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INBK
Volume: 83.09K

INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp (INBK) has demonstrated a robust growth trajectory, with end-of-period loans held for investment (HFI) increasing by 2% quarter-over-quarter, accompanied by a 3% rise in commercial balances, indicating a solid demand for its lending products. The company's efficiency ratio of 57% is notably better than the consensus estimates, with expectations for further improvement to 55% by the fourth quarter of 2026, showcasing operational effectiveness alongside anticipated growth in net interest income and fee income. Additionally, while non-performing assets (NPAs) rose, the allowance for credit losses remains stable, reflecting prudent risk management practices as the company positions itself for continued financial resilience.

Bears say

First Internet Bancorp's recent financial performance reveals several troubling trends that contribute to a negative outlook for the stock. Notably, the net interest income (NII) of $31.5 million fell short of consensus estimates, reflecting insufficient net interest margin (NIM) expansion, which only improved by 8 basis points quarter-over-quarter to 2.12%. Additionally, end-of-period loans held for investment dropped significantly by 17% quarter-over-quarter, further indicating weakening loan demand compounded by increased credit costs and losses related to specific loan sales.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 83.09K

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