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INBK
Volume: 66.72K

INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp has demonstrated robust financial growth, marked by a 29% increase in end-of-period (EOP) deposits quarter-over-quarter, highlighting effective collaboration with fintech partners that bodes well for anticipated solid deposit growth in 2025. The company's EOP loans held for investment (HFI) improved by 2% quarter-over-quarter, with commercial loans up by 3%, reflecting the effectiveness of its lending strategies. Additionally, First Internet's efficiency ratio of 57% surpasses consensus estimates, indicating strong operational performance, and the forecasted improvement to 55% by 4Q26, alongside a yield on average earning assets increased to 5.65%, underlines a favorable outlook for net interest income and fee income growth.

Bears say

The financial analysis indicates a concerning trend for First Internet Bancorp, highlighted by a significant decline in noninterest income, which decreased by 46.7% quarter-over-quarter and 49.6% year-over-year, primarily due to disappointing GOS fees. Additionally, the bank's net interest income (NII) fell short of consensus estimates by 5%, with a modest net interest margin (NIM) expansion hampered by rising credit costs and a notable 17% decline in end-of-period loans held for investment. The sustained pressure on core earnings, marked by increased non-performing loans (NCOs) over four consecutive quarters, suggests ongoing challenges for the institution, raising concerns regarding its financial stability and growth prospects.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 66.72K

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