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INBK
Volume: 67.02K
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INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp demonstrated robust financial performance, with end-of-period (EOP) deposits rising by 29% quarter-over-quarter, supported by strategic partnerships with fintech companies that are projected to sustain solid deposit growth into 2025. EOP loans held for investment (HFI) grew by 2% quarter-over-quarter, complemented by a notable 3% increase in commercial loan balances, indicating strong demand in its core lending activities. Furthermore, the bank's efficiency ratio of 57% surpassed expectations and is anticipated to improve to 55% by the fourth quarter of 2026, driven by healthy net interest income and fee income growth, alongside effective margin expansion reflected by a rise in the yield on average earning assets to 5.65%.

Bears say

The analysis highlights a significant decline in First Internet Bancorp's noninterest income, which experienced a 46.7% quarter-over-quarter drop and a 49.6% year-over-year reduction, primarily due to disappointing GOS fees. Furthermore, the bank's net interest income (NII) of $31.5 million, an 8% increase from the previous quarter, fell 5% short of consensus expectations, exacerbated by a decline in tangible book value and higher credit costs. Additionally, significant challenges in core earnings were noted, with elevated non-performing loans (NCOs) persisting for a fourth consecutive quarter, casting a negative outlook on the company's financial health.

INBK has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Hold based on their latest research and market trends.

According to 3 analysts, INBK has a Hold consensus rating as of Nov 9, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 67.02K

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