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IBCP
Volume: 8.08K
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Independent Bank (IBCP) Stock Forecast & Price Target

Independent Bank (IBCP) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Independent Bank Corp (IBC) has demonstrated strong performance indicators, highlighted by a 7% increase in average balances, surpassing expectations of 4%-6%. The bank's regulatory capital ratios have also improved, with the Common Equity Tier 1 (CET1) ratio rising to 11.5%, a 29 basis points increase quarter-over-quarter, which enhances the bank's financial stability. Additionally, the projected net interest margin (NIM) is expected to increase by 6 basis points to 3.55%, driven by a robust loan growth outlook, further underpinning a positive financial trajectory for the institution.

Bears say

Independent Bank Corp's current operating expenses are reported at $34.3 million, which reflects a 7% decrease quarter-over-quarter but remains slightly below expectations, indicating potential operational inefficiencies. The outlook for the bank's net interest margin (NIM) has been revised downward compared to previous guidance, raising concerns about future profitability in a potentially challenging interest rate environment. Additionally, various risks such as credit quality deterioration, slower loan and deposit growth, and unexpected increases in expenses could adversely impact the bank's financial performance, contributing to a negative outlook on the stock.

Independent Bank (IBCP) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Independent Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Independent Bank (IBCP) Forecast

Analysts have given Independent Bank (IBCP) a Hold based on their latest research and market trends.

According to 3 analysts, Independent Bank (IBCP) has a Hold consensus rating as of Oct 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $36, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $36, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Independent Bank (IBCP)

Volume: 8.08K

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