valuation and earnings per share (EPS). Additionally, the bank's reserve ratio has decreased from 1.23% to 1.20%, reflecting a reduced buffer against potential loan losses. This decline in reserves, coupled with the aforementioned credit quality issues, raises further red flags regarding the institution's financial stability.
This aggregate rating is based on analysts' research of HomeTrust Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.
HTB Analyst Forecast & Price Prediction
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